PharmaPhoto
ActivePharmaPhoto has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 475 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+73
Solvency36▲+14
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 475 sector peers (2025).
NBB · sector comparisonPosition among 475 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
21 d early
2024
1 d early
2023
5 d early
2022
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€8k
2024 · €-2k
2022: €11k
2023: €22k
2024: €-2k
2022 → 2025
Total assets
€67k▼ 13.1%
2024 · €77k
2022: €92k
2023: €96k
2024: €77k
2022 → 2025
Net result
€10k
2024 · €-24k
2022: €928
2023: €10k
2024: €-24k
2022 → 2025
Working capital
€39k▲ 37.0%
2024 · €28k
2022: €13k
2023: €22k
2024: €28k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€22k▲ 93.0%€-2k€8k
Operating result€1k-€13k▲ 925%€-24k€10k
Net result€928-€10k▲ 1,026%€-24k€10k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €24k in 2024.
Balance-sheet composition
Equity and liabilities €67k
Equity
€8k
Debt
€59k
Debt finances 88.6% of the balance-sheet total.
Key figures and ratios
Solvency
11.4%▲
2024 · -2.5%
Current ratio
2.38▲
2024 · 1.58
Quick ratio
2.38▲
2024 · 1.58
Debt / equity
7.77▲
2024 · -40.41
ROE
125.6%
ROA
14.3%▲
2024 · -30.8%
Debt
€59k▼
2024 · €79k
Debt ≤ 1 year
€28k▼
2024 · €49k
Debt > 1 year
€30k=
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€67k▼
Current assets29/58€77k€67k▼
Amounts receivable after more than one year29€25k€35k▲
Other amounts receivable291€25k€35k▲
Amounts receivable within one year40/41€38k€24k▼
Trade receivables40€32k€22k▼
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€7k€8k▲
Deferred charges and accrued income490/1€7k-
Equity and liabilities
Total equity and liabilities10/49€77k€67k▼
Equity10/15€-2k€8k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-12k€-2k▲
Amounts payable17/49€79k€59k▼
Amounts payable after more than one year17€30k€30k=
Other amounts payable178/9€30k€30k=
Amounts payable within one year42/48€49k€28k▼
Trade debts44€46k€28k▼
Suppliers440/4€46k€28k▼
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Accrued charges and deferred income492/3€364€1k▲
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8-€124
Gross operating margin9900€-20k€10k▲
Operating profit (loss)9901€-24k€10k▲
Financial charges65/66B€30€176▲
Recurring financial charges65€30€176▲
Profit (loss) for the period before taxes9903€-24k€10k▲
Profit (loss) for the period9904€-24k€10k▲
Profit (loss) for the period to be appropriated9905€-24k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-2k▲
Profit (loss) brought forward from the previous period14P-€-12k
Transfer from equity791/2€12k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-24k ▼326%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €10k ▲1026%
Operating result €13k, net result €10k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Slingerweg 523600 GenkGround area
4,715 m²
Building footprint
1,974 m²
Volume, LiDAR
14,417 m³
Parcel 71304E0727/00T012, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PharmaPhoto
since 20212.321.057.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304E0727/00T012 | Flanders | 4,715 m² | 1 · 1,974 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ITSKY
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T-Times
BE 0454.850.024
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Power Partners
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Brugge · Eq €8k
Systal Technology Solutions
BE 0772.670.029
Brussel · Eq €8k
Of 2,731 companies in sector 63100 we hold annual accounts for 1,275. 492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2021
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.