GIANTSTEPS
ActiveGIANTSTEPS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €18k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-25
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 5.62 in 2024), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
7.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
20 d early
2023
on the day
2022
30 d late
2021
31 d late
2020
110 d late
2019
305 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€182k▼ 37.0%
2024 · €288k
2018: €148k
2019: €175k
2020: €203k
2021: €213k
2022: €236k
2023: €245k
2024: €288k
2018 → 2025
Total assets
€231k▼ 34.9%
2024 · €355k
2018: €190k
2019: €247k
2020: €256k
2021: €239k
2022: €254k
2023: €282k
2024: €355k
2018 → 2025
Net result
€18k▼ 58.0%
2024 · €44k
2018: €25k
2019: €27k
2020: €28k
2021: €11k
2022: €22k
2023: €9k
2024: €44k
2018 → 2025
Working capital
€129k▼ 48.1%
2024 · €248k
2018: €147k
2019: €172k
2020: €192k
2021: €204k
2022: €223k
2023: €230k
2024: €248k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€236k▲ 10.5%€245k▲ 3.9%€288k▲ 17.8%€182k▼ 37.0%
Operating result€4k-€18k▲ 415%€2k▼ 89.9%€63k▲ 3,263%€29k▼ 54.2%
Net result€11k-€22k▲ 108%€9k▼ 58.5%€44k▲ 370%€18k▼ 58.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€59k▲ 11.0%
Current assets
€172k▼ 43.0%
Equity and liabilities €231k
Equity
€182k▼ 37.0%
Debt
€49k▼ 26.0%
The debt ratio rises from 18.8% to 21.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€41k▼
2024 · €69k
Cash flow
€31k▼
2024 · €50k
Solvency
78.6%▼
2024 · 81.2%
Current ratio
3.98▼
2024 · 5.62
Quick ratio
3.98▼
2024 · 5.62
Debt / equity
0.27▲
2024 · 0.23
ROE
10.1%▼
2024 · 15.1%
ROA
7.9%▼
2024 · 12.3%
Interest coverage
25.87▼
2024 · 83.66
Debt
€49k▼
2024 · €67k
Debt ≤ 1 year
€43k▼
2024 · €54k
Debt > 1 year
€6k▼
2024 · €13k
Income taxes
€9k▼
2024 · €18k
Staff costs
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€231k▼
Fixed assets21/28€53k€59k▲
Tangible fixed assets22/27€53k€59k▲
Land and buildings22€10k€9k▼
Furniture and vehicles24€36k€32k▼
Other tangible fixed assets26€7k€18k▲
Financial fixed assets28-€240
Current assets29/58€302k€172k▼
Amounts receivable after more than one year29-€100k
Other amounts receivable291-€100k
Amounts receivable within one year40/41€278k€51k▼
Trade receivables40€14k€10k▼
Other amounts receivable41€264k€41k▼
Cash at bank and in hand54/58€23k€20k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€355k€231k▼
Equity10/15€288k€182k▼
Contributions10/11€6k€6k=
Reserves13€282k€176k▼
Distributable reserves133€282k€176k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€67k€49k▼
Amounts payable after more than one year17€13k€6k▼
Financial debts170/4€13k€6k▼
Amounts payable within one year42/48€54k€43k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€779€292▼
Credit institutions430/8€779€292▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€44k€30k▼
Taxes450/3€24k€28k▲
Remuneration and social security454/9€20k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62-€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€13k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€70k€56k▼
Operating profit (loss)9901€63k€29k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€822€2k▲
Recurring financial charges65€822€2k▲
Profit (loss) for the period before taxes9903€62k€27k▼
Income taxes67/77€18k€9k▼
Profit (loss) for the period9904€44k€18k▼
Profit (loss) for the period to be appropriated9905€44k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€18k▼
Transfer from equity791/2-€125k
Transfer to equity691/2€44k€18k▼
To other reserves6921€44k€18k▼
Profit to be distributed694/7-€125k
Return on contributions (dividend)694-€125k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €44k ▲370%
Operating result €63k, net result €44k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €9k ▼58.5%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 110 days late
01-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 305 days late
2020
31-12
Financial
Equity above €200kEq €203k ▲16.1%
3 profitable years in a row build equity to €203k.
2019
31-12
Financial
Equity above €150kEq €175k ▲18.2%
2 profitable years in a row build equity to €175k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nonnenstraat(HRT) 42200 HerentalsGround area
82 m²
Building footprint
60 m²
Volume, LiDAR
452 m³
Parcel 13302G0432/00P002, Flanders · tallest building 8.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GIANTSTEPS
since 19982.089.841.640
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302G0432/00P002 | Flanders | 82 m² | 1 · 60 m² | 8.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 900 EUR awarded · 900 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 900 EUR | 900 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-1998
Fiscal year end31-12
Activities, NACEBEL
62100Computer programming
70200Business and other management consultancy
70220Business consulting
74142
62010Computer programming, consultancy and related activities
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.