GESTIER CONSTRUCT
Judicial reorganisationSummary
The file of GESTIER CONSTRUCT contains 1 judicial reorganisation, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show negative equity (-€193,954) and a net result of -€181,262. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2220 sector peers (fiscal year 2025).
Are you a creditor?
Judicial reorganisation
Source: Belgian Official Gazette
Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.
The procedure
- Court
- Enterprise Court of Hainaut
- Opened
- 27 April 2026
- Track
- Reorganisation by collective agreement
- Docket number
- 20260033
- Moratorium until
- 27 August 2028
- Creditors' vote
- 18 August 2026
- Delegated judge
- Eric Bedoret
- Official Gazette
- 12-05-2026 (pdf) ↗search the document for 2026/119870
What to do now
- Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
- Check the amount the company lists you for: it has to tell you. If it is wrong, dispute it in writing.
- The company files a reorganisation plan and creditors vote on it at a hearing. A plan approved and confirmed by the court also binds those who voted against.
- What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
- The file is in RegSol, where you can read the documents of the procedure.
Deadlines: the moratorium runs until 27 August 2028, unless the court extends or ends it earlier. The date of the vote on the plan is in the judgment and in RegSol.
View the file in RegSol ↗
Watch
Follow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.
General information, not legal advice. If in doubt, your lawyer or your accountant can help.Creditor guide for this company
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Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-27
Growth32=
Track record60
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity short (current ratio 0.79 against 1.12 in 2024; short-term debt: 124.1% and cash: 0% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€193,954
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
8 d late
2023
34 d early
2022
7 d late
2021
1 d late
2020
3 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
What should you check before you do business with this company?Supplier due diligence What held for this company on a given day: board, seat, name?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€181,262▼ 60.7%
2024 · -€112,762
Working capital
-€136,130
2024 · €75,130
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€49,428▼ 30.7%-€7,091€75,084-€217,165-€198,221▲ 8.7%
Net result€17,345within the sector's middle half▼ 57.6%-€31,650below the sector's middle half€20,059within the sector's middle half-€112,762below the sector's middle half-€181,262below the sector's middle half▼ 60.7%
Equity€144,929within the sector's middle half▲ 34.7%€110,313within the sector's middle half▼ 23.9%€127,405within the sector's middle half▲ 15.5%€11,676below the sector's middle half▼ 90.8%-€193,954below the sector's middle half
Total assets€1.0mwithin the sector's middle half▲ 13.1%€1.2mwithin the sector's middle half▲ 18.6%€1.3mwithin the sector's middle half▲ 1.8%€720,965within the sector's middle half▼ 42.7%€519,905within the sector's middle half▼ 27.9%
Debt€896,600▲ 10.7%€1.1m▲ 25.4%€1.1m▲ 0.5%€709,289▼ 37.2%€713,858▲ 0.6%
Working capital€18,798within the sector's middle half▼ 42.0%€32,014within the sector's middle half▲ 70.3%€126,755within the sector's middle half▲ 296%€75,130within the sector's middle half▼ 40.7%-€136,130below the sector's middle half
Solvency13.9%below the sector's middle half▲ 2.2pp8.9%below the sector's middle half▼ 5.0pp10.1%below the sector's middle half▲ 1.2pp1.6%below the sector's middle half▼ 8.5pp-37.3%below the sector's middle half▼ 38.9pp
Current ratio1.03below the sector's middle half▼ 0.031.04below the sector's middle half▲ 0.011.16within the sector's middle half▲ 0.121.12within the sector's middle half▼ 0.030.79below the sector's middle half▼ 0.34
