Investments
€56,658 0.3 × depreciation
Green is investment, beige is depreciation.
IMOG
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2005peak €700,068 (2020)
€328,071▲ 24.0%
lowest -€156,544 (2021)
€83,319▲ 99.8%
peak €3.9m (2016)
€2.6m▲ 3.3%
€2.2m▼ 9.6%
Board2 names since 2011
2 directorsGERARDI Remy and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
21-09-202652 days late
2025micro format
Gross margin from €264,654 to €328,071Result from €41,693 to €83,319Cash from €226,826 to €107,858
Key points
from the 2025 annual accountsFilings
20 annual accounts since 2005
Ten of the last ten came late. The 2019 accounts came latest: 75 days after the end of the period.
Position in the sector
€2.6m
More equity than 95% of companies in building services and landscaping. Sector median €44,713 · 5,734 companies.
Checked score
83
Excellent
Financially stronger than 48% of small companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 482 companies (NACE 81, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.2 percentage points vs 07-2025
09-2025: 0.9%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -0.7 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%▼ -0.2 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 52 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.18, cash €107,858, halved
Sector: Services to buildings and landscape activities (NACE 81)
lowers risk
Size: total assets €5.0m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, small). It does better than 64% of them on solvency, 37% on liquidity, 45% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as IMOG has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMOG itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for IMOG. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.18 (0.2 in 2024), below 1. Short-term debt is 26.7% and cash 2.2% of total assets. 47% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
52 days late
2024
39 days late
2023
44 days late
2022
45 days late
2021
61 days late
2020
59 days late
2019
75 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 54 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Mr Burgerlijke maatschap Gerardi 50.15%annual accounts 2017
- Mevr Burgerlijke maatschap Van Rompaey 49.85%annual accounts 2017
Recent changes
Reappointments: GERARDI Remy (director) and VAN ROMPAEY Maria (director)
Capital conversion: €880,164 · General meeting of 22-03-2023 · Gazette deed
Incorporation
published on 31-01-2005 · Gazette deed
First establishment
Turnhoutsebaan 198, Malle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMOG Malle | €5.0m | €328,071 | 53.0% | - |
| Autonoom Gemeentebedrijf Essen Essen | €3.5m | €232,309 | 55.8% | - |
| Seald Invest I Hoogstraten | €6.6m | €487,536 | 16.9% | 0 |
| Autonoom Gemeentebedrijf Rumst Rumst | €7.8m | €482,840 | 1.4% | - |
| BELGIUM VALUE ADDED I Watermael-Boitsfort | €4.3m | €414,829 | 95.5% | 0 |
| DEVELOPPEMENT MEDICO-SOCIAL REGIONAL Anderlues | €5.6m | €532,575 | 91.8% | - |
| GAVIMMO Uccle | €6.0m | €323,149 | 81.8% | 0 |
These companies have the same main activity as IMOG: combined facilities support activities (NACE 81100). They are comparable in size and age: total assets between €3.5m and €7.8m, founded between 2000 and 2006.
Official details
Source: KBO- Status
- Active since 21-01-2005Normal situation
- Activity
- Combined facilities support activitiesNACE 81100
- Establishment unit
- 2.146.852.1042390 Malle, since 19-01-2005
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on IMOG
IMOG files the micro format. That format states no turnover. The gross margin rose from €58,091 in 2006 to €328,071 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMOG
- What is the company number of IMOG?
- The company number of IMOG is 0871.360.205. The VAT number is the same number with BE in front: BE 0871.360.205.
- Where is IMOG based?
- The registered office is at Turnhoutsebaan 198, 2390 Malle.Company details
- What does IMOG do?
- According to the KBO register, the main activity is combined facilities support activities (NACE 81100).
- What is the legal form of IMOG?
- IMOG is a private limited company (BV).
- When was IMOG founded?
- IMOG was founded on 21-01-2005.
- Is IMOG still active?
- Yes, IMOG is an active enterprise in the KBO register.
- What is the turnover of IMOG?
- The turnover in financial year 2025 is ≈ €640,000. This figure is estimated from the gross margin of €328,071 and 51 comparable companies (NACE 81). It probably lies between €450,000 and €980,000.Financials
- Is IMOG profitable?
- In financial year 2025, IMOG made a profit of €83,319.
- Where can I find the annual accounts of IMOG?
- IMOG filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMOG due?
- IMOG must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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