Equity
€123,584 ▲ 24.4%
RETRAMEX has made a profit without a break since 2020.
RETRAMEX
Lifetime
15 annual accounts with figures on one time axispeak €108,999 (2024)
€98,364▼ 9.8%
lowest -€100 (2019)
€24,245▲ 7.4%
peak €123,584 (2025)
€123,584▲ 24.4%
€149,364▲ 58.2%
peak 0.5 FTE (2019)
-not published
Board1 name since 2010
1 directorROGGEMANS Gauthier
Documentsfilings and deeds
21-04-20269 days before the deadline
2025micro format
Equity from €99,340 to €123,584Debts from €94,427 to €149,364Investments €57,340Cash from €2,726 to €70,197
Key points
from the 2025 annual accountsTurnover
≈ €510,000 estimated
The micro format states no turnover.
Debts
€149,364 ▲ 58.2%
Debts rose by €54,936 in 2025.
Investments
€57,340 4.4 × depreciation
Green is investment, beige is depreciation. Machinery stands 1106.7% higher than in 2024.
Filings
15 annual accounts since 2011
Three of the last ten came late. The 2019 accounts came latest: 27 days after the end of the period.
Position in the sector
€98,364
Higher gross margin than 80% of companies in construction of buildings. Sector median €32,132 · 9,448 companies.
Checked score
89
Excellent
Financially stronger than 63% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%▲ +0.3 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.5%▼ -0.1 percentage points vs 02-2026
04-2026: 0.7%▲ +0.2 percentage points vs 03-2026highest value
05-2026: 0.2%▼ -0.5 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €272,948
lowers risk
Founded in 2010
Liquidity: current ratio 1.89, cash €70,197
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 53% of them on solvency, 71% on liquidity, 61% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as RETRAMEX has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of RETRAMEX itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for RETRAMEX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.89 (2.3 in 2024), above the usual 1.5. Short-term debt is 36.1% and cash 25.7% of total assets. However, 54.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 days early
2024
29 days early
2023
on the day
2022
11 days early
2021
2 days early
2020
5 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0830030087
Resignation: ROGGEMANS Gauthier (manager)
Reappointment: ROGGEMANS Gauthier (director) · General meeting of 12-12-2023 · Gazette deed
Registered office moved from Heusy to Polleur
New registered office: Rue Petit Jonkeu n°45 à 4910 Polleur · Previous registered office: Rue de Franchimont 23/A à 4802 Heusy · General meeting of 07-09-2020 · Gazette deed
First establishment
RETRAMEX SPRL, Rue Petit-Jonckeu 45, Theux
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RETRAMEX Theux | €272,948 | €98,364 | 45.3% | - |
| Etudes, Gestion et Coordination Theux | €259,870 | €110,953 | 55.5% | - |
| UGO IMMO Sprimont | €272,195 | €86,072 | 22.7% | - |
| GF CONSTRUCTIONS Oupeye | €264,201 | €80,096 | 40.2% | - |
| YENKA Anderlecht | €290,670 | €100,964 | 33.8% | - |
| R.S.B. CONSTRUCT Forest | €279,509 | €107,465 | 42.1% | - |
| FINISH CONSTRUCT Forest | €248,889 | €93,122 | 12.3% | - |
These companies have the same main activity as RETRAMEX: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €249,000 and €291,000, founded between 2008 and 2012.
Official details
Source: KBO- Status
- Active since 07-10-2010Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Joint committee
- 124Construction · annual accounts 30-09-2023
- Establishment unit
- 2.192.415.2794910 Theux, since 15-10-2010
- Financial year end
- 30 September
- Peppol
- Reachable since 23-02-2026
Annual accounts to 30-09-2025
- €272,948▲ 40.9%
- Employeeson 30-09-2025
- 1=
- Filing
- Filed on 21-04-2026, 9 days before the end of the filing period
Insights on RETRAMEX
RETRAMEX files the micro format. That format states no turnover. The gross margin rose from €19,015 in 2011 to €98,364 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RETRAMEX
- What is the company number of RETRAMEX?
- The company number of RETRAMEX is 0830.030.087. The VAT number is the same number with BE in front: BE 0830.030.087.
- Where is RETRAMEX based?
- The registered office is at Rue Petit-Jonckeu 45, 4910 Theux.Company details
- What does RETRAMEX do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of RETRAMEX?
- RETRAMEX is a private limited company (BV).
- When was RETRAMEX founded?
- RETRAMEX was founded on 07-10-2010.
- Is RETRAMEX still active?
- Yes, RETRAMEX is an active enterprise in the KBO register.
- How many employees does RETRAMEX have?
- RETRAMEX had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does RETRAMEX fall under?
- In its 30-09-2023 annual accounts, RETRAMEX states joint committee 124 (Construction).
- What is the turnover of RETRAMEX?
- The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €98,364 and 111 comparable companies (NACE 41001). It probably lies between €380,000 and €850,000.
- Is RETRAMEX profitable?
- In financial year 2025, RETRAMEX made a profit of €24,245.
- Where can I find the annual accounts of RETRAMEX?
- RETRAMEX filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RETRAMEX due?
- RETRAMEX must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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