GDDG Services
ActiveThe computed 12-month bankruptcy probability of GDDG Services is 1.9% (moderate). The 2025 annual accounts show equity of €49k and a net result of €1k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 961 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-9
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
short-term debt: 0.6% and cash: 63.8% of total assets, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
2.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
3 d early
2021
4 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 2.5%
2024 · €48k
2020: €11k
2021: €25k
2022: €32k
2023: €43k
2024: €48k
2020 → 2025
Total assets
€50k▼ 0.7%
2024 · €50k
2020: €39k
2021: €33k
2022: €36k
2023: €44k
2024: €50k
2020 → 2025
Net result
€1k▼ 74.9%
2024 · €5k
2020: €8k
2021: €14k
2022: €8k
2023: €11k
2024: €5k
2020 → 2025
Working capital
€45k▲ 17.1%
2024 · €39k
2020: €-9k
2021: €4k
2022: €23k
2023: €41k
2024: €39k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€32k▲ 30.6%€43k▲ 33.0%€48k▲ 11.3%€49k▲ 2.5%
Operating result€24k-€13k▼ 46.1%€17k▲ 36.7%€9k▼ 49.2%€2k▼ 75.7%
Net result€14k-€8k▼ 45.3%€11k▲ 40.9%€5k▼ 54.6%€1k▼ 74.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€4k▼ 57.2%
Current assets
€46k▲ 12.4%
Equity and liabilities €50k
Equity
€49k▲ 2.5%
Debt
€296▼ 84.3%
The debt ratio falls from 3.8% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €12k
Cash flow
€7k▼
2024 · €8k
Solvency
99.4%▲
2024 · 96.2%
Debt / equity
0.01▼
2024 · 0.04
ROE
2.5%▼
2024 · 10.1%
ROA
2.5%▼
2024 · 9.7%
Interest coverage
152.19▼
2024 · 226.32
Debt
€296▼
2024 · €2k
Debt ≤ 1 year
€296▼
2024 · €2k
Income taxes
€895▼
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €50k, equity €49k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€50k▼
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Furniture and vehicles24€9k€4k▼
Current assets29/58€40k€46k▲
Amounts receivable within one year40/41€13k€13k▲
Trade receivables40€5k€2k▼
Other amounts receivable41€8k€12k▲
Cash at bank and in hand54/58€27k€32k▲
Deferred charges and accrued income490/1€539€564▲
Equity and liabilities
Total equity and liabilities10/49€50k€50k▼
Equity10/15€48k€49k▲
Contributions10/11€3k€3k=
Reserves13€46k€47k▲
Distributable reserves133€46k€47k▲
Amounts payable17/49€2k€296▼
Amounts payable within one year42/48€2k€296▼
Trade debts44€1k€249▼
Suppliers440/4€1k€249▼
Taxes, remuneration and social security45€532€46▼
Taxes450/3€532€46▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€580€864▲
Gross operating margin9900€13k€8k▼
Operating profit (loss)9901€9k€2k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€54€50▼
Recurring financial charges65€54€50▼
Profit (loss) for the period before taxes9903€9k€2k▼
Income taxes67/77€4k€895▼
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€1k▼
Transfer to equity691/2€5k€1k▼
To other reserves6921€5k€1k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €1k ▼74.9%
Net result drops to €1k, the lowest in the series.
31-12
Financial
Liquidity times 7current ratio 153.89
Current ratio from 21.52 to 153.89; short-term debt falls from €2k to €296.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity times 5current ratio 36.74
Current ratio from 7.77 to 36.74; short-term debt falls from €3k to €1k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 7.77
Current ratio from 1.52 to 7.77; short-term debt falls from €8k to €3k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Highest result since 2020net €14k ▲63.6%
Operating result €24k, net result €14k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.52
Current ratio from 0.67 to 1.52; short-term debt falls from €28k to €8k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Belair(LO) 235101 NamurGround area
1,531 m²
Building footprint
94 m²
Volume, LiDAR
558 m³
Parcel 92078A0162/00M005, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GDDG Services srl
since 20202.301.649.355
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92078A0162/00M005 | Wallonia | 1,531 m² | 1 · 94 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 3,191 companies in sector 52250 we hold annual accounts for 1,956. 1,147 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2020
Fiscal year end31-12
Activities, NACEBEL
52250Logistics services
52290Warehousing and support activities for transportation
46190Agents in non-specialised wholesale trade
53200Other postal and courier activities
74105Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gddgservices@gmail.com
Phone:+32479798078