Equity
€27,746 from €67,523 in 2019
Equity fell by 59% in 6 years.
DELY
Lifetime
11 annual accounts with figures on one time axisGross marginpeak €210,553 (2023)
€170,977▼ 11.1%
Resultlowest -€28,153 (2020)
€12,831▲ 33×
Equitypeak €67,523 (2019)
€27,746▲ 86.0%
Debts
€34,027▼ 15.5%
Staffpeak 3.5 FTE (2015)
-not published
Board1 name since 2014
1 directorDELY Herman Oscar Roger
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Result from €390 to €12,831Equity from €14,914 to €27,746Debts from €40,246 to €34,027Investments €7,362Cash from €24,464 to €33,716
Key points
from the 2025 annual accountsChecked score
71
Healthy
Financially stronger than 77% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.6%▼ -0.2 percentage points vs 05-2025lowest value
07-2025: 0.8%▲ +0.2 percentage points vs 06-2025
08-2025: 1.2%▲ +0.4 percentage points vs 07-2025
09-2025: 1.1%▼ -0.1 percentage points vs 08-2025
10-2025: 1.1%● unchanged vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.0%▼ -0.1 percentage points vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 0.9%▼ -0.1 percentage points vs 05-2026
07-2026: 1.0%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.8%▼ -0.6 percentage points vs 08-2026
10-2026: 0.7%▼ -0.1 percentage points vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Sector: Food and beverage service activities (NACE 56)
Size: total assets €61,772
lowers risk
Liquidity: current ratio 1.52, cash €33,716
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 63% of them on solvency, 76% on liquidity, 82% on profitability and 88% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as DELY has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DELY itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DELY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.21 in 2024), above the usual 1.5. Short-term debt is 55.1% and cash 54.6% of total assets. However, 55.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €27,746
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
29 days late
2022
24 days late
2021
29 days late
2020
4 days early
2019
24 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
New director
DELY Herman Oscar Roger appointed, DELY Herman Oscar Roger resigned · Director discharge: DELY Herman Oscar Roger · DELY Herman Oscar Roger holds all the shares · General meeting of 28-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0506908736
Incorporation
published on 19-12-2014 · Gazette deed
First establishment
Coffee Dream, Kapellestraat 107, Ostend
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| DELY Ostend | €61,772 | €170,977 | 44.9% | - |
| GOÛT-THÉ Herstal | €70,095 | €167,449 | 58.5% | - |
| SOFALO Court-Saint-Etienne | €55,017 | €156,434 | -45.2% | - |
| MUNZURO Antwerp | €66,360 | €146,710 | 72.1% | - |
| G FOOD Sint-Gillis (bij-Brussel) | €63,979 | €202,822 | -456.0% | 5 |
| BJK COMPANY Brussels | €72,655 | €160,949 | 97.1% | - |
| MORDIA La Louvière | €52,510 | €155,134 | -48.7% | 3.2 |
These companies have the same main activity as DELY: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €52,500 and €72,700, founded between 2014 and 2015.
Official details
Source: KBO- Status
- Active since 17-12-2014Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.239.449.5898400 Ostend, since 17-12-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- Turnover
- ≈ €530,000estimated
- Total assets
- €61,772▲ 12.0%
- Employeeson 31-12-2025
- 1▼ 66.7%
- Filing
- Filed on 31-08-2026
Insights on DELY
DELY files the micro format. That format states no turnover. The gross margin fell from €170,988 in 2015 to €170,977 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DELY
- What is the company number of DELY?
- The company number of DELY is 0506.908.736. The VAT number is the same number with BE in front: BE 0506.908.736.
- Where is DELY based?
- The registered office is at Kapellestraat 107, 8400 Ostend.Company details
- What does DELY do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of DELY?
- DELY is a private limited company (BV).
- When was DELY founded?
- DELY was founded on 17-12-2014.
- Is DELY still active?
- Yes, DELY is an active enterprise in the KBO register.
- How many employees does DELY have?
- DELY had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DELY fall under?
- In its 2025 annual accounts, DELY states joint committee 302 (Hotels and catering).
- What is the turnover of DELY?
- The turnover in financial year 2025 is ≈ €530,000. This figure is estimated from the gross margin of €170,977 and 83 comparable companies (NACE 56112). It probably lies between €390,000 and €650,000.
- Is DELY profitable?
- In financial year 2025, DELY made a profit of €12,831.
- Where can I find the annual accounts of DELY?
- DELY filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DELY due?
- DELY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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