GJA GROUP
ActiveSummary
The computed 12-month bankruptcy probability of GJA GROUP is 2.1% (moderate). The annual accounts of GJA GROUP for fiscal year 2025 show a net loss of 63% of total assets and of 93% of the equity at the start of that year. The 2025 annual accounts show equity of €599 and a net result of €-8k. Its solvency ranks better than 15% of 7058 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-95
Solvency30▼-44
Growth32
Track record82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.87 against 1.75 in 2024; short-term debt: 95.3% and cash: 57.4% of total assets), and 95.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.7%
Return on assets
-63.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7058 sector peers (2025).
NBB · sector comparisonPosition among 7058 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
7 d late
2024
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€599▼ 93.1%
2024 · €9k
Total assets
€13k▼ 28.4%
2024 · €18k
Net result
€-8k
2024 · €4k
Working capital
€-2k
2024 · €7k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€6k-€-9k
Net result€4k-€-8k
Equity€9k-€599▼ 93.1%
Total assets€18k-€13k▼ 28.4%
Debt€9k-€12k▲ 33.3%
Working capital€7k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€2k ▲ 18.3%
Current assets
€11k ▼ 33.7%
Equity and liabilities €13k
Equity
€599 ▼ 93.1%
Debt
€12k ▲ 33.3%
Debt's share of the balance-sheet total rises from 51.2% to 95.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €6k
Cash flow
€-7k▼
2024 · €4k
Current ratio
0.87▼
2024 · 1.75
ROA
-63.4%▼
2024 · 20.6%
Interest coverage
-121.04▼
2024 · 120.00
Debt ≤ 1 year
€12k▲
2024 · €9k
Equity ratios withheld: equity of €599 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €215 | €976 | ▲ 354% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2k | - |
| Gross operating margin9900 | €6k | €-6k | ▼ 196% |
| Operating profit (loss)9901 | €6k | €-9k | ▼ 247% |
| Financial income75/76B | - | €504 | - |
| Recurring financial income75 | - | €372 | - |
| Non-recurring financial income76B | - | €132 | - |
| Financial charges65/66B | €50 | €62 | ▲ 24.6% |
| Recurring financial charges65 | €50 | €62 | ▲ 24.6% |
| Profit (loss) for the period before taxes9903 | €6k | €-8k | ▼ 241% |
| Income taxes67/77 | €2k | - | - |
| Profit (loss) for the period9904 | €4k | €-8k | ▼ 320% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-8k | ▼ 320% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €18k | €13k | ▼ 28.4% |
| Fixed assets21/28 | €2k | €2k | ▲ 18.3% |
| Tangible fixed assets22/27 | €2k | €2k | ▲ 18.3% |
| Plant, machinery and equipment23 | €356 | €279 | ▼ 21.6% |
| Furniture and vehicles24 | €1k | €2k | ▲ 27.9% |
| Current assets29/58 | €16k | €11k | ▼ 33.7% |
| Amounts receivable within one year40/41 | €5k | €3k | ▼ 36.2% |
| Trade receivables40 | €5k | €3k | ▼ 36.2% |
| Cash at bank and in hand54/58 | €11k | €7k | ▼ 33.0% |
| Deferred charges and accrued income490/1 | €32 | €65 | ▲ 106% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €18k | €13k | ▼ 28.4% |
| Equity10/15 | €9k | €599 | ▼ 93.1% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €4k | - | - |
| Distributable reserves133 | €4k | - | - |
| Profit (loss) carried forward14 | - | €-4k | - |
| Amounts payable17/49 | €9k | €12k | ▲ 33.3% |
| Amounts payable within one year42/48 | €9k | €12k | ▲ 33.3% |
| Trade debts44 | €167 | €297 | ▲ 78.0% |
| Suppliers440/4 | €167 | €297 | ▲ 78.0% |
| Taxes, remuneration and social security45 | €7k | €4k | ▼ 51.7% |
| Taxes450/3 | €6k | €4k | ▼ 42.0% |
| Remuneration and social security454/9 | €1k | - | - |
| Other amounts payable47/48 | €1k | €8k | ▲ 454% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-8k | ▼ 320% |
| + Depreciation and write-downs630 | €215 | €976 | ▲ 354% |
| Operating cash flow (approximation) | €4k | €-7k | ▼ 283% |
| Investment in fixed assets (approximation) | - | €-1k | - |
| Change in cash | - | €-4k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
05-08
State Gazette act
General meeting · Member resignation
Member admission · Director resignation
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
State Gazette actNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2024
Ground area
966 m²
Building footprint
148 m²
Volume, LiDAR
619 m³
Parcel 24019A0004/00T009, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
GJA GROUP
since 20242.357.202.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24019A0004/00T009 | Flanders | 966 m² | 1 · 148 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,896. 564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.