Losses
-€34,901 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
GILITY
Lifetime
5 annual accounts with figures on one time axispeak €47,205 (2021)
-€11,093▼ €6,333
lowest -€20,185 (2025)
-€20,185▼ €5,469
peak €36,440 (2023)
€1,539▼ 92.9%
€19,863▲ 11.3%
Board1 name since 2020
1 directorGIBASZEK Jonas
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from -€4,760 to -€11,093Loss of €20,185Permanent representative: Jonas GIBASZEK 21-03Equity from €21,724 to €1,539Cash from €11,623 to €821
Key points
from the 2025 annual accountsDebts
€19,863 93% of the balance sheet
Liquidity
0.39 was 0.98 in 2024
Short-term debts rose from €17,842 to €19,863.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 3 to 45 days before the end of the period.
Starting capital
€3,000 100 shares
Position in the sector
-€20,185
Lower net result than 93% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Turnover not published (micro format)
Checked score
52
Fair
Financially stronger than 7% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €20,185, the second in a row (financial year 2025)
Liquidity: current ratio 0.39, cash €821, halved
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €21,402
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 14% of them on solvency, 3% on liquidity, 5% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 646 companies had the same profile as GILITY has now. Each dot stands for 2 companies, two years later.
86.1%
were still trading
5.7%
stopped another way
7.3%
went bankrupt
Another 0.9% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GILITY itself is lower: 0.3% within 12 months. It rests on far more data about GILITY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 646 companies, not a prediction for GILITY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.39 (0.98 in 2024), below 1. Short-term debt is 92.8% and cash 3.8% of total assets. 92.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€20,185
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 days early
2024
14 days early
2023
21 days early
2022
27 days early
2021
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 22 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0760510385
Permanent representative: Jonas GIBASZEK
Board meeting of 04-02-2025 · Gazette deed
Appointment: GIBASZEK Jonas (director)
Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: GIBASZEK, Jonas Léon Joseph · published on 29-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as GILITY: computer programming (NACE 62100). They are comparable in size and age: total assets between €19,400 and €24,700, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 24-12-2020Normal situation
- Activity
- Computer programmingNACE 62100and 2 others
- Establishment unit
- 2.311.678.1657170 Manage, since 24-12-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €21,402▼ 45.9%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on GILITY
GILITY files the micro format. That format states no turnover. The gross margin fell from €47,205 in 2021 to -€11,093 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GILITY
- What is the company number of GILITY?
- The company number of GILITY is 0760.510.385. The VAT number is the same number with BE in front: BE 0760.510.385.
- Where is GILITY based?
- The registered office is at Place de la Hestre 3, 7170 Manage.Company details
- What does GILITY do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of GILITY?
- GILITY is a private limited company (BV).
- When was GILITY founded?
- GILITY was founded on 24-12-2020.
- Is GILITY still active?
- Yes, GILITY is an active enterprise in the KBO register.
- What is the turnover of GILITY?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is GILITY profitable?
- In financial year 2025, GILITY made a loss of €20,185.
- Where can I find the annual accounts of GILITY?
- GILITY filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GILITY due?
- GILITY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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