GAVIMMO
ActiveSummary
GAVIMMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.9m and a net result of €115,170. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 89% of 466 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €350,000 at 30 days acceptable
Liquidity ample (current ratio 4.15 against 4.32 in 2024; short-term debt: 8.4% and cash: 1.5% of total assets), and 18.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
1.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
7 d early
2023
11 d early
2022
16 d late
2021
4 d early
2020
22 d early
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
In the rankings
#8 company by equity in Ukkel, Administrative and support services sector#9 company by total assets in Ukkel, Administrative and support services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€115,170▼ 10.3%
2024 · €128,357
Working capital
€1.6m▼ 13.3%
2024 · €1.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€192,558▲ 413%€252,782▲ 31.3%€1.1m▲ 322%€122,920▼ 88.5%€112,809▼ 8.2%
Net result€143,913above the sector's middle half▲ 417%€212,763above the sector's middle half▲ 47.8%€816,662above the sector's middle half▲ 284%€128,357within the sector's middle half▼ 84.3%€115,170within the sector's middle half▼ 10.3%
Equity€5.8mabove the sector's middle half▲ 2.5%€6.0mabove the sector's middle half▲ 3.6%€5.5mabove the sector's middle half▼ 9.7%€5.2mabove the sector's middle half▼ 5.0%€4.9mabove the sector's middle half▼ 5.5%
Total assets€6.8mabove the sector's middle half▲ 2.3%€6.9mabove the sector's middle half▲ 1.5%€7.7mabove the sector's middle half▲ 11.3%€6.4mabove the sector's middle half▼ 16.8%€6.0mabove the sector's middle half▼ 6.1%
Debt€174,249▲ 11.2%€190,519▲ 9.3%€1.6m▲ 715%€567,628▼ 63.5%€524,613▼ 7.6%
Working capital€2.1mabove the sector's middle half▲ 57.0%€2.2mabove the sector's middle half▲ 9.3%€2.0mabove the sector's middle half▼ 12.1%€1.8mabove the sector's middle half▼ 7.3%€1.6mabove the sector's middle half▼ 13.3%
Solvency85.9%above the sector's middle half▲ 0.2pp87.7%above the sector's middle half▲ 1.9pp71.2%above the sector's middle half▼ 16.5pp81.3%above the sector's middle half▲ 10.1pp81.8%above the sector's middle half▲ 0.5pp
Current ratio13.33above the sector's middle half▲ 3.1213.39above the sector's middle half▲ 0.062.28above the sector's middle half▼ 11.104.32above the sector's middle half▲ 2.044.15above the sector's middle half▼ 0.18
Return on assets (ROA)2.1%within the sector's middle half▲ 1.7pp3.1%within the sector's middle half▲ 1.0pp10.7%within the sector's middle half▲ 7.6pp2.0%within the sector's middle half▼ 8.6pp1.9%within the sector's middle half▼ 0.1pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.0m
Fixed assets
€3.9m ▼ 2.5%
Current assets
€2.1m ▼ 12.1%
Equity and liabilities €6.0m
Equity
€4.9m ▼ 5.5%
Provisions
€562,866 ▼ 9.9%
Debt
€524,613 ▼ 7.6%
Debt's share of the balance-sheet total falls from 8.9% to 8.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€295,872▼
2024 · €326,675
Cash flow
€298,233▼
2024 · €332,112
Debt to equity
0.11▼
2024 · 0.11
ROE
2.3%▼
2024 · 2.5%
Interest coverage
195.70▼
2024 · 1063.60
Debt ≤ 1 year
€503,650▼
2024 · €549,686
Income taxes
€42,763▼
2024 · €47,159
