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GIO RENOV

Active
Private limited companyfounded 201115 yrs activeRue Saint Jean 10, 4820 Dison, BelgiumKBO/BCE: BE 0836.522.258
Summary

GIO RENOV has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,725 and a net result of €26,288. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 2712 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch ReportCompare
GIO RENOVActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€227,330total assets 2025
Staff
1.5 FTE
Equity
€154,725
Profit
€26,288
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
1.2%
Structure
Accounts 15 d early0 of 6 deeds read
Why 66- 2 of the last 3 late- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €227,330+ Founded in 2011Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 61% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 93+6
equity 68.1% of total assets
Liquidity 40-3
short-term debt 31.9% · cash 2.7%
Profitability 83+6
return on assets 11.6%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -0.7% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%▼ -0.7% vs 02-2025lowest value 04-2025: 0.4%▲ +2.0% vs 03-2025 05-2025: 0.4%▼ -1.7% vs 04-2025 06-2025: 0.4%▲ +0.5% vs 05-2025 07-2025: 0.4%▲ +9.3% vs 06-2025 08-2025: 0.6%▲ +45.5% vs 07-2025 09-2025: 0.8%▲ +15.7% vs 08-2025 10-2025: 1.1%▲ +41.3% vs 09-2025 11-2025: 1.1%▲ +7.9% vs 10-2025 12-2025: 1.8%▲ +57.0% vs 11-2025 01-2026: 3.0%▲ +68.7% vs 12-2025highest value 02-2026: 2.8%▼ -7.8% vs 01-2026 03-2026: 2.8%● 0.0% vs 02-2026 04-2026: 2.8%▲ +0.5% vs 03-2026 05-2026: 2.8%▼ -0.3% vs 04-2026 06-2026: 2.7%▼ -5.0% vs 05-2026 07-2026: 2.7%● 0.0% vs 06-2026 08-2026: 1.3%▼ -50.2% vs 07-2026 09-2026: 1.2%▼ -11.0% vs 08-2026 10-2026: 1.2%● 0.0% vs 09-2026
  • 2 of the last 3 late raises the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2011 lowers the probability for this profile
  • Size: total assets €227,330 raises the probability for this profile
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.96 against 2.51 in 2024; short-term debt: 31.9% and cash: 2.7% of total assets), and 31.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 77%, liquidity 36%, profitability 66%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2011
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €227,330
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
183 d late
2023
44 d late
2022
38 d early
2021
32 d early
2020
53 d early
2019
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €150,000Eq €154,725 ▲20.5%

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €26,288 7 years View
  • Total assets 20256 fiscal years filed €227,330 View
  • Active since 2011founded 25-05-2011 15 years View

By topic

Financials

Fiscal year
2025
Total assets
€227,330
Profit
€26,288
Solvency
68.1%
Turnover▲ 50.6%
Net result
20182020
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 16-07-2026Annual accounts filed
  2. 30-01-2026Annual accounts filed
  3. 31-12-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
25-05-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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