L2P
ActiveL2P has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254k and a net result of €12k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.95 in 2024), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
4.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-12-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
41 d early
2023
53 d early
2022
38 d early
2021
39 d early
2020
4 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close10-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€254k▼ 0.1%
2024 · €254k
2019: €195k
2020: €207k
2021: €219k
2022: €231k
2023: €242k
2024: €254k
2019 → 2025
Total assets
€300k▲ 4.7%
2024 · €287k
2019: €230k
2020: €239k
2021: €252k
2022: €263k
2023: €275k
2024: €287k
2019 → 2025
Net result
€12k▲ 4.4%
2024 · €12k
2019: €14k
2020: €12k
2021: €12k
2022: €12k
2023: €11k
2024: €12k
2019 → 2025
Working capital
€63k▲ 1.1%
2024 · €62k
2019: €3k
2020: €15k
2021: €27k
2022: €39k
2023: €50k
2024: €62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€219k-€231k▲ 5.5%€242k▲ 5.0%€254k▲ 4.9%€254k▼ 0.1%
Operating result€18k-€18k▼ 0.9%€18k▼ 2.8%€18k▲ 1.4%€18k▼ 0.2%
Net result€12k-€12k▼ 1.2%€11k▼ 3.8%€12k▲ 3.8%€12k▲ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€193k=
Current assets
€108k▲ 14.2%
Equity and liabilities €300k
Equity
€254k▼ 0.1%
Debt
€47k▲ 41.5%
The debt ratio rises from 11.5% to 15.5%: debt grows while equity shrinks.
Key figures and ratios
Solvency
84.5%▼
2024 · 88.5%
Current ratio
2.41▼
2024 · 2.95
Quick ratio
2.41▼
2024 · 2.95
Debt / equity
0.18▲
2024 · 0.13
ROE
4.9%▲
2024 · 4.7%
ROA
4.1%▼
2024 · 4.2%
Debt
€47k▲
2024 · €33k
Debt ≤ 1 year
€45k▲
2024 · €32k
Income taxes
€6k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€287k€300k▲
Fixed assets21/28€193k€193k=
Tangible fixed assets22/27€192k€192k=
Land and buildings22€192k€192k=
Financial fixed assets28€1k€1k=
Current assets29/58€94k€108k▲
Amounts receivable within one year40/41€1k€1k=
Trade receivables40€1k€1k=
Current investments50/53-€100k
Cash at bank and in hand54/58€93k€6k▼
Deferred charges and accrued income490/1-€42
Equity and liabilities
Total equity and liabilities10/49€287k€300k▲
Equity10/15€254k€254k▼
Contributions10/11€171k€171k=
Reserves13€83k€83k▼
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Distributable reserves133€72k€71k▼
Amounts payable17/49€33k€47k▲
Amounts payable within one year42/48€32k€45k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€30k€43k▲
Accrued charges and deferred income492/3€914€2k▲
Income statement
Code20242025
Other operating charges640/8€2k€3k▲
Gross operating margin9900€20k€21k▲
Operating profit (loss)9901€18k€18k▼
Financial income75/76B€404€1k▲
Recurring financial income75€404€1k▲
Financial charges65/66B€948€953▲
Recurring financial charges65€948€953▲
Profit (loss) for the period before taxes9903€17k€18k▲
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€12k€12k▲
Profit (loss) for the period to be appropriated9905€12k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€12k▲
Transfer from equity791/2-€13k
Transfer to equity691/2€12k€12k▲
To other reserves6921€12k€12k▲
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
21-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €11k ▼3.8%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
2022
24-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €200kEq €207k ▲5.9%
2 profitable years in a row build equity to €207k.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
24-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Assesteenweg 4301741 TernatGround area
1.7 ha
Building footprint
3,212 m²
Volume, LiDAR
495 m³
2 parcels, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L2P
since 20032.134.801.734
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23091C0055/00G002 | Flanders | 1.7 ha | 1 · 3,153 m² | - |
| 23086A0354/00K002 | Flanders | 82 m² | 1 · 58 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRADE2BOOST
BE 0899.337.973
Elsene · Eq €254k
THEUMAX
BE 0722.787.580
Heusden-Zolder · Eq €254k
INVECTO
BE 0783.466.228
Tervuren · Eq €254k
YVH
BE 0551.830.921
Roeselare · Eq €254k
P.T.-PROJECTS
BE 0477.247.522
Beernem · Eq €254k
Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 38,732 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-10-2003
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.