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €197,993 | €983,795 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | €500 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €170,416 | €175,050 | €199,475 | €203,754 | €183,064 | ▼ 10.2% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | -€180,000 | -€235,000 | -€30,000 | -€62,000 | ▼ 107% |
| Other operating charges640/8 | - | €64,960 | €62,868 | €64,234 | €89,276 | ▲ 39.0% |
| Gross operating margin9900 | €418,848 | €312,792 | €1.1m | €360,908 | €323,149 | ▼ 10.5% |
| Operating profit (loss)9901 | €192,558 | €252,782 | €1.1m | €122,920 | €112,809 | ▼ 8.2% |
| Financial income75/76B | - | €13,001 | €20,767 | €52,903 | €46,636 | ▼ 11.8% |
| Recurring financial income75 | €2,588 | €13,001 | €20,767 | €52,903 | €46,636 | ▼ 11.8% |
| Financial charges65/66B | - | €3,521 | €4,254 | €307 | €1,512 | ▲ 392% |
| Recurring financial charges65 | €193 | €3,521 | €4,254 | €307 | €1,512 | ▲ 392% |
| Profit (loss) for the period before taxes9903 | €194,953 | €262,262 | €1.1m | €175,516 | €157,933 | ▼ 10.0% |
| Transfer to deferred taxes680 | - | €49,498 | €235,368 | €0 | - | - |
| Income taxes67/77 | €51,040 | €0 | €30,491 | €47,159 | €42,763 | ▼ 9.3% |
| Profit (loss) for the period9904 | €143,913 | €212,763 | €816,662 | €128,357 | €115,170 | ▼ 10.3% |
| Transfer to tax-exempt reserves689 | - | €148,495 | €706,104 | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €143,913 | €64,269 | €110,558 | €128,357 | €115,170 | ▼ 10.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.8m | €6.9m | €7.7m | €6.4m | €6.0m | ▼ 6.1% |
| Fixed assets21/28 | €4.6m | €4.5m | €4.2m | €4.0m | €3.9m | ▼ 2.5% |
| Tangible fixed assets22/27 | €4.6m | €4.5m | €4.2m | €4.0m | €3.9m | ▼ 2.5% |
| Land and buildings22 | - | €4.5m | €4.2m | €4.0m | €3.9m | ▼ 2.4% |
| Plant, machinery and equipment23 | - | €995 | €5,225 | €3,878 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €859 | €430 | €6,073 | €6,020 | ▼ 0.9% |
| Financial fixed assets28 | - | - | €3,000 | €0 | - | - |
| Current assets29/58 | €2.2m | €2.4m | €3.5m | €2.4m | €2.1m | ▼ 12.1% |
| Amounts receivable within one year40/41 | €1.5m | €1.7m | €2.0m | €772,425 | €780,164 | ▲ 1.0% |
| Trade receivables40 | - | €24,772 | €73,186 | €72,839 | €72,288 | ▼ 0.8% |
| Other amounts receivable41 | - | €1.7m | €1.9m | €699,585 | €707,876 | ▲ 1.2% |
| Current investments50/53 | - | - | €1.2m | €1.2m | €1.2m | = |
| Cash at bank and in hand54/58 | €633,801 | €597,565 | €243,933 | €374,752 | €87,617 | ▼ 76.6% |
| Deferred charges and accrued income490/1 | - | €118,391 | €83,072 | €29,776 | €20,469 | ▼ 31.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.8m | €6.9m | €7.7m | €6.4m | €6.0m | ▼ 6.1% |
| Equity10/15 | €5.8m | €6.0m | €5.5m | €5.2m | €4.9m | ▼ 5.5% |
| Contributions10/11 | €3.3m | €3.3m | €3.3m | €3.3m | €3.3m | = |
| Capital10 | - | €3.3m | €3.3m | €3.3m | €3.3m | = |
| Issued capital100 | - | €3.3m | €3.3m | €3.3m | €3.3m | = |
| Reserves13 | €75,100 | €226,808 | €938,440 | €944,858 | €950,617 | ▲ 0.6% |
| Non-distributable reserves130/1 | - | €52,545 | €58,073 | €64,490 | €70,249 | ▲ 8.9% |
| Legal reserve130 | - | €52,545 | €58,073 | €64,490 | €70,249 | ▲ 8.9% |
| Tax-exempt reserves132 | - | €148,495 | €854,598 | €854,598 | €854,598 | = |
| Distributable reserves133 | - | €25,769 | €25,769 | €25,769 | €25,769 | = |
| Profit (loss) carried forward14 | €2.5m | €2.6m | €1.3m | €992,807 | €702,218 | ▼ 29.3% |
| Provisions and deferred taxes16 | €785,000 | €654,498 | €654,866 | €624,866 | €562,866 | ▼ 9.9% |
