GENERAL INTELLIGENCE SERVICES AND CONSULTING
ActiveSummary
The computed 12-month bankruptcy probability of GENERAL INTELLIGENCE SERVICES AND CONSULTING is 2.2% (moderate). The 2025 annual accounts show equity of €55k and a net result of €63k. Its solvency ranks better than 77% of 7453 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency94▲+93
Growth78
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 0.31 in 2024; short-term debt: 30.5% and cash: 38.3% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
80.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k
2024 · €-8k
2024: €-8k
2024 → 2025
Total assets
€79k▲ 123%
2024 · €35k
2024: €35k
2024 → 2025
Net result
€63k
2024 · €-15k
2024: €-15k
2024 → 2025
Working capital
€41k
2024 · €-30k
2024: €-30k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-8k-€55k
Operating result€-15k-€78k
Net result€-15k-€63k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €78k after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€14k ▼ 35.9%
Current assets
€65k ▲ 384%
Equity and liabilities €79k
Equity
€55k
Debt
€24k
Debt finances 30.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€86k▲
2024 · €-12k
Cash flow
€71k▲
2024 · €-12k
Current ratio
2.69▲
2024 · 0.31
Debt to equity
0.44▲
2024 · -5.22
ROE
115.3%
ROA
80.1%▲
2024 · -42.0%
Interest coverage
1083.40▲
2024 · -1002.87
Debt ≤ 1 year
€24k▼
2024 · €44k
Income taxes
€14k▲
2024 · €43
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€35k€79k▲
Fixed assets21/28€22k€14k▼
Tangible fixed assets22/27€22k€14k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€20k€13k▼
Current assets29/58€13k€65k▲
Amounts receivable within one year40/41€3k€33k▲
Trade receivables40-€33k
Other amounts receivable41€3k€104▼
Cash at bank and in hand54/58€10k€30k▲
Deferred charges and accrued income490/1€466€1k▲
Equity and liabilities
Total equity and liabilities10/49€35k€79k▲
Equity10/15€-8k€55k▲
Contributions10/11€7k€7k=
Profit (loss) carried forward14€-15k€48k▲
Amounts payable17/49€44k€24k▼
Amounts payable within one year42/48€44k€24k▼
Trade debts44€218€757▲
Suppliers440/4€218€757▲
Taxes, remuneration and social security45€43€23k▲
Taxes450/3€43€23k▲
Other amounts payable47/48€44k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k▲
Other operating charges640/8€642€420▼
Gross operating margin9900€-12k€86k▲
Operating profit (loss)9901€-15k€78k▲
Financial charges65/66B€12€79▲
Recurring financial charges65€12€79▲
Profit (loss) for the period before taxes9903€-15k€78k▲
Income taxes67/77€43€14k▲
Profit (loss) for the period9904€-15k€63k▲
Profit (loss) for the period to be appropriated9905€-15k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€48k▲
Profit (loss) brought forward from the previous period14P-€-15k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 2.69
Current ratio from 0.31 to 2.69; short-term debt falls from €44k to €24k.
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Balance 541410 WaterlooGround area
554 m²
Building footprint
144 m²
Volume, LiDAR
887 m³
Parcel 25764N0323/00P003, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GENERAL INTELLIGENCE SERVICES AND CONSULTING
since 20242.363.296.122
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0323/00P003 | Wallonia | 554 m² | 1 · 144 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALGEMENE RENOVATIEWERKEN SF
BE 0765.625.255
Sint-Niklaas · Eq €54,974
CUBIX CONCEPT
BE 0656.585.872
Schaarbeek · Eq €54,999
RESTICONSTRUCT SPRL
BE 0845.241.568
Flémalle · Eq €54,968
DECO-KLEURING
BE 0764.437.006
Asse · Eq €55,004
ADDON
BE 0693.958.883
Nazareth-De Pinte · Eq €55,006
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,138 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2024
Fiscal year end31-12
Abbreviation FR
GISC
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.