GEN&SIS
ActiveThe computed 12-month bankruptcy probability of GEN&SIS is 1.6% (moderate). The 2025 annual accounts show equity of €19k and a net result of €2k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 7031 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-26
Solvency89▲+22
Growth52=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 1.64 in 2024; short-term debt: 35.8% and cash: 27.1% of total assets), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
58 d early
2023
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 12.2%
2024 · €17k
2023: €11k
2024: €17k
2023 → 2025
Total assets
€30k▼ 27.4%
2024 · €41k
2023: €31k
2024: €41k
2023 → 2025
Net result
€2k▼ 66.4%
2024 · €6k
2023: €8k
2024: €6k
2023 → 2025
Working capital
€18k▲ 18.6%
2024 · €15k
2023: €9k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€17k▲ 57.2%€19k▲ 12.2%
Operating result€11k-€11k▲ 1.6%€6k▼ 46.3%
Net result€8k-€6k▼ 25.8%€2k▼ 66.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€949▼ 45.0%
Current assets
€29k▼ 26.6%
Equity and liabilities €30k
Equity
€19k▲ 12.2%
Debt
€11k▼ 55.5%
The debt ratio falls from 58.4% to 35.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €12k
Cash flow
€3k▼
2024 · €7k
Solvency
64.2%▲
2024 · 41.6%
Current ratio
2.71▲
2024 · 1.64
Quick ratio
2.71▲
2024 · 1.64
Debt / equity
0.56▼
2024 · 1.41
ROE
10.9%▼
2024 · 36.4%
ROA
7.0%▼
2024 · 15.1%
Interest coverage
2.51▼
2024 · 4.42
Debt
€11k▼
2024 · €24k
Debt ≤ 1 year
€11k▼
2024 · €24k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€30k▼
Fixed assets21/28€2k€949▼
Intangible fixed assets21€62-
Tangible fixed assets22/27€2k€949▼
Land and buildings22€600€450▼
Furniture and vehicles24€1k€499▼
Current assets29/58€40k€29k▼
Amounts receivable within one year40/41€8k€20k▲
Trade receivables40€5k€20k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€31k€8k▼
Deferred charges and accrued income490/1€731€711▼
Equity and liabilities
Total equity and liabilities10/49€41k€30k▼
Equity10/15€17k€19k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€15k€17k▲
Amounts payable17/49€24k€11k▼
Amounts payable within one year42/48€24k€11k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€49€2k▲
Suppliers440/4€49€2k▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€12k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€776▼
Other operating charges640/8-€74
Gross operating margin9900€12k€7k▼
Operating profit (loss)9901€11k€6k▼
Financial income75/76B€188€22▼
Recurring financial income75€188€22▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€9k€3k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€17k▲
Profit (loss) brought forward from the previous period14P€8k€15k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼66.4%
Net result drops to €2k, the lowest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean Lefebvre(EST) 197730 EstaimpuisGround area
265 m²
Building footprint
57 m²
Volume, LiDAR
454 m³
Parcel 57027A0565/00S000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GEN&SIS
since 20232.349.313.373
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57027A0565/00S000 | Wallonia | 265 m² | 1 · 57 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Eaglewood
BE 0665.534.519
Waterloo · Eq €19k
ESTJ
BE 0635.921.904
Sint-Genesius-Rode · Eq €19k
I-VIVA
BE 0741.778.695
Antwerpen · Eq €19k
BeeTeal
BE 0650.746.373
Sint-Pieters-Woluwe · Eq €19k
Lemco - Management
BE 0644.658.436
Peer · Eq €19k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2023
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
85599Other education
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.