Cécila
ActiveThe computed 12-month bankruptcy probability of Cécila is 2.2% (moderate). The 2025 annual accounts show equity of €657 and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 13044 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▼ -36 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency6▼-8
Growth78=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 0.72 in 2024), and 99% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1%
Return on assets
-12.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
51 d early
2023
30 d early
2022
2 d late
2021
29 d late
2020
34 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€657▼ 92.8%
2024 · €9k
2018: €-2k
2019: €1k
2020: €20k
2021: €22k
2022: €15k
2023: €-23k
2024: €9k
2018 → 2025
Total assets
€65k▼ 6.6%
2024 · €70k
2018: €87k
2019: €86k
2020: €117k
2021: €116k
2022: €37k
2023: €43k
2024: €70k
2018 → 2025
Net result
€-8k
2024 · €32k
2018: €-17k
2019: €3k
2020: €19k
2021: €3k
2022: €-7k
2023: €-39k
2024: €32k
2018 → 2025
Working capital
€-18k▼ 6.9%
2024 · €-17k
2018: €64k
2019: €71k
2020: €82k
2021: €84k
2022: €10k
2023: €-42k
2024: €-17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€15k▼ 30.1%€-23k€9k€657▼ 92.8%
Operating result€5k-€-5k€-36k▼ 597%€37k€-2k
Net result€3k-€-7k€-39k▼ 481%€32k€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €37k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€19k▼ 27.8%
Current assets
€47k▲ 5.9%
Equity and liabilities €65k
Equity
€657▼ 92.8%
Debt
€65k▲ 6.2%
The debt ratio rises from 87.1% to 99.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€7k▼
2024 · €50k
Cash flow
€730▼
2024 · €45k
Solvency
1.0%▼
2024 · 12.9%
Current ratio
0.72▼
2024 · 0.72
Quick ratio
0.55▲
2024 · 0.42
ROA
-12.9%▼
2024 · 46.2%
Interest coverage
1.61▼
2024 · 11.00
Debt
€65k▲
2024 · €61k
Debt ≤ 1 year
€65k▲
2024 · €61k
Income taxes
€2k▲
2024 · €288
Staff costs
€96k▼
2024 · €147k
Equity ratios withheld: equity of €657 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€65k▼
Fixed assets21/28€26k€19k▼
Tangible fixed assets22/27€26k€19k▼
Furniture and vehicles24€23k€19k▼
Leasing and similar rights25€3k-
Current assets29/58€44k€47k▲
Stocks and contracts in progress3€18k€11k▼
Stocks30/36€18k€11k▼
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40€4k€931▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€20k€31k▲
Deferred charges and accrued income490/1€382€2k▲
Equity and liabilities
Total equity and liabilities10/49€70k€65k▼
Equity10/15€9k€657▼
Contributions10/11€12k€12k=
Reserves13€5k€5k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-8k€-17k▼
Amounts payable17/49€61k€65k▲
Amounts payable within one year42/48€61k€65k▲
Current portion of amounts payable after more than one year42€7k€406▼
Trade debts44€8k€8k▼
Suppliers440/4€8k€8k▼
Advances received on contracts in progress46€350€675▲
Taxes, remuneration and social security45€17k€27k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€9k€16k▲
Other amounts payable47/48€28k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€147k€96k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€9k▼
Other operating charges640/8€3k€7k▲
Non-recurring operating charges66A-€11k
Gross operating margin9900€200k€121k▼
Operating profit (loss)9901€37k€-2k▼
Financial income75/76B€1€67▲
Recurring financial income75€1€67▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€33k€-6k▼
Income taxes67/77€288€2k▲
Profit (loss) for the period9904€32k€-8k▼
Profit (loss) for the period to be appropriated9905€32k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-17k▼
Profit (loss) brought forward from the previous period14P€-41k€-8k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 34 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 15.49
Current ratio from 5.77 to 15.49; short-term debt falls from €15k to €6k.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Parc 31340 Ottignies-Louvain-la-NeuveGround area
233 m²
Building footprint
301 m²
Volume, LiDAR
1,855 m³
Parcel 25083D0014/00L000, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CECILA
since 20132.219.917.056
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083D0014/00L000 | Wallonia | 233 m² | 1 · 301 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOttignies-Louvain-la-Neuve2.219.917.056
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 1,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-05-2013
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.