Gio Projects
ActiveThe computed 12-month bankruptcy probability of Gio Projects is 2.1% (moderate). The 2025 annual accounts show equity of €26k and a net result of €11k. Its solvency ranks better than 77% of 7431 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+4
Growth78
Track record82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 0.79 in 2024; short-term debt: 31.2% and cash: 45.1% of total assets), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
29.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 74.0%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€37k▲ 64.9%
2024 · €23k
2024: €23k
2024 → 2025
Net result
€11k▲ 12.0%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€13k
2024 · €-2k
2024: €-2k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€26k▲ 74.0%
Operating result€12k-€14k▲ 15.8%
Net result€10k-€11k▲ 12.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€12k▼ 25.3%
Current assets
€25k▲ 305%
Equity and liabilities €37k
Equity
€26k▲ 74.0%
Debt
€12k▲ 47.8%
The debt ratio falls from 34.8% to 31.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €13k
Cash flow
€15k▲
2024 · €11k
Solvency
68.8%▲
2024 · 65.2%
Current ratio
2.15▲
2024 · 0.79
Quick ratio
2.15▲
2024 · 0.79
Debt / equity
0.45▼
2024 · 0.53
ROE
42.5%▼
2024 · 66.1%
ROA
29.3%▼
2024 · 43.1%
Interest coverage
398.11▼
2024 · 608.66
Debt
€12k▲
2024 · €8k
Debt ≤ 1 year
€12k▲
2024 · €8k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€37k▲
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€16k€12k▼
Furniture and vehicles24€16k€12k▼
Current assets29/58€6k€25k▲
Amounts receivable within one year40/41€5k€7k▲
Trade receivables40€2k€7k▲
Other amounts receivable41€2k€38▼
Cash at bank and in hand54/58€651€17k▲
Deferred charges and accrued income490/1€914€1k▲
Equity and liabilities
Total equity and liabilities10/49€23k€37k▲
Equity10/15€15k€26k▲
Contributions10/11€5k€5k=
Reserves13€10k€21k▲
Distributable reserves133€10k€21k▲
Amounts payable17/49€8k€12k▲
Amounts payable within one year42/48€8k€12k▲
Trade debts44€924€793▼
Suppliers440/4€924€793▼
Advances received on contracts in progress46€453€0▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€4k€9k▲
Remuneration and social security454/9€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€14k€20k▲
Operating profit (loss)9901€12k€14k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€22€46▲
Recurring financial charges65€22€46▲
Profit (loss) for the period before taxes9903€12k€14k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€10k€11k▲
Profit (loss) for the period to be appropriated9905€10k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€11k▲
Transfer to equity691/2€10k€11k▲
To other reserves6921€10k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 2.15
Current ratio from 0.79 to 2.15.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat 369600 RonseGround area
933 m²
Building footprint
209 m²
Volume, LiDAR
1,491 m³
Parcel 45041B0799/00M000, Flanders · tallest building 13.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gio Projects
since 20242.361.692.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45041B0799/00M000 | Flanders | 933 m² | 1 · 209 m² | 13.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
K - Constructs
BE 0506.948.823
Nieuwerkerken (Limb.) · Eq €26k
Les Ateliers Triplan
BE 0808.696.423
Fleurus · Eq €26k
FELIX VERHAEGHE
BE 0450.806.906
Roeselare · Eq €26k
P & V Grond
BE 0793.265.109
Lievegem · Eq €26k
SNS GROUP
BE 0804.333.403
Sint-Pieters-Leeuw · Eq €26k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:giovanni.buyssens@gmail.com