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GICAMADIVI

Active
Private limited companyfounded 2015active for 11 yearsRue de Mons 126, 1480 Tubize, BelgiumKBO/BCE: BE 0630.925.018

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of GICAMADIVI is 3.3% (moderate). The 2025 annual accounts show negative equity (-€36,263) and a net result of -€4,587. Equity has been shrinking by about 38% per year since 2018. Its solvency ranks better than 10% of 4,785 sector peers (NACE 56, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 28-05-2015 Normal situation
Activity
Full-service restaurants NACE 56111and 1 other
Establishment unit
2.242.258.334 1480 Tubize, since 02-06-2015
Financial year end
31 December
Peppol
Reachable since 15-01-2026

Board and ownership

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.3%
Annual accounts 2025
Gross margin
€150,885
▼ 31.0%
Turnover
≈ €460,000
estimated
Loss
€4,587
▼ 52.0%
Equity
-€36,263
▼ 14.5%
Total assets
€51,727
▼ 34.4%
Staff
3.1 FTE
▼ 32.6%
Filed on 16-07-2026, 15 days before the deadlineat the National Bank
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)2 of the last 3 accounts lateNegative equity -€36,263Loss of €4,587, the second in a row (financial year 2025)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 29% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -70.1% of total assets
Liquidity 48-2
short-term debt 170.1% · cash 38.7%
Profitability 48+36
return on assets -8.9%
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 3.8% 12-2024: 3.8%● unchanged vs 11-2024 01-2025: 3.8%● unchanged vs 12-2024 02-2025: 3.8%● unchanged vs 01-2025 03-2025: 3.6%▼ -0.2 percentage points vs 02-2025 04-2025: 3.6%● unchanged vs 03-2025 05-2025: 3.5%▼ -0.1 percentage points vs 04-2025 06-2025: 3.4%▼ -0.1 percentage points vs 05-2025 07-2025: 3.5%▲ +0.1 percentage points vs 06-2025 08-2025: 4.1%▲ +0.6 percentage points vs 07-2025 09-2025: 4.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 3.1%▼ -1.1 percentage points vs 09-2025 11-2025: 3.0%▼ -0.1 percentage points vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 3.0%● unchanged vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 2.9%▼ -0.1 percentage points vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 2.9%● unchanged vs 04-2026 06-2026: 2.8%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 2.8%● unchanged vs 06-2026 08-2026: 3.4%▲ +0.6 percentage points vs 07-2026 09-2026: 3.3%▼ -0.1 percentage points vs 08-2026 10-2026: 3.3%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.36 (0.47 in 2024), below 1. Short-term debt is 170.1% and cash 38.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 45% on liquidity, 35% on profitability and 28% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · 2 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€36,263
NBB · annual accounts
raises risk · Loss of €4,587, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€36,263
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
15 days early
2024
32 days late
2023
44 days late
2022
49 days late
2021
26 days late
2020
23 days late
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€36,263 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€4,587 View
  • Caution: Lower solvency than 90% of companies in food and beverage servicesector median 29.8% · 4,785 companies -70.1% View

Comparable companies

These companies have the same main activity as GICAMADIVI: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €45,800 and €65,500, founded between 2013 and 2016.

CompanyTotal assetsGross margin
GICAMADIVI Tubize€51,727€150,885
SEROG Brussel€45,840€155,367
GAUGUINXL Elsene€53,823€169,895
ZLW Wemmel€55,596€148,805
Cécila Ottignies-Louvain-la-Neuve€65,463€120,996
DELY Oostende€61,772€170,977
DPRS Antwerpen€52,508€202,365
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about GICAMADIVI

What is the company number of GICAMADIVI?
The company number of GICAMADIVI is 0630.925.018. The VAT number is the same number with BE in front: BE 0630.925.018.
Where is GICAMADIVI based?
The registered office is at Rue de Mons 126, 1480 Tubize.Company details
What does GICAMADIVI do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of GICAMADIVI?
The legal form of GICAMADIVI is Private limited company (BV).
When was GICAMADIVI founded?
GICAMADIVI was founded on 28-05-2015.
Is GICAMADIVI still active?
Yes, GICAMADIVI is an active enterprise in the KBO register.
How many employees does GICAMADIVI have?
GICAMADIVI had an average of 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GICAMADIVI?
The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €150,885 and 31 comparable companies (NACE 56111). It probably lies between €380,000 and €510,000.
Is GICAMADIVI profitable?
In financial year 2025, GICAMADIVI made a loss of €4,587.
Where can I find the annual accounts of GICAMADIVI?
GICAMADIVI filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GICAMADIVI due?
GICAMADIVI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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