GEGA CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of GEGA CONSTRUCT is 3.3% (moderate). The 2025 annual accounts show equity of €18,325 and a net result of €18,325. Its solvency ranks better than 69% of 9,348 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €18,325
- Profit
- €18,325
Why 51raises riskFounded in 2024Size: total assets €30,137Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskEquity €18,325 (60.8% of total assets)Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 70% on solvency, 30% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationFounder · Founding capital
Financials · financial year 2025, micro format
2025 annual accounts filed late (26 days) Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00425776.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €382 |
| Gross operating margin9900 | €23,585 |
| Operating profit (loss)9901 | €23,204 |
| Financial income75/76B | €4 |
| Recurring financial income75 | €4 |
| Financial charges65/66B | €29 |
| Recurring financial charges65 | €29 |
| Profit (loss) for the period before taxes9903 | €23,178 |
| Income taxes67/77 | €4,853 |
| Profit (loss) for the period9904 | €18,325 |
| Profit (loss) for the period to be appropriated9905 | €18,325 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €30,137 | |
| Fixed assets21/28 | €820 | |
| Tangible fixed assets22/27 | €820 | |
| Furniture and vehicles24 | €820 | |
| Current assets29/58 | €29,317 | |
| Amounts receivable within one year40/41 | €28,588 | |
| Trade receivables40 | €1,329 | |
| Other amounts receivable41 | €27,260 | |
| Cash at bank and in hand54/58 | €729 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €30,137 | |
| Equity10/15 | €18,325 | |
| Reserves13 | €18,325 | |
| Distributable reserves133 | €18,325 | |
| Amounts payable17/49 | €11,812 | |
| Amounts payable within one year42/48 | €11,812 | |
| Advances received on contracts in progress46 | €5,501 | |
| Taxes, remuneration and social security45 | €6,310 | |
| Taxes450/3 | €4,910 | |
| Remuneration and social security454/9 | €1,400 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €18,325 |
| + Depreciation and write-downs630 | €382 |
| Operating cash flow (approximation) | €18,707 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 26-08-2026 | 2026-00425776 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Capital and shareholders
- GEGA Geraldo 100 shares (100%) · €5,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 14-06-2024 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
No sitting directors or connected companies in the Gazette act read.
History
Acts, filings and financial milestones
14-06
Gazette deed
IncorporationFounder · Founding capital18 facts ▸
- Founder, GEGA Geraldo (comparant,oprichter)
- Incorporation, “GEGA CONSTRUCT” (deed in Dutch)
- Other provision, “financieel plan en oprichtersaansprakelijkheid, aansprakelijkheid van oprichters bij faillissement binnen drie jaar na oprichting indien aanvangsvermogen kennel…” (deed in Dutch)
- Founding capital, €5,000
- Founder, GEGA Geraldo
- Other provision, “vaststelling statuten, statuten luiden als volgt” (deed in Dutch)
- Other provision, “TITEL I. RECHTSVORM – NAAM – ZETEL – VOORWERP – DUUR, TITEL I. RECHTSVORM – NAAM – ZETEL – VOORWERP – DUUR” (deed in Dutch)
- Other provision, “TITEL II. EIGEN VERMOGEN EN INBRENGEN, TITEL II. EIGEN VERMOGEN EN INBRENGEN” (deed in Dutch)
- Other provision, “TITEL III. EFFECTEN, TITEL III. EFFECTEN” (deed in Dutch)
- Other provision, 31-12-2025, “eerste boekjaar” (deed in Dutch)
- Other provision, 2026, “laatste vrijdag maand mei” (deed in Dutch)
- Other provision, “1853 Strombeek-Bever,Mutsaardplein 2, adres zetel overgangsbepaling” (deed in Dutch)
- +6 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1010.274.794
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23084A0399/00M025 | Flanders | 1,424 m² | 1 · 561 m² | 22.0 m · 5 |
| 21906D0095/00V008 | Brussels | 74 m² | 1 · 73 m² | 17.9 m · 5 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Alle vastgoedverrichtingen,met inbegrip van de aankoop en verkoop,de ruil,de verhuring en onderverhuring,de afwerking,de uitbating van…” (deed in Dutch)
11 activities (deed in Dutch)
- Alle vastgoedverrichtingen,met inbegrip van de aankoop en verkoop,de ruil,de verhuring en onderverhuring,de afwerking,de uitbating van vastgoedkantoren,de verkaveling en aanleg van parken of industriezones,voor kleine industrie of woningen;
- Alle bouw-,voltooings,installatie,verbeterings,onderhouds,bewakings,of montagewerken die betrekking hebben op:
- Alle bouwwerken in het algemeen,van metselwerk,beton of gecombineerde en prefabmaterialen;
- De plaatsing van deuren,plinten,ramen rolluiken,tussenwanden en verlaagde plafonds,glaswerken,schilder – en behangwerken,loodgieters – en elektriciteitswerken,waarbij deze opsomming niet volledig is,alsook de verkoop en plaatsing van ingerichte keukens,wandkasten en meubels;
- Elektriciteit of elektronica,hoog-of laagspanning,regeling,telefonie en telegrafie;
- Slotenmakerij,brandkasten en het openen van deuren en brandkasten;
- Loodgieterij en zinkwaren:daklijsten,sanitaire installaties,dakbedekking(roofing,leien,dakpannen,koper,zink,p.v.c.);
- Alle rioleringswerken;
- De plaatsing van tegels,glas,spiegels en andere doorschijnende of transparante materialen
- Installatie en onderhoud van centrale verwarming:gas,stookolie,kolen,elektriciteit of een andere energie of brandstof,of een ander product of vervangproduct;
- Airconditioning,temperatuurregeling,onderhoud en reparatie van alle soorten branders,elektrische huishoudapparaten,televisie;
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- GEGA CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of in het buitenland” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “TITEL IV. BESTUUR - CONTROLE Artikel 10. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, natuurlijke personen of rechtspersonen” (deed in Dutch)“Vaste of evenredige vergoeding, algemene kosten,los van representatie-,reis- en verplaatsingskosten” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met voorgeschreven vermeldingen Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Voor helft ten laste overdrager en helft ten laste koper(s),naar evenredigheid bij meer kopers, prijs in oorspronkelijke bekendmaking,bij…” (deed in Dutch)2 more provisions on this in the deed
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of May at 20:00