INO-BUILD
ActiveThe computed 12-month bankruptcy probability of INO-BUILD is 2.5% (moderate). The 2024 annual accounts show equity of €48k and a net result of €-2k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 9980 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.8%
Return on assets
-3.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
39 d early
2022
31 d late
2021
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€48k▼ 3.3%
2023 · €50k
2021: €-10k
2022: €53k
2023: €50k
2021 → 2024
Total assets
€48k▼ 3.3%
2023 · €50k
2021: €248k
2022: €75k
2023: €50k
2021 → 2024
Net result
€-2k▲ 43.4%
2023 · €-3k
2021: €-15k
2022: €63k
2023: €-3k
2021 → 2024
Working capital
€48k▼ 3.3%
2023 · €50k
2021: €-10k
2022: €53k
2023: €50k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€-10k-€53k€50k▼ 5.6%€48k▼ 3.3%
Operating result€-9k-€84k€-3k€-2k▲ 46.3%
Net result€-15k-€63k€-3k€-2k▲ 43.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €3k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €48k
Equity
€48k▼ 3.3%
Debt
€99=
The debt ratio stays at 0.2%.
Key figures and ratios
Solvency
99.8%=
2023 · 99.8%
Debt / equity
0.00▲
2023 · 0.00
ROE
-3.5%▲
2023 · -5.9%
ROA
-3.4%▲
2023 · -5.9%
Debt
€99=
2023 · €99
Debt ≤ 1 year
€99=
2023 · €99
A ratio outside any meaningful range has been withheld (balance sheet total €48k, equity €48k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€50k€48k▼
Current assets29/58€50k€48k▼
Amounts receivable within one year40/41€791€989▲
Other amounts receivable41€791€989▲
Cash at bank and in hand54/58€49k€47k▼
Equity and liabilities
Total equity and liabilities10/49€50k€48k▼
Equity10/15€50k€48k▼
Contributions10/11€5k€5k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€13€-2k▼
Amounts payable17/49€99€99=
Amounts payable within one year42/48€99€99=
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€99€99=
Income statement
Code20232024
Other operating charges640/8€655€667▲
Gross operating margin9900€-2k€-881▲
Operating profit (loss)9901€-3k€-2k▲
Financial income75/76B€40€0▼
Recurring financial income75€40€0▼
Financial charges65/66B€108€122▲
Recurring financial charges65€108€122▲
Profit (loss) for the period before taxes9903€-3k€-2k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13€-2k▼
Profit (loss) brought forward from the previous period14P€3k€13▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 147current ratio 506.44
Current ratio from 3.45 to 506.44; short-term debt falls from €22k to €99.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 3.45
Current ratio from 0.96 to 3.45; short-term debt falls from €258k to €22k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mosten 99160 LokerenGround area
6,540 m²
Building footprint
2,413 m²
Volume, LiDAR
166 m³
Parcel 46382B1436/00V000, Flanders · tallest building 2.0 m. Linked by address, not a title deed.
1 establishment unit
INO-BUILD
since 20202.301.625.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B1436/00V000 | Flanders | 6,540 m² | 1 · 2,413 m² | 1.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1011.815.809
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CSP Toitures
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,874. 12,915 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.