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GEEROMS

Active
Public limited companyfounded 198244 yrs activeAssesteenweg 430, 1741 Ternat, BelgiumKBO/BCE: BE 0422.808.053

GEEROMS has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €64k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency81▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.69 in 2024; short-term debt: 32.9% and cash: 16% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 44 years 0 50 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.5%
Return on assets
23%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
3 d early
2023
43 d late
2022
49 d early
2021
10 d late
2020
28 d late
2019
45 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€157k▲ 2.6%
2024 · €153k
2018: €84k 2019: €84k 2020: €87k 2021: €91k 2022: €101k 2023: €130k 2024: €153k
2018 → 2025
Total assets
€278k▲ 14.9%
2024 · €242k
2018: €174k 2019: €195k 2020: €196k 2021: €198k 2022: €184k 2023: €203k 2024: €242k
2018 → 2025
Net result
€64k▼ 34.8%
2024 · €98k
2018: €67k 2019: €77k 2020: €84k 2021: €88k 2022: €75k 2023: €79k 2024: €98k
2018 → 2025
Working capital
€187k▲ 23.5%
2024 · €151k
2018: €74k 2019: €74k 2020: €69k 2021: €79k 2022: €95k 2023: €126k 2024: €151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€91k-€101k▲ 10.5%€130k▲ 29.3%€153k▲ 17.7%€157k▲ 2.6%
Operating result€117k-€102k▼ 12.9%€105k▲ 3.0%€133k▲ 26.4%€84k▼ 37.2%
Net result€88k-€75k▼ 14.9%€79k▲ 6.6%€98k▲ 23.4%€64k▼ 34.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €117k€117kNet result 2021: €88k€88kOperating result 2022: €102k€102kNet result 2022: €75k€75kOperating result 2023: €105k€105kNet result 2023: €79k€79kOperating result 2024: €133k€133kNet result 2024: €98k€98kOperating result 2025: €84k€84kNet result 2025: €64k€64k20212022202320242025
The operating result falls in 2025; 2025 is 37% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €278k
Equity €157k▲ 2.6%
Debt €121k▲ 35.9%
The debt ratio rises from 36.8% to 43.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€86k
2024 · €136k
Cash flow
€66k
2024 · €101k
Solvency
56.5%
2024 · 63.2%
Current ratio
3.04
2024 · 2.69
Quick ratio
3.04
2024 · 2.69
Debt / equity
0.77
2024 · 0.58
ROE
40.7%
2024 · 64.0%
ROA
23.0%
2024 · 40.5%
Interest coverage
1216.52
2024 · 1960.11
Debt
€121k
2024 · €89k
Debt ≤ 1 year
€92k
2024 · €89k
Income taxes
€21k
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€242k€278k
Fixed assets21/28€2k-
Tangible fixed assets22/27€2k-
Plant, machinery and equipment23€2k-
Furniture and vehicles24€190-
Current assets29/58€240k€278k
Amounts receivable within one year40/41€124k€121k
Trade receivables40€124k€119k
Other amounts receivable41-€1k
Current investments50/53€50k€100k
Cash at bank and in hand54/58€67k€44k
Deferred charges and accrued income490/1€27€13k
Equity and liabilities
Total equity and liabilities10/49€242k€278k
Equity10/15€153k€157k
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€78k€82k
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133€71k€75k
Amounts payable17/49€89k€121k
Amounts payable within one year42/48€89k€92k
Trade debts44€3k€19k
Suppliers440/4€3k€19k
Taxes, remuneration and social security45€8k€9k
Taxes450/3€8k€9k
Other amounts payable47/48€78k€63k
Accrued charges and deferred income492/3-€30k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€60k
Other operating charges640/8€637€650
Gross operating margin9900€137k€146k
Operating profit (loss)9901€133k€84k
Financial income75/76B€446€2k
Recurring financial income75€446€2k
Financial charges65/66B€70€70
Recurring financial charges65€70€70
Profit (loss) for the period before taxes9903€134k€85k
Income taxes67/77€35k€21k
Profit (loss) for the period9904€98k€64k
Profit (loss) for the period to be appropriated9905€98k€64k
Appropriation of the result
Profit (loss) to be appropriated9906€98k€64k
Transfer to equity691/2€23k€4k
To other reserves6921€23k€4k
Profit to be distributed694/7€75k€60k
Return on contributions (dividend)694€75k€60k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €64k ▼34.8%
Net result drops to €64k, the lowest in the series.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €98k ▲23.4%
Operating result €133k, net result €98k, both a record.
31-12
Financial Equity above €150kEq €153k ▲17.7%
7 profitable years in a row build equity to €153k.
12-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €101k ▲10.5%
5 profitable years in a row build equity to €101k.
10-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
28-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
14-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
06-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 37 days late
2017
20-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 1982
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Assesteenweg 4301741 Ternat
Ground area
1.7 ha
Building footprint
3,153 m²
Parcel 23091C0055/00G002, Flanders. Linked by address, not a title deed.
1 establishment unit
GEEROMS
Assesteenweg 430, 1741 TernatNACE 3720002
since 19822.020.785.558
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23091C0055/00G002 Flanders 1.7 ha 1 · 3,153 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2023 1 2,000 EUR2,000 EUR
Schemes
Hinderpremie bij openbare werken
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,720 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded10-06-1982
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.