Return on assets (ROA)1.7%within the sector's middle half▼ 2.8pp-2.6%below the sector's middle half▼ 4.2pp1.6%within the sector's middle half▲ 4.2pp-15.6%below the sector's middle half▼ 17.2pp-34.9%below the sector's middle half▼ 19.2pp
Staff (FTE)9.1within the sector's middle half▲ 21.3%8.1within the sector's middle half▼ 11.0%9.2within the sector's middle half▲ 13.6%7.1within the sector's middle half▼ 22.8%1.8within the sector's middle half▼ 74.6%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Staff (FTE) -75% on 2024. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €198,221 in 2025 against €217,165 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519,905
Fixed assets
€10,635 ▼ 76.1%
Current assets
€509,270 ▼ 24.7%
Key figures and ratios
Debt to equity
-3.68▼
2024 · 60.75
Debt ≤ 1 year
€645,400▲
2024 · €601,337
Debt > 1 year
€68,458▼
2024 · €107,952
Income taxes
€1,465▲
2024 · €252
Staff costs
€86,977▼
2024 · €237,420
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €461,130 | €454,943 | €573,752 | €237,420 | €86,977 | ▼ 63.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,957 | €49,014 | €50,673 | €30,725 | - | - |
| Other operating charges640/8 | €3,656 | €3,651 | €9,118 | €18,522 | €26,835 | ▲ 44.9% |
| Non-recurring operating charges66A | - | - | - | €741 | €5,025 | ▲ 578% |
| Gross operating margin9900 | €559,171 | €500,518 | €708,626 | €70,242 | -€79,384 | ▼ 213% |
| Operating profit (loss)9901 | €49,428 | -€7,091 | €75,084 | -€217,165 | -€198,221 | ▲ 8.7% |
| Financial income75/76B | €5,024 | €2,974 | €2,976 | €141,553 | €38,213 | ▼ 73.0% |
| Recurring financial income75 | €5,024 | €2,974 | €2,976 | €2,967 | €24,399 | ▲ 722% |
| Non-recurring financial income76B | - | - | - | €138,586 | €13,814 | ▼ 90.0% |
| Financial charges65/66B | €23,761 | €24,502 | €36,462 | €36,898 | €19,789 | ▼ 46.4% |
| Recurring financial charges65 | €23,761 | €24,502 | €36,462 | €36,898 | €19,789 | ▼ 46.4% |
| Profit (loss) for the period before taxes9903 | €30,691 | -€28,618 | €41,598 | -€112,510 | -€179,796 | ▼ 59.8% |
| Income taxes67/77 | €13,347 | €3,032 | €21,539 | €252 | €1,465 | ▲ 481% |
| Profit (loss) for the period9904 | €17,345 | -€31,650 | €20,059 | -€112,762 | -€181,262 | ▼ 60.7% |
| Profit (loss) for the period to be appropriated9905 | €17,345 | -€31,650 | €20,059 | -€112,762 | -€181,262 | ▼ 60.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €1.2m | €1.3m | €720,965 | €519,905 | ▼ 27.9% |
| Fixed assets21/28 | €372,752 | €348,764 | €315,185 | €44,499 | €10,635 | ▼ 76.1% |
| Intangible fixed assets21 | €2,250 | €1,250 | €250 | - | - | - |
| Tangible fixed assets22/27 | €370,102 | €347,114 | €314,535 | €44,099 | €10,235 | ▼ 76.8% |
| Land and buildings22 | €295,291 | €284,025 | €260,368 | - | - | - |
| Plant, machinery and equipment23 | €7,635 | €6,220 | €3,965 | €1,571 | - | - |
| Furniture and vehicles24 | €13,505 | €17,476 | €27,021 | €31,128 | €10,235 | ▼ 67.1% |
| Leasing and similar rights25 | €53,672 | €39,394 | €23,180 | €11,399 | - | - |
| Financial fixed assets28 | €400 | €400 | €400 | €400 | €400 | = |
| Current assets29/58 | €668,777 | €886,053 | €942,116 | €676,466 | €509,270 | ▼ 24.7% |
| Stocks and contracts in progress3 | €14,484 | €302,532 | €235,651 | €39,236 | - | - |
| Stocks30/36 | €14,484 | €302,532 | €235,651 | €39,236 | - | - |
| Amounts receivable within one year40/41 | €619,694 | €399,374 | €518,689 | €370,983 | €241,360 | ▼ 34.9% |
| Trade receivables40 | €578,695 | €307,599 | €407,569 | €161,254 | €93,146 | ▼ 42.2% |
| Other amounts receivable41 | €41,000 | €91,775 | €111,119 | €209,729 | €148,213 | ▼ 29.3% |
| Current investments50/53 | - | €4,770 | €14,060 | €14,060 | €14,060 | = |
| Cash at bank and in hand54/58 | €26,693 | €80,942 | €90,367 | €3,295 | €31 | ▼ 99.0% |
| Deferred charges and accrued income490/1 | €7,905 | €98,436 | €83,348 | €248,892 | €253,819 | ▲ 2.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €1.2m | €1.3m | €720,965 | €519,905 | ▼ 27.9% |
