COUSSEMENT AGRI
ActiveCOUSSEMENT AGRI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €8k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-65
Solvency100▲+3
Growth68▼-17
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 2.78 in 2024), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
16 d early
2023
28 d late
2022
52 d late
2021
23 d late
2020
82 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€103k▲ 40.0%
2023 · €73k
2022: €56k
2023: €73k
2022 → 2024
EBIT margin
50.6%▲ 39.6pp
2023 · 11.1%
2022: 14.2%
2023: 11.1%
2022 → 2024
Net result
€8k▼ 78.9%
2024 · €37k
2018: €25k
2019: €21k
2020: €-21k
2021: €24k
2022: €10k
2023: €6k
2024: €37k
2018 → 2025
Working capital
€55k▼ 20.1%
2024 · €69k
2018: €77k
2019: €96k
2020: €28k
2021: €40k
2022: €50k
2023: €35k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€56k€73k▲ 31.8%€103k▲ 40.0%
Equity€52k-€63k▲ 20.2%€68k▲ 8.8%€105k▲ 54.5%€113k▲ 7.4%
Operating result€35k-€8k▼ 77.2%€8k▲ 2.6%€52k▲ 541%€11k▼ 78.3%
Net result€24k-€10k▼ 56.2%€6k▼ 47.3%€37k▲ 572%€8k▼ 78.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€86k▲ 3.8%
Current assets
€89k▼ 17.1%
Equity and liabilities €175k
Equity
€113k▲ 7.4%
Debt
€62k▼ 27.3%
The debt ratio falls from 44.7% to 35.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k▼
2024 · €70k
Cash flow
€23k▼
2024 · €55k
Solvency
64.7%▲
2024 · 55.3%
Current ratio
2.62▼
2024 · 2.78
Quick ratio
2.62▼
2024 · 2.78
Debt / equity
0.55▼
2024 · 0.81
ROE
6.9%▼
2024 · 35.3%
ROA
4.5%▼
2024 · 19.5%
Interest coverage
10.45▼
2024 · 25.33
Debt
€62k▼
2024 · €85k
Debt ≤ 1 year
€34k▼
2024 · €39k
Debt > 1 year
€28k▼
2024 · €46k
Income taxes
€1k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€175k▼
Fixed assets21/28€82k€86k▲
Intangible fixed assets21€18k€5k▼
Tangible fixed assets22/27€65k€80k▲
Land and buildings22€56k€56k=
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€6k€23k▲
Current assets29/58€108k€89k▼
Amounts receivable within one year40/41€4k€22k▲
Trade receivables40-€22k
Other amounts receivable41€4k-
Cash at bank and in hand54/58€103k€64k▼
Deferred charges and accrued income490/1€344€3k▲
Equity and liabilities
Total equity and liabilities10/49€190k€175k▼
Equity10/15€105k€113k▲
Contributions10/11€19k€20k▲
Reserves13€17k€15k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€70k€78k▲
Amounts payable17/49€85k€62k▼
Amounts payable after more than one year17€46k€28k▼
Financial debts170/4€46k€28k▼
Amounts payable within one year42/48€39k€34k▼
Current portion of amounts payable after more than one year42€21k€19k▼
Trade debts44€444€91▼
Suppliers440/4€444€91▼
Taxes, remuneration and social security45€14k€14k▲
Taxes450/3€14k€14k▲
Other amounts payable47/48€3k€1k▼
Accrued charges and deferred income492/3-€167
Income statement
Code20242025
Turnover70€103k-
Non-recurring operating income76A€25k-
Goods, raw materials, services and sundry goods60/61€56k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€16k▼
Other operating charges640/8€1k€240▼
Gross operating margin9900€72k€27k▼
Operating profit (loss)9901€52k€11k▼
Financial income75/76B€3k€823▼
Recurring financial income75€66€823▲
Non-recurring financial income76B€3k-
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▼
Non-recurring financial charges66B-€344
Profit (loss) for the period before taxes9903€52k€9k▼
Income taxes67/77€15k€1k▼
Profit (loss) for the period9904€37k€8k▼
Profit (loss) for the period to be appropriated9905€37k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€78k▲
Profit (loss) brought forward from the previous period14P€33k€70k▲
Transfer from equity791/2-€2k
Transfer to equity691/2-€2k
To contributions691-€2k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €37k ▲572%
Operating result €52k, net result €37k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲54.5%
4 profitable years in a row build equity to €105k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-21k ▼199%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Alouettes(MJ) 17050 JurbiseGround area
5,405 m²
Building footprint
277 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Wattines 17, 6560 Erquelinnes
since 20082.168.514.974
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53050A0555/00N000 | Wallonia | 3,113 m² | 1 · 222 m² | - |
| 56007A0502/00K003 | Wallonia | 2,292 m² | 1 · 56 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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IMMO - HALLET
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Of 5,163 companies in sector 01110 we hold annual accounts for 611. 455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2008
Fiscal year end31-12
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01420Raising of other cattle and buffaloes
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.