GENPHAS
ActiveGENPHAS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €567k and a net result of €20k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 85% of 104 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability73▼-18
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 7.81 against 5.23 in 2025; short-term debt: 8.3% and cash: 56.7% of total assets), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
91.7%
Return on assets
3.3%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-07-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
95 d early
2025
122 d early
2024
31 d early
2023
28 d early
2022
35 d early
2021
40 d early
2020
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k▼ 83.5%
2025 · €123k
2019: €13k
2020: €26k
2021: €35k
2022: €51k
2023: €53k
2024: €106k
2025: €123k
2019 → 2026
Working capital
€350k▼ 18.1%
2025 · €427k
2019: €322k
2020: €321k
2021: €246k
2022: €234k
2023: €245k
2024: €341k
2025: €427k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€388k-€392k▲ 1.0%€485k▲ 23.5%€582k▲ 20.0%€567k▼ 2.5%
Operating result€71k-€81k▲ 14.5%€152k▲ 88.0%€184k▲ 21.0%€83k▼ 54.8%
Net result€51k-€53k▲ 4.5%€106k▲ 100%€123k▲ 15.9%€20k▼ 83.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 55% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €618k
Fixed assets
€217k▲ 40.6%
Current assets
€401k▼ 24.0%
Equity and liabilities €618k
Equity
€567k▼ 2.5%
Debt
€51k▼ 49.1%
The debt ratio falls from 14.8% to 8.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€92k▼
2025 · €189k
Cash flow
€29k▼
2025 · €128k
Solvency
91.7%▲
2025 · 85.2%
Current ratio
7.81▲
2025 · 5.23
Quick ratio
7.81▲
2025 · 5.23
Debt / equity
0.09▼
2025 · 0.17
ROE
3.6%▼
2025 · 21.1%
ROA
3.3%▼
2025 · 18.0%
Interest coverage
92.59▼
2025 · 111.14
Debt
€51k▼
2025 · €101k
Debt ≤ 1 year
€51k▼
2025 · €101k
Income taxes
€22k▼
2025 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€683k€618k▼
Fixed assets21/28€154k€217k▲
Tangible fixed assets22/27€7k€7k▲
Plant, machinery and equipment23€350€0▼
Furniture and vehicles24€6k€7k▲
Financial fixed assets28€148k€210k▲
Current assets29/58€528k€401k▼
Amounts receivable after more than one year29€4k€5k▲
Other amounts receivable291€4k€5k▲
Amounts receivable within one year40/41€194k€34k▼
Trade receivables40€188k€30k▼
Other amounts receivable41€5k€4k▼
Current investments50/53€15k€10k▼
Cash at bank and in hand54/58€315k€350k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€683k€618k▼
Equity10/15€582k€567k▼
Contributions10/11€6k€6k=
Reserves13€574k€559k▼
Distributable reserves133€574k€559k▼
Profit (loss) carried forward14€1k€1k▲
Amounts payable17/49€101k€51k▼
Amounts payable within one year42/48€101k€51k▼
Trade debts44€15k€5k▼
Suppliers440/4€15k€5k▼
Taxes, remuneration and social security45€61k€12k▼
Taxes450/3€61k€12k▼
Other amounts payable47/48€25k€35k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€1k€930▼
Gross operating margin9900€191k€93k▼
Operating profit (loss)9901€184k€83k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€7k€44k▲
Recurring financial charges65€2k€996▼
Non-recurring financial charges66B€5k€43k▲
Profit (loss) for the period before taxes9903€181k€42k▼
Income taxes67/77€58k€22k▼
Profit (loss) for the period9904€123k€20k▼
Profit (loss) for the period to be appropriated9905€123k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€124k€21k▼
Profit (loss) brought forward from the previous period14P€1k€1k▲
Transfer from equity791/2€26k€35k▲
Transfer to equity691/2€123k€20k▼
To other reserves6921€123k€20k▼
Profit to be distributed694/7€26k€35k▲
Return on contributions (dividend)694€26k€35k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2019net €123k ▲15.9%
Operating result €184k, net result €123k, both a record.
31-03
Financial
Equity above €500kEq €582k ▲20%
7 profitable years in a row build equity to €582k.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
05-10
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
26-08
State Gazette act
Board meeting · Director resignation
Director appointment · Mandate compensation
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Carriers(S.-R.-G.) 761370 JodoigneGround area
1,530 m²
Building footprint
173 m²
Volume, LiDAR
1,383 m³
Parcel 25096B0692/00H000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GENPHAS
since 20082.174.556.391
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25096B0692/00H000 | Wallonia | 1,530 m² | 1 · 173 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyGENPHASBE 0807.953.679
controls
Where this company holds controlthis company sits on their board1
1 subsidiary · 1 location
Recognitions · licences · registrations
Legal Entity Identifier
98450097611FA907F634
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 3,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2008
Fiscal year end31-03
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:genphas@skynet.be
Phone:010/456741
Fax:010/456741