ARM SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of ARM SOLUTIONS is 2.4% (moderate). The 2025 annual accounts show equity of €30,822 and a net result of -€2,223. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 723 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability64▼-2
Solvency76▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.89 in 2024; short-term debt: 49.4% and cash: 4.8% of total assets), and 49.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Warehousing and support activities for transportation (NACE 52)
about 72% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
-3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
11 d late
2023
27 d late
2022
28 d early
2021
25 d early
2020
38 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average on the deadline day; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€30,822▼ 6.7%
2024 · €33,045
Total assets
€60,926▲ 11.9%
2024 · €54,435
Net result
-€2,223▼ 104%
2024 · -€1,088
Working capital
€22,700▲ 18.9%
2024 · €19,093
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,107▼ 13.1%€4,129▼ 70.7%€5,427▲ 31.4%-€441-€1,690▼ 283%
Net result€10,574within the sector's middle half▼ 12.1%€2,362within the sector's middle half▼ 77.7%€3,167within the sector's middle half▲ 34.1%-€1,088within the sector's middle half-€2,223below the sector's middle half▼ 104%
Equity€28,605within the sector's middle half▲ 58.6%€30,967within the sector's middle half▲ 8.3%€34,134within the sector's middle half▲ 10.2%€33,045within the sector's middle half▼ 3.2%€30,822below the sector's middle half▼ 6.7%
Total assets€78,037within the sector's middle half▲ 41.3%€106,239within the sector's middle half▲ 36.1%€74,105within the sector's middle half▼ 30.2%€54,435below the sector's middle half▼ 26.5%€60,926below the sector's middle half▲ 11.9%
Debt€49,432▲ 32.9%€75,272▲ 52.3%€39,971▼ 46.9%€21,390▼ 46.5%€30,104▲ 40.7%
Working capital€5,165€10,874▲ 111%€16,640▲ 53.0%€19,093▲ 14.7%€22,700▲ 18.9%
Solvency36.7%within the sector's middle half▲ 4.0pp29.1%within the sector's middle half▼ 7.5pp46.1%within the sector's middle half▲ 16.9pp60.7%within the sector's middle half▲ 14.6pp50.6%within the sector's middle half▼ 10.1pp
above
within
below
the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,690 in 2025 against €441 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60,926
Fixed assets
€8,123 ▼ 41.8%
Current assets
€52,804 ▲ 30.4%
Equity and liabilities €60,926
Equity
€30,822 ▼ 6.7%
Debt
€30,104 ▲ 40.7%
Debt's share of the balance-sheet total rises from 39.3% to 49.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5,576▼
2024 · €7,143
Cash flow
€5,043▼
2024 · €6,496
Current ratio
1.75▼
2024 · 1.89
Quick ratio
1.16▼
2024 · 1.25
Debt to equity
0.98▲
2024 · 0.65
ROE
-7.2%▼
2024 · -3.3%
ROA
-3.6%▼
2024 · -2.0%
Interest coverage
10.42▼
2024 · 11.57
Debt ≤ 1 year
€30,104▲
2024 · €21,390
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.3%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,913 | €17,028 | €16,605 | €7,584 | €7,266 | ▼ 4.2% |
| Other operating charges640/8 | €359 | €2,692 | €1,635 | €2,090 | €590 | ▼ 71.8% |
| Gross operating margin9900 | €31,380 | €23,849 | €23,667 | €9,232 | €6,166 | ▼ 33.2% |
| Operating profit (loss)9901 | €14,107 | €4,129 | €5,427 | -€441 | -€1,690 | ▼ 283% |
| Financial income75/76B | - | - | - | €0 | €3 | ▲ 6,150% |
| Recurring financial income75 | - | - | - | €0 | €3 | ▲ 6,150% |
| Financial charges65/66B | €639 | €903 | €1,183 | €618 | €535 | ▼ 13.3% |
| Recurring financial charges65 | €639 | €903 | €1,183 | €618 | €535 | ▼ 13.3% |
| Profit (loss) for the period before taxes9903 | €13,468 | €3,226 | €4,245 | -€1,059 | -€2,223 | ▼ 110% |
| Income taxes67/77 | €2,894 | €865 | €1,078 | €29 | - | - |
| Profit (loss) for the period9904 | €10,574 | €2,362 | €3,167 | -€1,088 | -€2,223 | ▼ 104% |
| Profit (loss) for the period to be appropriated9905 | €10,574 | €2,362 | €3,167 | -€1,088 | -€2,223 | ▼ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78,037 | €106,239 | €74,105 | €54,435 | €60,926 | ▲ 11.9% |
