GIVAGRI
ActiveGIVAGRI has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €77. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 78% of 3110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-17
Solvency92▼-3
Growth49▼-16
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.41 in 2024; short-term debt: 19.1% and cash: 17.2% of total assets), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.4%
Return on assets
0%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
18 d late
2023
6 d late
2022
24 d late
2021
on the day
2020
5 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€153k▼ 40.1%
2023 · €256k
2019: €138k
2020: €144k
2021: €123k
2022: €113k
2023: €256k
2019 → 2024
EBIT margin
10.1%▼ 14.0pp
2023 · 24.2%
2019: 9.8%
2020: 22.1%
2021: 22.8%
2022: 13.9%
2023: 24.2%
2019 → 2024
Net result
€77▼ 99.5%
2024 · €17k
2019: €15k
2020: €25k
2021: €9k
2022: €18k
2023: €52k
2024: €17k
2019 → 2025
Working capital
€33k▲ 75.1%
2024 · €19k
2019: €-16k
2020: €-197
2021: €26k
2022: €25k
2023: €86k
2024: €19k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€123k-€113k▼ 8.1%€256k▲ 126%€153k▼ 40.1%
Equity€66k-€83k▲ 26.7%€136k▲ 62.9%€153k▲ 12.4%€152k▼ 0.4%
Operating result€28k-€16k▼ 43.8%€62k▲ 292%€16k▼ 74.9%€-778
Net result€9k-€18k▲ 90.7%€52k▲ 199%€17k▼ 67.9%€77▼ 99.5%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €778 after €16k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€149k▼ 1.7%
Current assets
€76k▲ 16.1%
Equity and liabilities €225k
Equity
€152k▼ 0.4%
Debt
€73k▲ 13.1%
The debt ratio rises from 29.9% to 32.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €33k
Cash flow
€28k▼
2024 · €34k
Solvency
67.4%▼
2024 · 70.1%
Current ratio
1.77▲
2024 · 1.41
Quick ratio
1.77▲
2024 · 1.41
Debt / equity
0.48▲
2024 · 0.43
ROE
0.1%▼
2024 · 11.0%
ROA
0.0%▼
2024 · 7.7%
Interest coverage
390.72▲
2024 · 103.56
Debt
€73k▲
2024 · €65k
Debt ≤ 1 year
€43k▼
2024 · €47k
Income taxes
€357▼
2024 · €6k
Staff costs
€11k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€225k▲
Fixed assets21/28€152k€149k▼
Tangible fixed assets22/27€148k€145k▼
Land and buildings22€121k€121k▲
Plant, machinery and equipment23€27k€20k▼
Furniture and vehicles24-€4k
Financial fixed assets28€4k€4k=
Current assets29/58€66k€76k▲
Amounts receivable within one year40/41€2k€5k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€61k€39k▼
Deferred charges and accrued income490/1€3k€32k▲
Equity and liabilities
Total equity and liabilities10/49€218k€225k▲
Equity10/15€153k€152k▼
Contributions10/11€10k€10k=
Capital10-€10k
Issued capital100-€20k
Uncalled capital101-€10k
Reserves13€27k€27k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130-€2k
Reserves not available under the articles1311€2k-
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€116k€115k▼
Amounts payable17/49€65k€73k▲
Amounts payable within one year42/48€47k€43k▼
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€8k€1k▼
Remuneration and social security454/9€1k€704▼
Other amounts payable47/48€24k€32k▲
Accrued charges and deferred income492/3€18k€30k▲
Income statement
Code20242025
Turnover70€153k-
Non-recurring operating income76A€81k-
Goods, raw materials, services and sundry goods60/61€192k-
Remuneration, social security and pensions62€9k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€28k▲
Other operating charges640/8€237€272▲
Gross operating margin9900€42k€39k▼
Operating profit (loss)9901€16k€-778▼
Financial income75/76B€8k€1k▼
Recurring financial income75€5k€533▼
Non-recurring financial income76B€3k€750▼
Financial charges65/66B€316€70▼
Recurring financial charges65€316€70▼
Profit (loss) for the period before taxes9903€23k€435▼
Income taxes67/77€6k€357▼
Profit (loss) for the period9904€17k€77▼
Profit (loss) for the period to be appropriated9905€17k€77▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€115k▼
Profit (loss) brought forward from the previous period14P€99k€115k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €77 ▼99.5%
Net result drops to €77, the lowest in the series.
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
30-06
Financial
Equity above €150kEq €153k ▲12.4%
6 profitable years in a row build equity to €153k.
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 6 days late
2023
30-06
Financial
Highest result since 2019net €52k ▲199%
Operating result €62k, net result €52k, both a record.
30-06
Financial
Equity above €100kEq €136k ▲62.9%
5 profitable years in a row build equity to €136k.
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 18 days late
2018
23-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quévy · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint Martin(GIV) 77041 QuévyGround area
7,324 m²
Building footprint
209 m²
Parcel 53031D0714/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Saint Martin(GIV) 7, 7041 Quévy
since 20112.199.785.992
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53031D0714/00E000 | Wallonia | 7,324 m² | 1 · 209 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteQuévy2.199.785.992
Similar companies · same sector, comparable size
Pierlet
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BE 0783.444.848
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BRANSWIJK
BE 0859.821.856
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SHAPERS
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Holsbeek · Eq €150k
Hupko Agri
BE 0659.954.643
Kortenaken · Eq €149k
Of 5,167 companies in sector 01110 we hold annual accounts for 612. 481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2011
Fiscal year end30-06
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01500Mixed farming
01130Growing of vegetables, melons, roots and tubers
01160Crop and animal production, hunting and related service activities
01290Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.