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INO-BUILD

Active
Private limited companyfounded 2020active for 6 yearsMosten 9, 9160 Lokeren, BelgiumKBO/BCE: BE 0746.395.501

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of INO-BUILD is 1.6% (moderate). The 2025 annual accounts show equity of €43,462 and a net result of -€4,882. Equity has been shrinking by about 4.1% per year since 2021. Its solvency ranks better than 25% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 20-04-2020 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.301.625.304 9160 Lokeren, since 20-04-2020
Financial year end
31 December
Peppol
Reachable since 30-09-2025

Board and ownership

Board
  • BONTINCK MarinoDirector · since 15-04-2020
  • DE VOS MartinoDirector · since 15-04-2020

Financial position

62 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
-€4,034
▼ 358%
Loss
€4,882
▲ 192%
Equity
€43,462
▼ 10.1%
Total assets
€243,738
▲ 403%
Turnover not published (micro format)
Filed on 30-06-2026, 31 days before the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020Equity €43,462 (17.8% of total assets)lowers riskLiquidity: current ratio 1.22, cash €42,548Show the evidence

Checked score

Score 2025
62 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 23% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 43-57
equity 17.8% of total assets
Liquidity 27-73
short-term debt 82.2% · cash 17.5%
Profitability 32+3
return on assets -2.0%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.5%▼ -0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 1.6%▲ +1.2 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22, below the usual 1.5. Short-term debt is 82.2% and cash 17.5% of total assets. 82.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 25% of them on solvency, 22% on liquidity, 20% on profitability and 25% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.22, cash €42,548
NBB · annual accounts
raises risk · Equity €43,462 (17.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€4,882
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 days early
2024
on the day
2023
39 days early
2022
31 days late
2021
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 11 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€4,882 View
  • Caution: Lower net result than 81% of companies in construction of buildingssector median €8,543 · 9,370 companies -€4,882 View

Comparable companies

These companies have the same main activity as INO-BUILD: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €197,000 and €276,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
INO-BUILD Lokeren€243,738-€4,034
EWOOD Nazareth-De Pinte€276,093-€398
Easyliving Wonen Gent€218,941-€560
Gebricon Sint-Niklaas€197,043-€13,838
Livingstone² Knokke-Heist€231,672-€37,140
GROEP JL PROJECTS Zoersel€230,573-€16,388
Cvs Bogaerts Turnhout€244,571-€3,234
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about INO-BUILD

What is the company number of INO-BUILD?
The company number of INO-BUILD is 0746.395.501. The VAT number is the same number with BE in front: BE 0746.395.501.
Where is INO-BUILD based?
The registered office is at Mosten 9, 9160 Lokeren.Company details
What does INO-BUILD do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of INO-BUILD?
The legal form of INO-BUILD is Private limited company (BV).
When was INO-BUILD founded?
INO-BUILD was founded on 20-04-2020.
Is INO-BUILD still active?
Yes, INO-BUILD is an active enterprise in the KBO register.
What is the turnover of INO-BUILD?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is INO-BUILD profitable?
In financial year 2025, INO-BUILD made a loss of €4,882.
Where can I find the annual accounts of INO-BUILD?
INO-BUILD filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of INO-BUILD due?
INO-BUILD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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