GERISCO
ActiveSummary
GERISCO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.29M and a net result of €297k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+1
Solvency100=
Growth51=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.02 against 5.58 in 2024; short-term debt: 4.7% and cash: 2.1% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
2.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
24 d late
2023
on the day
2022
1 d early
2021
1 d late
2020
20 d late
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€372k=
2024 · €372k
2018: €281k
2019: €297k
2020: €270k
2021: €486k
2022: €486k
2023: €372k
2024: €372k
2018 → 2025
EBIT margin
96.0%▲ 0.4pp
2024 · 95.7%
2018: 91.9%
2019: 93.5%
2020: 91.6%
2021: 96.4%
2022: 96.4%
2023: 95.1%
2024: 95.7%
2018 → 2025
Net result
€297k▲ 18.5%
2024 · €251k
2018: €771k
2019: €1.97M
2020: €1.11M
2021: €956k
2022: €143k
2023: €239k
2024: €251k
2018 → 2025
Working capital
€2.21M▼ 8.4%
2024 · €2.42M
2018: €1.34M
2019: €2.86M
2020: €3.26M
2021: €3.27M
2022: €2.98M
2023: €2.68M
2024: €2.42M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€486k-€486k=€372k▼ 23.5%€372k=€372k=
Equity€8.35M-€8.50M▲ 1.7%€8.74M▲ 2.8%€8.99M▲ 2.9%€9.29M▲ 3.3%
Operating result€468k-€469k=€354k▼ 24.5%€356k▲ 0.6%€357k▲ 0.4%
Net result€956k-€143k▼ 85.0%€239k▲ 67.1%€251k▲ 4.8%€297k▲ 18.5%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.79M
Fixed assets
€9.02M =
Current assets
€2.76M ▼ 6.2%
Equity and liabilities €11.79M
Equity
€9.29M ▲ 3.3%
Debt
€2.50M ▼ 16.1%
Debt's share of the balance-sheet total falls from 24.9% to 21.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
5.02▼
2024 · 5.58
Debt to equity
0.27▼
2024 · 0.33
ROE
3.2%▲
2024 · 2.8%
ROA
2.5%▲
2024 · 2.1%
Debt ≤ 1 year
€551k▲
2024 · €528k
Debt > 1 year
€1.95M▼
2024 · €2.45M
Income taxes
€102k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€11.97M€11.79M▼
Fixed assets21/28€9.02M€9.02M=
Financial fixed assets28€9.02M€9.02M=
Affiliated companies280/1€9.02M€9.02M=
Participating interests280€9.02M€9.02M=
Current assets29/58€2.95M€2.76M▼
Amounts receivable within one year40/41€1.41M€1.29M▼
Other amounts receivable41€1.41M€1.29M▼
Current investments50/53€1.38M€1.22M▼
Other investments51/53€1.38M€1.22M▼
Cash at bank and in hand54/58€159k€250k▲
Deferred charges and accrued income490/1€0€529▲
Equity and liabilities
Total equity and liabilities10/49€11.97M€11.79M▼
Equity10/15€8.99M€9.29M▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€8.93M€9.22M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€8.92M€9.22M▲
Amounts payable17/49€2.98M€2.50M▼
Amounts payable after more than one year17€2.45M€1.95M▼
Financial debts170/4€2.45M€1.95M▼
Credit institutions173€2.45M€1.95M▼
Amounts payable within one year42/48€528k€551k▲
Current portion of amounts payable after more than one year42€513k€501k▼
Financial debts43€580€481▼
Credit institutions430/8€580€481▼
Trade debts44-€998
Suppliers440/4-€998
Taxes, remuneration and social security45€14k€48k▲
Taxes450/3€14k€48k▲
Accrued charges and deferred income492/3€270€267▼
Income statement
Code20242025
Operating income70/76A€372k€372k=
Turnover70€372k€372k=
Operating charges60/66A€16k€15k▼
Services and other goods61€15k€13k▼
Other operating charges640/8€1k€2k▲
Operating profit (loss)9901€356k€357k▲
Financial income75/76B€30k€110k▲
Recurring financial income75€30k€110k▲
Income from current assets751€30k€91k▲
Other financial income752/9-€19k
Financial charges65/66B€51k€68k▲
Recurring financial charges65€51k€68k▲
Debt charges650€51k€68k▲
Other financial charges652/9-€480
Profit (loss) for the period before taxes9903€335k€399k▲
Income taxes67/77€84k€102k▲
Taxes670/3€84k€102k▲
Profit (loss) for the period9904€251k€297k▲
Profit (loss) for the period to be appropriated9905€251k€297k▲
Appropriation of the result
Profit (loss) to be appropriated9906€251k€297k▲
Transfer to equity691/2€251k€297k▲
To other reserves6921€251k€297k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 24 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €143k ▼85%
Net result drops to €143k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €1.97M ▲156%
Net result €1.97M, the highest in the series.
31-12
Financial
Equity above €5MEq €6.29M ▲45.7%
2 profitable years in a row build equity to €6.29M.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route d'Obourg 407000 MonsGround area
5,886 m²
Building footprint
957 m²
Volume, LiDAR
10,083 m³
Parcel 53404B0381/00H000, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Gerisco
since 20202.300.453.582
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0381/00H000 | Wallonia | 5,886 m² | 1 · 957 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300IZFBTUYHVL4K74
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 7,221 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gerisco.sa7000@gmail.com
Phone:065844141