FRUCTURA
ActiveFRUCTURA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-8k) and a net result of €-3k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 15% of 3098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency33=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.23 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.7%
Return on assets
-1.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
21 d late
2023
52 d late
2022
49 d late
2021
22 d late
2020
23 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-8k▼ 49.4%
2024 · €-6k
2018: €-27k
2019: €-27k
2020: €-17k
2021: €-28k
2022: €-44k
2023: €-30k
2024: €-6k
2018 → 2025
Total assets
€225k▲ 120%
2024 · €102k
2018: €10k
2019: €14k
2020: €50k
2021: €34k
2022: €48k
2023: €84k
2024: €102k
2018 → 2025
Net result
€-3k
2024 · €12k
2018: €-11k
2019: €-222
2020: €9k
2021: €-10k
2022: €-17k
2023: €14k
2024: €12k
2018 → 2025
Working capital
€-199k▼ 139%
2024 · €-83k
2018: €-32k
2019: €-29k
2020: €-46k
2021: €-49k
2022: €-77k
2023: €-70k
2024: €-83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-28k-€-44k▼ 60.2%€-30k▲ 31.2%€-6k▲ 81.6%€-8k▼ 49.4%
Operating result€-10k-€-17k▼ 66.1%€14k€12k▼ 10.9%€-3k
Net result€-10k-€-17k▼ 64.5%€14k€12k▼ 10.9%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€190k▲ 146%
Current assets
€35k▲ 39.2%
Key figures and ratios
EBITDA
€24k▼
2024 · €31k
Cash flow
€24k▼
2024 · €31k
Solvency
-3.7%▲
2024 · -5.5%
Current ratio
0.15▼
2024 · 0.23
Quick ratio
0.15▼
2024 · 0.23
Debt / equity
-27.90▼
2024 · -19.27
ROE
33.1%▲
2024 · -219.7%
ROA
-1.2%▼
2024 · 12.0%
Interest coverage
550.13▲
2024 · 378.61
Debt
€233k▲
2024 · €108k
Debt ≤ 1 year
€233k▲
2024 · €108k
Staff costs
€25k▲
2024 · €133
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€225k▲
Fixed assets21/28€77k€190k▲
Tangible fixed assets22/27€77k€190k▲
Plant, machinery and equipment23€77k€190k▲
Financial fixed assets28€147€599▲
Current assets29/58€25k€35k▲
Amounts receivable within one year40/41€14k€29k▲
Trade receivables40€9k-
Other amounts receivable41€5k€29k▲
Cash at bank and in hand54/58€11k€6k▼
Equity and liabilities
Total equity and liabilities10/49€102k€225k▲
Equity10/15€-6k€-8k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-26k€-29k▼
Amounts payable17/49€108k€233k▲
Amounts payable within one year42/48€108k€233k▲
Current portion of amounts payable after more than one year42€4k€4k=
Trade debts44-€81k
Suppliers440/4-€81k
Taxes, remuneration and social security45-€245
Taxes450/3-€245
Other amounts payable47/48€104k€148k▲
Income statement
Code20242025
Remuneration, social security and pensions62€133€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€26k▲
Other operating charges640/8€449€462▲
Gross operating margin9900€32k€49k▲
Operating profit (loss)9901€12k€-3k▼
Financial income75/76B€47€2▼
Recurring financial income75€47€2▼
Financial charges65/66B€82€43▼
Recurring financial charges65€82€43▼
Profit (loss) for the period before taxes9903€12k€-3k▼
Profit (loss) for the period9904€12k€-3k▼
Profit (loss) for the period to be appropriated9905€12k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-29k▼
Profit (loss) brought forward from the previous period14P€-39k€-26k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 52 days late
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
12-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 12 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
STEVENS Kristel
CurrentDirector · since 20-12-2023
20-12-2023
STEVENS Kristel: Appointed as Director
20-12-2023
STEVENS Kristel Nicole Louise: Resigned as Director
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Straat 353770 RiemstGround area
1,275 m²
Building footprint
160 m²
Volume, LiDAR
1,415 m³
Parcel 73086C0549/00F000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fructura
since 20092.182.889.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73086C0549/00F000 | Flanders | 1,275 m² | 1 · 159 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRiemst2.182.889.087
Similar companies · same sector and region
AGROBEN
BE 0875.015.521
Riemst
Ass.COENEGRACHTS-VAES
BE 0878.710.330
Riemst
Genoels Maatschap
BE 1017.183.273
Riemst
Jackers Landbouw
BE 0896.264.162
Riemst
KERSTEN-COENEGRACHTS
BE 0827.913.212
Riemst
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 5,161 companies in sector 01110 we hold annual accounts for 611.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2009
Fiscal year end31-12
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01240Growing of pome and stone fruits
01199Crop and animal production, hunting and related service activities
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:patrickvaes@euphonynet.be
Phone:0479/439950