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PNEUS PALATE

Active
Private limited companyfounded 1988active for 38 yearsRue du Beau-Mur 54, 4030 Liège, BelgiumKBO/BCE: BE 0433.400.156
Summary

PNEUS PALATE has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,386 and a net result of €17,894. Equity remains stable across the filed financial years (±0.8% per year). Its solvency ranks better than 64% of 3,266 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
PNEUS PALATEActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
1 site
Size
€311,067total assets 2025
Staff
2 FTE
Equity
€162,386
Profit
€17,894
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 60 days early3 of 9 deeds summarised
Why 95raises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 1.22, cash €107,397Founded in 1988Equity €162,386 (52.2% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 95, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 77-2
equity 52.2% of total assets
Liquidity 73+10
short-term debt 42.4% · cash 34.5%
Profitability 76+4
return on assets 5.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,122 companies, NACE 95, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.3%▼ -0.1 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.4 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.22, compared with 1.12 in 2024, below the usual 1.5; short-term debt: 42.4% and cash: 34.5% of total assets), and 47.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 62% on solvency, 74% on liquidity, 54% on profitability and 57% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.22, cash €107,397
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Equity €162,386 (52.2% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €162,386
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 days early
2024
33 days early
2023
27 days early
2022
42 days early
2021
31 days late
2020
60 days early
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €150,000equity €162,386 ▲12.4%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Among the largest 18% on gross marginsector median €39,801 · 3,262 companies €155,883 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
  • Active since 1988founded 01-01-1988 38 years View

By topic

Financials

Financial year
2025
Total assets
€311,067
Profit
€17,894
Solvency
52.2%
Total assets▲ 15.4%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • COURARD SABINEDirector
  • COURARD Sabine Renée LambertineDirector
  • ECURIE COURARDDirector
Go to Board & ownership

Timeline

Events
46
Since
1989
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 04-07-2024Annual accounts filed
  3. 05-01-2024Capital & shares
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
01-01-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Who signs
Each director alone
Annual meeting
First Monday of May at 20:00
Purpose
“La société a pour objet l'achat, la vente, l'importation et l'exportation de pneus neufs…” (deed in French)
Go to Articles of association

Key facts about PNEUS PALATE

What is the company number of PNEUS PALATE?
0433.400.156. In Belgium the VAT number is the company number with BE in front: BE 0433.400.156.
Where is PNEUS PALATE based?
The registered office is at Rue du Beau-Mur 54, 4030 Liège.Company details
What does PNEUS PALATE do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of PNEUS PALATE?
Private limited company (BV).
When was PNEUS PALATE founded?
On 01-01-1988.
Is PNEUS PALATE still active?
Yes, PNEUS PALATE is an active enterprise in the KBO register.
How many employees does PNEUS PALATE have?
On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PNEUS PALATE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PNEUS PALATE profitable?
In financial year 2025, PNEUS PALATE made a profit of €17,894.
Where can I find the annual accounts of PNEUS PALATE?
PNEUS PALATE filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PNEUS PALATE due?
By 31-07-2027, for financial year 2026.Timeline

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