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SCOPIN

Active
Public limited companyfounded 198640 yrs activeVoie d'Hainin(B) 3, 7300 Boussu, BelgiumKBO/BCE: BE 0429.485.613
Summary

The computed 12-month bankruptcy probability of SCOPIN is 1.6% (moderate). The 2025 annual accounts show negative equity (-€314,558) and a net result of -€231,031. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 651 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
SCOPINActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Residential care activities
NACE 87301NACE 85315
#2 employer in Boussu1 site
Size
€776,670total assets 2025
Staff
55.9 FTE
Equity
-€314,558
Loss
-€231,031
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
1.6%
Structure
Parent
GERISCO · 100%
Accounts filed 13 d late0 of 7 deeds read
Why 52- Negative equity -€314,558- Loss of €231,031, the second in a row (FY 2025)- Latest accounts 13 days late; 2 of the last 3 late+ Sector Residential care activities (NACE 87)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 3% of its sector peers (NACE 87, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-14
equity -40.5% of total assets
Liquidity 11+3
short-term debt 140.5% · cash 8.7%
Profitability 0-1
return on assets -29.7%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (539 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%▼ -0.6% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%▲ +2.1% vs 02-2025 04-2025: 0.8%▲ +0.2% vs 03-2025 05-2025: 0.8%▼ -3.1% vs 04-2025lowest value 06-2025: 0.9%▲ +8.0% vs 05-2025 07-2025: 1.0%▲ +16.3% vs 06-2025 08-2025: 1.2%▲ +16.8% vs 07-2025 09-2025: 1.4%▲ +19.6% vs 08-2025 10-2025: 1.4%● 0.0% vs 09-2025 11-2025: 1.4%● 0.0% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%▼ -0.6% vs 12-2025 02-2026: 1.4%▲ +2.7% vs 01-2026 03-2026: 1.5%▲ +1.7% vs 02-2026 04-2026: 1.5%▲ +0.3% vs 03-2026 05-2026: 1.4%▼ -3.2% vs 04-2026 06-2026: 1.5%▲ +7.4% vs 05-2026 07-2026: 1.7%▲ +9.8% vs 06-2026highest value 08-2026: 1.6%▼ -1.7% vs 07-2026 09-2026: 1.6%▼ -0.2% vs 08-2026 10-2026: 1.6%● 0.0% vs 09-2026
  • Negative equity -€314,558 raises the probability
  • Loss of €231,031, the second in a row (FY 2025) raises the probability
  • Sector Residential care activities (NACE 87) lowers the probability
  • Latest accounts 13 days late; 2 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.66 against 0.78 in 2024; short-term debt: 140.5% and cash: 8.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 87, medium-sized). Better than this share of them on solvency 4%, liquidity 6%, profitability 3%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€314,558
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €231,031, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Residential care activities (NACE 87)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Latest accounts 13 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€314,558
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
13 d late
2024
31 d late
2023
31 d late
2022
13 d late
2021
1 d late
2020
23 d late
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 27 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€231,031
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€314,558 View
  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€231,031 View
  • Caution: Result fell in 2025from -€105,444 to -€231,031 ▼ 119% View
  • Caution: Among the weakest 8% on solvencysector median 45.7% · 651 companies -40.5% View
  • Controlled by GERISCOknown shareholders 100% 100% View

By topic

Financials

Fiscal year
2025
Total assets
€776,670
Loss
-€231,031
Solvency
-40.5%
Total assets▲ 5.8%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 13-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 31-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Residential care activitiesNACE 87301
Founded
08-09-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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