| Equity10/15 | €144,929 | €110,313 | €127,405 | €11,676 | -€193,954 | ▼ 1,761% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | €12,400 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €6,200 | €6,200 | - | - | - | - |
| Reserves13 | €79,267 | €79,267 | €79,267 | €79,267 | €79,267 | = |
| Non-distributable reserves130/1 | €79,267 | €79,267 | €78,182 | €78,182 | €78,182 | = |
| Legal reserve130 | €1,085 | €1,085 | - | - | - | - |
| Other1319 | €78,182 | €78,182 | €78,182 | €78,182 | €78,182 | = |
| Distributable reserves133 | - | - | €1,085 | €1,085 | €1,085 | = |
| Profit (loss) carried forward14 | €19,995 | -€11,655 | €8,403 | -€104,359 | -€285,621 | ▼ 174% |
| Investment grants15 | €33,267 | €30,301 | €27,334 | €24,368 | - | - |
| Amounts payable17/49 | €896,600 | €1.1m | €1.1m | €709,289 | €713,858 | ▲ 0.6% |
| Amounts payable after more than one year17 | €246,621 | €270,466 | €314,535 | €107,952 | €68,458 | ▼ 36.6% |
| Financial debts170/4 | €246,621 | €270,466 | €314,535 | €107,952 | €68,458 | ▼ 36.6% |
| Amounts payable within one year42/48 | €649,979 | €854,038 | €815,361 | €601,337 | €645,400 | ▲ 7.3% |
| Current portion of amounts payable after more than one year42 | €44,699 | €64,195 | €78,386 | €61,271 | €52,072 | ▼ 15.0% |
| Financial debts43 | €75,000 | €75,000 | €75,000 | €147,862 | €176,923 | ▲ 19.7% |
| Credit institutions430/8 | €75,000 | €75,000 | €75,000 | €147,862 | €176,923 | ▲ 19.7% |
| Trade debts44 | €486,146 | €710,487 | €650,139 | €196,983 | €173,756 | ▼ 11.8% |
| Suppliers440/4 | €486,146 | €710,487 | €650,139 | €196,983 | €173,756 | ▼ 11.8% |
| Taxes, remuneration and social security45 | €44,133 | €4,357 | €11,836 | €191,640 | €162,636 | ▼ 15.1% |
| Taxes450/3 | €16,810 | €165 | €8,204 | €46,244 | €24,332 | ▼ 47.4% |
| Remuneration and social security454/9 | €27,323 | €4,192 | €3,632 | €145,396 | €138,304 | ▼ 4.9% |
| Other amounts payable47/48 | - | - | - | €3,580 | €80,014 | ▲ 2,135% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,345 | -€31,650 | €20,059 | -€112,762 | -€181,262 | ▼ 60.7% |
| + Depreciation and write-downs630 | €44,957 | €49,014 | €50,673 | €30,725 | - | - |
| Operating cash flow (approximation) | €62,302 | €17,364 | €70,732 | -€82,038 | -€181,262 | ▼ 121% |
| Investment in fixed assets (approximation) | - | -€25,027 | -€17,094 | €239,961 | €33,864 | ▼ 85.9% |
| Change in cash | - | €54,249 | €9,425 | -€87,072 | -€3,263 | ▲ 96.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
12-05
Judicial reorganisation
Opening
Tribunal de l’entreprise du Hainaut · collective agreement (SME) · event 27-04-2026
2025
31-12
Financial
Weakest financial yearnet -€181,262
Net result drops to -€181,262, the lowest in the series.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 8 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €20,059
Net result €20,059 after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 7 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 3 days late
2020
31-12
Financial
Back to profitnet €40,951
Net result €40,951 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €107,582 ▲52.1%
Equity rises from €70,745 to €107,582.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 19 days late
Show earlier events
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 8 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 2 establishment units since 2014
Ground area
5.2 ha
Building footprint
1,694 m²
Volume, LiDAR
11,375 m³
2 parcels, Wallonia · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
2 establishment units
GESTIER CONSTRUCT
since 20142.230.293.581
GESTIER CONSTRUCT
since 20192.337.839.461
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52063E0154/00D000 | Wallonia | 5.1 ha | 1 · 1,605 m² | 7.8 m · 2 fl. |
| 52015B1354/00D011 | Wallonia | 1,540 m² | 1 · 90 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
17 categoriesGESTIER CONSTRUCT SRL37610
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 9,861 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0551976322
Also
9925:BE0551976322
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.