| Fixed assets21/28 | €33,486 | €35,619 | €23,345 | €13,953 | €8,123 | ▼ 41.8% |
| Tangible fixed assets22/27 | €33,486 | €35,619 | €23,345 | €13,953 | €8,123 | ▼ 41.8% |
| Plant, machinery and equipment23 | €1,554 | €3,970 | €5,093 | €3,541 | €2,927 | ▼ 17.3% |
| Furniture and vehicles24 | €31,932 | €31,649 | €18,252 | €10,412 | €5,196 | ▼ 50.1% |
| Current assets29/58 | €44,552 | €70,619 | €50,759 | €40,483 | €52,804 | ▲ 30.4% |
| Stocks and contracts in progress3 | - | - | €29,056 | €13,687 | €17,943 | ▲ 31.1% |
| Stocks30/36 | - | - | €29,056 | €13,687 | €17,943 | ▲ 31.1% |
| Amounts receivable within one year40/41 | €11,910 | €35,314 | €3,167 | €11,838 | €26,721 | ▲ 126% |
| Trade receivables40 | €7,929 | €30,163 | €3,167 | €11,838 | €26,721 | ▲ 126% |
| Other amounts receivable41 | €3,981 | €5,151 | - | - | - | - |
| Cash at bank and in hand54/58 | €31,940 | €34,742 | €12,541 | €6,063 | €2,903 | ▼ 52.1% |
| Deferred charges and accrued income490/1 | €701 | €563 | €5,995 | €8,894 | €5,236 | ▼ 41.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78,037 | €106,239 | €74,105 | €54,435 | €60,926 | ▲ 11.9% |
| Equity10/15 | €28,605 | €30,967 | €34,134 | €33,045 | €30,822 | ▼ 6.7% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Capital10 | €6,000 | €6,000 | - | - | - | - |
| Issued capital100 | €6,000 | €6,000 | - | - | - | - |
| Outside capital11 | - | - | €6,000 | €6,000 | €6,000 | = |
| Other1109/19 | - | - | €6,000 | €6,000 | €6,000 | = |
| Reserves13 | €12,031 | €12,031 | €12,031 | €27,045 | €27,045 | = |
| Distributable reserves133 | €12,031 | €12,031 | €12,031 | €27,045 | €27,045 | = |
| Profit (loss) carried forward14 | €10,574 | €12,936 | €16,102 | - | -€2,223 | - |
| Amounts payable17/49 | €49,432 | €75,272 | €39,971 | €21,390 | €30,104 | ▲ 40.7% |
| Amounts payable after more than one year17 | €10,046 | €15,527 | €5,851 | - | - | - |
| Financial debts170/4 | €10,046 | €15,527 | €5,851 | - | - | - |
| Amounts payable within one year42/48 | €39,386 | €59,745 | €34,120 | €21,390 | €30,104 | ▲ 40.7% |
| Current portion of amounts payable after more than one year42 | €7,830 | €13,483 | €9,676 | €5,851 | - | - |
| Trade debts44 | €9,303 | €32,193 | €2,296 | €374 | €11,808 | ▲ 3,054% |
| Suppliers440/4 | €9,303 | €32,193 | €2,296 | €374 | €11,808 | ▲ 3,054% |
| Taxes, remuneration and social security45 | €5,948 | €5,815 | €10,023 | €6,873 | €4,346 | ▼ 36.8% |
| Taxes450/3 | €3,448 | €65 | €5,623 | €3,473 | €3,246 | ▼ 6.5% |
| Remuneration and social security454/9 | €2,500 | €5,750 | €4,400 | €3,400 | €1,100 | ▼ 67.6% |
| Other amounts payable47/48 | €16,305 | €8,254 | €12,125 | €8,291 | €13,950 | ▲ 68.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,574 | €2,362 | €3,167 | -€1,088 | -€2,223 | ▼ 104% |
| + Depreciation and write-downs630 | €16,913 | €17,028 | €16,605 | €7,584 | €7,266 | ▼ 4.2% |
| Operating cash flow (approximation) | €27,487 | €19,389 | €19,772 | €6,496 | €5,043 | ▼ 22.4% |
| Investment in fixed assets (approximation) | - | -€19,161 | -€4,331 | €1,809 | -€1,436 | ▼ 179% |
| Change in cash | - | €2,802 | -€22,202 | -€6,478 | -€3,160 | ▲ 51.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€2,223
Net result drops to -€2,223, the lowest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2019
Ground area
572 m²
Building footprint
90 m²
Volume, LiDAR
721 m³
Parcel 25098D0538/00L000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ARM SOLUTIONS
since 20192.291.442.579
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098D0538/00L000 | Wallonia | 572 m² | 1 · 90 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,187 companies in sector 52250 we hold annual accounts for 1,963. 1,012 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
52250Logistics services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0730674868
Also
9925:BE0730674868
Registered
25-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.