Skip to content

GARUKA

Active
Private limited companyfounded 2021active for 5 yearsMorinnegoed 2, 8500 Kortrijk, BelgiumKBO/BCE: BE 0767.514.973
Summary

GARUKA has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €148,307 and a net result of €34,554. Equity grew by about 28% per year on average since 2022. In 2026 it fell by 23.5%. Its solvency ranks better than 71% of 413 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 26-04-2021 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180and 4 others
Establishment unit
2.316.772.447 8500 Kortrijk, since 26-04-2021
Financial year end
31 March
Peppol
Reachable since 31-10-2023

Board and ownership

Board
  • Stijn VannesteDirector
  • StijnVannesteDirector

Financial position

65 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts to 31-03-2026
Gross margin
€59,690
▼ 46.7%
Turnover
≈ €280,000
estimated
Profit
€34,554
▼ 56.8%
Equity
€148,307
▼ 23.5%
Total assets
€224,428
▼ 2.5%
Score breakdownraises riskFounded in 20211 change of registered office in 24 monthsSize: total assets €224,428lowers riskFigures for financial year 2026 (filed on 28-10-2026)Show the evidence

Checked score

Score 2026
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 55% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Strong
Solvency 91-9
equity 66.1% of total assets
Liquidity 49-11
short-term debt 33.7% · cash 10.8%
Profitability 88-12
return on assets 15.4%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.6%▼ -0.2 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025lowest value 05-2025: 0.6%● unchanged vs 04-2025lowest value 06-2025: 0.6%● unchanged vs 05-2025lowest value 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 1.3%▲ +0.6 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.6%▲ +0.3 percentage points vs 06-2026 08-2026: 2.0%▲ +0.4 percentage points vs 07-2026 09-2026: 2.1%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.4%▼ -0.7 percentage points vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.66 (6.15 in 2025), above the usual 1.5. Short-term debt is 33.7% and cash 10.8% of total assets. 33.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 72% of them on solvency, 48% on liquidity, 83% on profitability and 17% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2026 (filed on 28-10-2026)
NBB · annual accounts
raises risk · Size: total assets €224,428
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-10-2026, 3 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
3 days early
2025
158 days early
2024
86 days early
2023
29 days early
2022
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 62 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 September (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2026: €34,554 5 years View

Recent changes

  1. · Gazette deed Registered-office moveDirector in office: StijnVanneste
  2. · Gazette deed Registered office moved from Ledegem Dorpstraat to Ledegem IzegemsestraatNew seat: 8880 Ledegem Izegemsestraat 6 bus 21 · Previous seat: 8880 Ledegem Dorpstraat 32 bus 1.3
  3. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as GARUKA: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €186,000 and €265,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
GARUKA Kortrijk€224,428€59,690
Boudewijn Autocenter Antwerpen€240,227€55,678
DINC Antwerpen€230,445€60,185
EDS INVEST Oosterzele€265,497€68,387
PAGNOTTA CAR Genk€205,736€80,515
AGRAMON Poperinge€186,114€79,665
AVALON ROOTS Roeselare€199,902€78,870
Full comparison

Key facts about GARUKA

What is the company number of GARUKA?
The company number of GARUKA is 0767.514.973. The VAT number is the same number with BE in front: BE 0767.514.973.
Where is GARUKA based?
The registered office is at Morinnegoed 2, 8500 Kortrijk.Company details
What does GARUKA do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of GARUKA?
The legal form of GARUKA is Private limited company (BV).
When was GARUKA founded?
GARUKA was founded on 26-04-2021.
Is GARUKA still active?
Yes, GARUKA is an active enterprise in the KBO register.
What is the turnover of GARUKA?
The turnover in financial year 2026 is ≈ €280,000. This figure is estimated from the gross margin of €59,690 and 30 comparable companies (NACE 461). It probably lies between €140,000 and €650,000.Financials
Is GARUKA profitable?
In financial year 2026, GARUKA made a profit of €34,554.
Where can I find the annual accounts of GARUKA?
GARUKA filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of GARUKA due?
GARUKA must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.