| Provisions for liabilities and charges160/5 | - | €605,000 | €370,000 | €340,000 | €278,000 | ▼ 18.2% |
| Major repairs and maintenance162 | - | - | - | - | €258,000 | - |
| Other liabilities and charges164/5 | - | €605,000 | €370,000 | €340,000 | €20,000 | ▼ 94.1% |
| Deferred taxes168 | - | €49,498 | €284,866 | €284,866 | €284,866 | = |
| Amounts payable17/49 | €174,249 | €190,519 | €1.6m | €567,628 | €524,613 | ▼ 7.6% |
| Amounts payable within one year42/48 | €166,548 | €181,076 | €1.5m | €549,686 | €503,650 | ▼ 8.4% |
| Trade debts44 | €29,310 | €31,993 | €65,190 | €94,256 | €48,275 | ▼ 48.8% |
| Suppliers440/4 | - | €31,993 | €65,190 | €94,256 | €48,275 | ▼ 48.8% |
| Taxes, remuneration and social security45 | - | €36,735 | €0 | €5,918 | €4,922 | ▼ 16.8% |
| Taxes450/3 | - | €36,735 | €0 | €5,918 | €4,922 | ▼ 16.8% |
| Other amounts payable47/48 | - | €112,348 | €1.5m | €449,511 | €450,453 | ▲ 0.2% |
| Accrued charges and deferred income492/3 | - | €9,443 | €19,473 | €17,942 | €20,964 | ▲ 16.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €143,913 | €212,763 | €816,662 | €128,357 | €115,170 | ▼ 10.3% |
| + Depreciation and write-downs630 | €170,416 | €175,050 | €199,475 | €203,754 | €183,064 | ▼ 10.2% |
| Operating cash flow (approximation) | €314,329 | €387,814 | €1.0m | €332,112 | €298,233 | ▼ 10.2% |
| Investment in fixed assets (approximation) | - | -€69,095 | €100,952 | -€44,086 | -€81,920 | ▼ 85.8% |
| Change in cash | - | -€36,236 | -€353,632 | €130,818 | -€287,135 | ▼ 319% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Highest result since 2019net €816,662 ▲284%
Operating result €1.1m, net result €816,662, both a record.
2022
16-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 16 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial
Weakest financial yearnet €27,844 ▼62.6%
Net result drops to €27,844, the lowest in the series; recovery starts the following year.
2019
21-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2002
Ground area
1,080 m²
Building footprint
537 m²
Volume, LiDAR
6,421 m³
2 parcels, Brussels, Wallonia · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
20
companies at this address
See who is registered here
2 establishment units
Rue du Charron 284, 1420 Braine-l'Alleud
since 20022.114.007.310
Waterloosesteenweg 757, 1180 Ukkel
since 20242.369.078.411
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742B0099/00F000 | Wallonia | 751 m² | 1 · 357 m² | 14.7 m · 4 fl. |
| 21612C0056/02D074 | Brussels | 329 m² | 1 · 180 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- GAVINAS
- GAVIMMO
Highest known parent: GAVINAS. The sources do not say who stands above it.
Owners 1
- GAVINASparentSourceaccounts GAVINAS 202499.98%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
STUDIE- EN EXPERTISEBUREAU DE PALMENAER
BE 0421.239.425
Gent · Eq €4,823,705
JAGIMMO
BE 0437.963.116
Merksplas · Eq €5,029,479
SOCOGEST
BE 0437.699.830
Machelen (Brab.) · Eq €5,053,963
FLAGEY
BE 0431.093.437
Elsene · Eq €4,720,873
APITRI
BE 0469.889.873
Machelen (Brab.) · Eq €5,127,687
Of 1,279 companies in sector 81100 we hold annual accounts for 679. 276 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-04-2000
Fiscal year end31-03
Activities, NACEBEL 2025
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0471692786
Registered
06-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.