PALKO
ActiveThe computed 12-month bankruptcy probability of PALKO is 2.3% (moderate). The 2025 annual accounts show equity of €15k and a net result of €12k. Its solvency ranks better than 48% of 7376 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.48; short-term debt: 58.2% and cash: 15% of total assets), and 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€15k
Total assets
€36k
Net result
€12k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€5k
Current assets
€31k
Equity and liabilities €36k
Equity
€15k
Debt
€21k
Debt finances 58.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k
Cash flow
€13k
Solvency
41.8%
Current ratio
1.48
Quick ratio
1.19
Debt / equity
1.39
ROE
80.0%
ROA
33.4%
Interest coverage
152.70
Debt
€21k
Debt ≤ 1 year
€21k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€36k
Fixed assets21/28€5k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Financial fixed assets28€3k
Current assets29/58€31k
Stocks and contracts in progress3€6k
Stocks30/36€6k
Amounts receivable within one year40/41€15k
Trade receivables40€13k
Other amounts receivable41€2k
Cash at bank and in hand54/58€5k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€15k
Contributions10/11€3k
Profit (loss) carried forward14€12k
Amounts payable17/49€21k
Amounts payable within one year42/48€21k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€9k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€720
Other operating charges640/8€3k
Non-recurring operating charges66A€415
Gross operating margin9900€20k
Operating profit (loss)9901€16k
Financial charges65/66B€111
Recurring financial charges65€111
Profit (loss) for the period before taxes9903€16k
Income taxes67/77€4k
Profit (loss) for the period9904€12k
Profit (loss) for the period to be appropriated9905€12k
Appropriation of the result
Profit (loss) to be appropriated9906€12k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mutsaardplein 21853 GrimbergenGround area
1,590 m²
Building footprint
727 m²
Volume, LiDAR
9,805 m³
2 parcels, Brussels, Flanders · tallest building 22.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PALKO
since 20242.358.578.457
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0399/00M025 | Flanders | 1,424 m² | 1 · 561 m² | 22.0 m · 5 fl. |
| 21001A0743/00S006 | Brussels | 167 m² | 1 · 166 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 10,690 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2024
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
43110Demolition
43120Site preparation
43130Specialised construction activities
43320Joinery installation
47120Other non-specialised retail sale
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.