RESIDENCE VIVALDI
ActiveRESIDENCE VIVALDI has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-232k) and a net result of €-241k. Equity is shrinking by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-26
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.69 against 0.86 in 2024; short-term debt: 131.8% and cash: 14.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-32%
Return on assets
-33.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-232k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
31 d late
2023
31 d late
2022
13 d late
2021
on the day
2020
1 d late
2019
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-241k▼ 41.4%
2024 · €-170k
2019: €56k
2020: €-45k
2021: €-70k
2022: €52k
2023: €41k
2024: €-170k
2019 → 2025
Working capital
€-295k▼ 164%
2024 · €-112k
2019: €-267k
2020: €-246k
2021: €-245k
2022: €-59k
2023: €-11k
2024: €-112k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€137k▲ 60.2%€179k▲ 29.9%€8k▼ 95.4%€-232k
Operating result€-66k-€55k€71k▲ 29.1%€-148k€-223k▼ 50.9%
Net result€-70k-€52k€41k▼ 20.5%€-170k€-241k▼ 41.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €223k in 2025 against €148k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €727k
Fixed assets
€64k▼ 47.0%
Current assets
€662k▼ 4.6%
Key figures and ratios
EBITDA
€-155k▼
2024 · €-74k
Cash flow
€-172k▼
2024 · €-96k
Solvency
-32.0%▼
2024 · 1.0%
Current ratio
0.69▼
2024 · 0.86
Quick ratio
0.69▼
2024 · 0.86
Debt / equity
-4.13▼
2024 · 98.02
ROA
-33.1%▼
2024 · -20.9%
Interest coverage
-47.11▲
2024 · -81.09
Debt
€959k▲
2024 · €808k
Debt ≤ 1 year
€958k▲
2024 · €806k
Debt > 1 year
€1k=
2024 · €1k
Income taxes
€14k▼
2024 · €22k
Staff costs
€3.31M▲
2024 · €3.16M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€816k€727k▼
Fixed assets21/28€121k€64k▼
Intangible fixed assets21€36k€419▼
Tangible fixed assets22/27€84k€63k▼
Plant, machinery and equipment23€40k€28k▼
Furniture and vehicles24€42k€34k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€641€641=
Current assets29/58€694k€662k▼
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€542k€543k▲
Trade receivables40€440k€471k▲
Other amounts receivable41€103k€72k▼
Cash at bank and in hand54/58€139k€106k▼
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€816k€727k▼
Equity10/15€8k€-232k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-60k€-301k▼
Amounts payable17/49€808k€959k▲
Amounts payable after more than one year17€1k€1k=
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€806k€958k▲
Financial debts43€164k€50▼
Credit institutions430/8€164k€50▼
Trade debts44€124k€391k▲
Suppliers440/4€124k€391k▲
Taxes, remuneration and social security45€437k€326k▼
Taxes450/3€29k€143▼
Remuneration and social security454/9€409k€326k▼
Other amounts payable47/48€81k€241k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3.16M€3.31M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€69k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€3.09M€3.16M▲
Operating profit (loss)9901€-148k€-223k▼
Financial income75/76B€301€302▲
Recurring financial income75€301€302▲
Financial charges65/66B€909€3k▲
Recurring financial charges65€909€3k▲
Profit (loss) for the period before taxes9903€-149k€-226k▼
Income taxes67/77€22k€14k▼
Profit (loss) for the period9904€-170k€-241k▼
Profit (loss) for the period to be appropriated9905€-170k€-241k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-170k€-301k▼
Profit (loss) brought forward from the previous period14P-€-60k
Transfer from equity791/2€110k-
Social balance
Average headcount (FTE)908754.054.9▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-241k
Net result drops to €-241k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Equity above €150kEq €179k ▲29.9%
2 profitable years in a row build equity to €179k.
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 13 days late
2022
31-12
Financial
Back to profitnet €52k
Net result €52k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €137k ▲60.2%
Equity rises from €86k to €137k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
26-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Laxeries(HE) 8B7911 Frasnes-lez-AnvaingGround area
2,441 m²
Building footprint
399 m²
Parcel 51032A0108/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
RESIDENCE VIVALDI
since 19952.071.483.005
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51032A0108/00L000 | Wallonia | 2,441 m² | 1 · 399 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFrasnes-lez-Anvaing2.071.483.005
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 1,407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-03-1995
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
85315
87301Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.