Liquidity
4.05 was 2.08 in 2024
Short-term debts fell from €15,788 to €5,570.
AARDBEIO
Lifetime
5 annual accounts with figures on one time axispeak €18,232 (2024)
€893▼ 95.1%
lowest -€516 (2021)
-€225▼ €12,589
peak €17,194 (2024)
€16,969▼ 1.3%
€5,570▼ 64.7%
Board1 name since 2020
1 directorLÜKER Ufuk
Documentsfilings and deeds
12-10-202673 days late
2025micro format
Gross margin from €18,232 to €893Loss of €225Debts from €15,788 to €5,570Cash from €4,824 to €9,416
Key points
from the 2025 annual accountsFilings
5 annual accounts 73 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€225
Lower net result than 81% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Checked score
90
Excellent
Financially stronger than 54% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%▼ -0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -0.3 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 73 days late; 3 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.05, cash €9,416
Equity €16,969 (75.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 78% on liquidity, 16% on profitability and 38% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as AARDBEIO has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AARDBEIO itself is lower: 0.2% within 12 months. It rests on far more data about AARDBEIO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for AARDBEIO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.05 (2.08 in 2024), above the usual 1.5. Short-term debt is 24.7% and cash 41.8% of total assets. 24.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
73 days late
2024
61 days late
2023
67 days late
2022
72 days late
2021
316 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 118 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LÜKER Ufuk 50 sharesdeed of 08-07-2020
- ÜREYIL Mithat Kamil 50 sharesdeed of 08-07-2020
Recent changes
Registered office moved from Mortsel to Lier
New registered office: NIEUWPOORTSTRAAT 43/6-2500 LIER · Previous registered office: LIERSESTEENWEG 43/2-2640 MORTSEL · General meeting of 03-05-2021 · Gazette deed
Incorporation
Founding capital of €2,500, 100 shares · Founders: LÜKER Ufuk and ÜREYIL Mithat Kamil · Appointment: LÜKER Ufuk (director) · published on 08-07-2020 · Gazette deed
First establishment
Liersesteenweg 43, Mortsel
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as AARDBEIO: computer programming (NACE 62100). They are comparable in size and age: total assets between €19,400 and €24,700, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 06-07-2020Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.305.704.8462640 Mortsel, since 06-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on AARDBEIO
AARDBEIO files the micro format. That format states no turnover. The gross margin fell from €1,221 in 2021 to €893 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AARDBEIO
- What is the company number of AARDBEIO?
- The company number of AARDBEIO is 0749.868.396. The VAT number is the same number with BE in front: BE 0749.868.396.
- Where is AARDBEIO based?
- The registered office is at Nieuwpoortstraat 43/6, 2500 Lier.Company details
- What does AARDBEIO do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of AARDBEIO?
- AARDBEIO is a private limited company (BV).
- When was AARDBEIO founded?
- AARDBEIO was founded on 06-07-2020.
- Is AARDBEIO still active?
- Yes, AARDBEIO is an active enterprise in the KBO register.
- What is the turnover of AARDBEIO?
- The turnover in financial year 2025 is ≈ €4,800. This figure is estimated from the gross margin of €893 and 53 comparable companies (NACE 62100). It probably lies between €2,600 and €9,300. It is a rough estimate.Financials
- Is AARDBEIO profitable?
- In financial year 2025, AARDBEIO made a loss of €225.
- Where can I find the annual accounts of AARDBEIO?
- AARDBEIO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AARDBEIO due?
- AARDBEIO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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