GEGA CONSTRUCT

Active

Private limited companyfounded 20242 yrs activeMutsaardplein 2, 1853 Grimbergen, BelgiumKBO/BCE: BE 1010.274.794

Summary

The computed 12-month bankruptcy probability of GEGA CONSTRUCT is 3.3% (moderate). The 2025 annual accounts show equity of €18,325 and a net result of €18,325. Its solvency ranks better than 69% of 8982 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

GEGA CONSTRUCTActiveChecked score 51/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001General construction of buildings NACE 41201

1 site

Size

€30,137total assets 2025

Equity: €18,325
Profit: €18,325

Turnover not published (abridged schema)

Financial health

51 Fair Checked score 2025

Bankruptcy chance 12 m: 3.3%

Structure

Accounts filed 26 d late0 of 1 deed read

Why 51- Founded in 2024- Size: total assets €30,137- Sector Construction of residential and non-residential buildings (NACE 41)+ Equity €18,325 (60.8% of total assets)Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 64% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 86

equity 60.8% of total assets

Liquidity 35

short-term debt 39.2% · cash 2.4%

Profitability 100

return on assets 60.8%

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,211 companies)

Last 24 months 07-2025: 3.6% 08-2025: 3.7%▲ +2.3% vs 07-2025 09-2025: 3.8%▲ +1.8% vs 08-2025 10-2025: 4.2%▲ +11.5% vs 09-2025 11-2025: 4.2%▲ +0.4% vs 10-2025 12-2025: 4.6%▲ +8.7% vs 11-2025 01-2026: 5.0%▲ +9.1% vs 12-2025 02-2026: 5.0%▼ -0.5% vs 01-2026 03-2026: 4.8%▼ -2.7% vs 02-2026 04-2026: 4.8%▼ -0.2% vs 03-2026 05-2026: 5.1%▲ +6.4% vs 04-2026 06-2026: 5.3%▲ +2.3% vs 05-2026 07-2026: 5.3%▲ +0.3% vs 06-2026highest value 08-2026: 5.3%● 0.0% vs 07-2026highest value 09-2026: 3.3%▼ -37.9% vs 08-2026lowest value 10-2026: 3.3%● 0.0% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Size: total assets €30,137 raises the probability for this profile
Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Equity €18,325 (60.8% of total assets) lowers the probability

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 2.48; short-term debt: 39.2% and cash: 2.4% of total assets), and 39.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 70%, liquidity 30%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €30,137

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Sector Construction of residential and non-residential buildings (NACE 41)

In the bankruptcy model this factor raises the probability.

KBO

Equity €18,325 (60.8% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

26 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage