GESTRALOC CONSULTING
ActiveGESTRALOC CONSULTING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €660k and a net result of €117k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 3110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+5
Solvency84▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.62 in 2024; short-term debt: 20.7% and cash: 10.2% of total assets), and 41.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.5%
Return on assets
10.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
28 d early
2023
15 d early
2022
25 d early
2021
19 d early
2020
18 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€1.13M▲ 2.5%
2024 · €1.10M
2018: €724k
2019: €752k
2020: €730k
2021: €788k
2022: €963k
2023: €1.06M
2024: €1.10M
2018 → 2025
Net result
€117k▲ 59.7%
2024 · €73k
2018: €19k
2019: €38k
2020: €-4k
2021: €52k
2022: €93k
2023: €20k
2024: €73k
2018 → 2025
Working capital
€-70k▲ 6.5%
2024 · €-75k
2018: €-109k
2019: €-50k
2020: €-113k
2021: €-107k
2022: €-130k
2023: €-165k
2024: €-75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€474k-€528k▲ 11.3%€548k▲ 3.8%€600k▲ 9.5%€660k▲ 10.0%
Operating result€77k-€135k▲ 75.7%€37k▼ 72.8%€117k▲ 221%€182k▲ 55.0%
Net result€52k-€93k▲ 79.7%€20k▼ 78.2%€73k▲ 259%€117k▲ 59.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€964k▼ 1.4%
Current assets
€163k▲ 33.5%
Equity and liabilities €1.13M
Equity
€660k▲ 10.0%
Debt
€468k▼ 6.5%
The debt ratio falls from 45.5% to 41.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€272k▲
2024 · €215k
Cash flow
€207k▲
2024 · €171k
Solvency
58.5%▲
2024 · 54.5%
Current ratio
0.70▲
2024 · 0.62
Quick ratio
0.68▲
2024 · 0.61
Debt / equity
0.71▼
2024 · 0.83
ROE
17.7%▲
2024 · 12.2%
ROA
10.4%▲
2024 · 6.7%
Interest coverage
29.23▲
2024 · 22.80
Debt
€468k▼
2024 · €500k
Debt ≤ 1 year
€233k▲
2024 · €197k
Debt > 1 year
€232k▼
2024 · €301k
Income taxes
€56k▲
2024 · €35k
Staff costs
€195
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.13M▲
Formation expenses20€0€0=
Fixed assets21/28€978k€964k▼
Tangible fixed assets22/27€978k€964k▼
Land and buildings22€524k€509k▼
Plant, machinery and equipment23€105k€69k▼
Furniture and vehicles24€58k€110k▲
Other tangible fixed assets26€290k€276k▼
Assets under construction and advance payments27€0-
Financial fixed assets28€25€25=
Current assets29/58€122k€163k▲
Stocks and contracts in progress3€2k€4k▲
Stocks30/36€2k€4k▲
Amounts receivable within one year40/41€39k€35k▼
Trade receivables40€38k€21k▼
Other amounts receivable41€1k€14k▲
Cash at bank and in hand54/58€73k€115k▲
Deferred charges and accrued income490/1€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.13M▲
Equity10/15€600k€660k▲
Contributions10/11€250k€250k=
Reserves13€348k€408k▲
Distributable reserves133€348k€408k▲
Profit (loss) carried forward14€2k€2k▲
Investment grants15€0€0=
Provisions and deferred taxes16€0€0=
Deferred taxes168€0€0=
Amounts payable17/49€500k€468k▼
Amounts payable after more than one year17€301k€232k▼
Financial debts170/4€301k€232k▼
Amounts payable within one year42/48€197k€233k▲
Current portion of amounts payable after more than one year42€80k€69k▼
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€10k€21k▲
Taxes450/3€10k€21k▲
Other amounts payable47/48€99k€136k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Turnover70-€0
Goods, raw materials, services and sundry goods60/61-€0
Remuneration, social security and pensions62-€195
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€98k€90k▼
Other operating charges640/8€4k€12k▲
Gross operating margin9900€219k€284k▲
Operating profit (loss)9901€117k€182k▲
Financial income75/76B€201€329▲
Recurring financial income75€201€329▲
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€108k€173k▲
Transfer from deferred taxes780€13-
Income taxes67/77€35k€56k▲
Profit (loss) for the period9904€73k€117k▲
Profit (loss) for the period to be appropriated9905€73k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€119k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2€21k€57k▲
Transfer to equity691/2€73k€117k▲
To other reserves6921€73k€117k▲
Profit to be distributed694/7€21k€57k▲
Return on contributions (dividend)694€21k€57k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €117k ▲59.7%
Operating result €182k, net result €117k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €528k ▲11.3%
2 profitable years in a row build equity to €528k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-4k ▼110%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Birven (La Clouse) 284880 AubelGround area
3,816 m²
Building footprint
176 m²
Volume, LiDAR
1,494 m³
2 parcels, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Birven (La Clouse) 22, 4880 Aubel
since 20032.115.649.281
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63003C0068/00L000 | Wallonia | 1,911 m² | 1 · 91 m² | 10.4 m · 3 fl. |
| 63003C0591/00B000 | Wallonia | 1,905 m² | 1 · 85 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAubel2.115.649.281
Similar companies · same sector, comparable size
HUYBRECHTS JEF
BE 0887.658.084
Hoogstraten · Eq €659k
JAVALOT
BE 0474.381.567
Wingene · Eq €657k
Veehof
BE 0446.422.407
Wingene · Eq €656k
Dewicke Johan
BE 0424.002.539
Diksmuide · Eq €648k
LANGENS AGRI
BE 0739.587.980
Bocholt · Eq €648k
Of 587 companies in sector 01462 we hold annual accounts for 213. 177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2002
Fiscal year end31-12
Activities, NACEBEL
01462Crop and animal production, hunting and related service activities
01410Raising of dairy cattle
01610Support activities for crop production
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
77320Rental and leasing activities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.