Turnover
≈ €320,000 estimated
The abbreviated format states no turnover.
ARTN
Lifetime
1 annual account with figurespeak €79,835 (2025)
€79,835
peak €68,045 (2025)
€68,045
peak €71,045 (2025)
€71,045
€13,945
Board1 name since 2024
1 directorOUAHABI Noureddine
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Position in the sector
83.6%
Higher solvency than 90% of companies in construction of buildings. Sector median 38.6% · 2,818 companies.
2025 accounts filed 31 days after the deadline
Checked score
66
Healthy
Financially stronger than 90% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.6%
12-2025: 3.7%▲ +0.1 percentage points vs 11-2025
01-2026: 4.1%▲ +0.4 percentage points vs 12-2025
02-2026: 4.2%▲ +0.1 percentage points vs 01-2026
03-2026: 4.6%▲ +0.4 percentage points vs 02-2026
04-2026: 4.6%● unchanged vs 03-2026
05-2026: 5.0%▲ +0.4 percentage points vs 04-2026highest value
06-2026: 5.0%● unchanged vs 05-2026
07-2026: 4.8%▼ -0.2 percentage points vs 06-2026
08-2026: 4.8%● unchanged vs 07-2026
09-2026: 1.6%▼ -3.2 percentage points vs 08-2026
10-2026: 1.5%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 1.5%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €84,990
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 2.75, cash €27,124
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 87% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ARTN has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ARTN itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ARTN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.75, above the usual 1.5. Short-term debt is 16.4% and cash 31.9% of total assets. 16.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014448863
Incorporation
Founding capital of €3,000, 100 shares · Appointment: OUAHABI Noureddine (director) · 100 shares · published on 03-10-2024 · Gazette deed
First establishment
Verbindingsstraat 89, Vilvoorde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ARTN Vilvoorde | €84,990 | €79,835 | 83.6% | - |
| DARI VISION Drogenbos | €80,424 | €69,958 | 56.5% | - |
| VVK GROUP Asse | €80,730 | €77,531 | 71.3% | - |
| ECO RENOVÔM Wezembeek-Oppem | €88,174 | €66,445 | -14.0% | - |
| Mikoden Sint-Pieters-Leeuw | €90,803 | €68,470 | 37.6% | - |
| TRSRV TOITURE Sint-Pieters-Leeuw | €79,260 | €66,663 | 63.6% | - |
| FedValens PRO Herent | €105,932 | €76,882 | 14.2% | - |
These companies have the same main activity as ARTN: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €79,300 and €106,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 01-10-2024Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.364.957.4931800 Vilvoorde, since 01-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2025
Insights on ARTN
The computed 12-month bankruptcy probability of ARTN is 1.5% (moderate). The 2025 annual accounts show equity of €71,045 and a net result of €68,045.
Its solvency ranks better than 90% of 2,818 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ARTN
- What is the company number of ARTN?
- The company number of ARTN is 1014.448.863. The VAT number is the same number with BE in front: BE 1014.448.863.
- Where is ARTN based?
- The registered office is at Verbindingsstraat 89, 1800 Vilvoorde.Company details
- What does ARTN do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of ARTN?
- ARTN is a private limited company (BV).
- When was ARTN founded?
- ARTN was founded on 01-10-2024.
- Is ARTN still active?
- Yes, ARTN is an active enterprise in the KBO register.
- What is the turnover of ARTN?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €79,835 and 38 comparable companies (NACE 41001). It probably lies between €220,000 and €450,000.Financials
- Is ARTN profitable?
- In financial year 2025, ARTN made a profit of €68,045.
- Where can I find the annual accounts of ARTN?
- ARTN filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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