AGRAMON
ActiveSummary
The computed 12-month bankruptcy probability of AGRAMON is 1.8% (moderate). The 2024 annual accounts show equity of €64,287 and a net result of €25,654. Equity is growing by ~68.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 15865 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability86▼-5
Solvency60▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.84 in 2023; short-term debt: 59.8% and cash: 9.9% of total assets), but 65.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34.5%
Return on assets
13.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
40 d late
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€64,287▲ 66.4%
2023 · €38,634
Total assets
€186,114▲ 22.6%
2023 · €151,760
Net result
€25,654▼ 6.4%
2023 · €27,395
Working capital
€64,755▲ 17.5%
2023 · €55,128
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€9,468-€39,525▲ 317%€39,940▲ 1.1%
Net result€6,238-€27,395▲ 339%€25,654▼ 6.4%
Equity€11,238-€38,634▲ 244%€64,287▲ 66.4%
Total assets€137,268-€151,760▲ 10.6%€186,114▲ 22.6%
Debt€126,029-€113,127▼ 10.2%€121,826▲ 7.7%
Working capital€48,159-€55,128▲ 14.5%€64,755▲ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 1% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €186,114
Fixed assets
€9,999 ▼ 67.9%
Current assets
€176,115 ▲ 46.0%
Equity and liabilities €186,114
Equity
€64,287 ▲ 66.4%
Debt
€121,826 ▲ 7.7%
Debt's share of the balance-sheet total falls from 74.5% to 65.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57,583▲
2023 · €57,224
Cash flow
€43,296▼
2023 · €45,094
Current ratio
1.58▼
2023 · 1.84
Quick ratio
1.21▼
2023 · 1.31
Debt to equity
1.90▼
2023 · 2.93
ROE
39.9%▼
2023 · 70.9%
ROA
13.8%▼
2023 · 18.1%
Interest coverage
16.49▼
2023 · 41.93
Debt ≤ 1 year
€111,360▲
2023 · €65,498
Debt > 1 year
€10,467▼
2023 · €18,129
Income taxes
€11,036▲
2023 · €10,810
Staff costs
€18,973
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €639 | - |
| Remuneration, social security and pensions62 | - | - | €18,973 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,770 | €17,699 | €17,642 | ▼ 0.3% |
| Other operating charges640/8 | €481 | €1,281 | €3,109 | ▲ 143% |
| Gross operating margin9900 | €20,719 | €58,505 | €79,665 | ▲ 36.2% |
| Operating profit (loss)9901 | €9,468 | €39,525 | €39,940 | ▲ 1.1% |
| Financial income75/76B | €50 | €45 | €240 | ▲ 429% |
| Recurring financial income75 | €50 | €45 | €240 | ▲ 429% |
| Financial charges65/66B | €696 | €1,365 | €3,491 | ▲ 156% |
| Recurring financial charges65 | €696 | €1,365 | €3,491 | ▲ 156% |
| Profit (loss) for the period before taxes9903 | €8,821 | €38,206 | €36,689 | ▼ 4.0% |
| Income taxes67/77 | €2,583 | €10,810 | €11,036 | ▲ 2.1% |
| Profit (loss) for the period9904 | €6,238 | €27,395 | €25,654 | ▼ 6.4% |
| Profit (loss) for the period to be appropriated9905 | €6,238 | €27,395 | €25,654 | ▼ 6.4% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €137,268 | €151,760 | €186,114 | ▲ 22.6% |
| Formation expenses20 | €455 | €0 | €0 | - |
| Fixed assets21/28 | €29,958 | €31,134 | €9,999 | ▼ 67.9% |
| Tangible fixed assets22/27 | €29,958 | €31,134 | €9,999 | ▼ 67.9% |
| Plant, machinery and equipment23 | - | €3,423 | €1,950 | ▼ 43.0% |
| Furniture and vehicles24 | €29,958 | €27,711 | €8,049 | ▼ 71.0% |
| Current assets29/58 | €106,855 | €120,626 | €176,115 | ▲ 46.0% |
| Stocks and contracts in progress3 | €17,181 | €35,000 | €41,008 | ▲ 17.2% |
| Stocks30/36 | €17,181 | €35,000 | €41,008 | ▲ 17.2% |
| Amounts receivable within one year40/41 | €66,137 | €82,000 | €116,606 | ▲ 42.2% |
| Trade receivables40 | €66,070 | €82,000 | €100,855 | ▲ 23.0% |
| Other amounts receivable41 | €67 | - | €15,751 | - |
| Cash at bank and in hand54/58 | €23,537 | €3,626 | €18,501 | ▲ 410% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €137,268 | €151,760 | €186,114 | ▲ 22.6% |
| Equity10/15 | €11,238 | €38,634 | €64,287 | ▲ 66.4% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €6,238 | €33,634 | €59,287 | ▲ 76.3% |
| Distributable reserves133 | €6,238 | €33,634 | €59,287 | ▲ 76.3% |
| Amounts payable17/49 | €126,029 | €113,127 | €121,826 | ▲ 7.7% |
| Amounts payable after more than one year17 | €25,633 | €18,129 | €10,467 | ▼ 42.3% |
| Financial debts170/4 | €25,633 | €18,129 | €10,467 | ▼ 42.3% |
| Amounts payable within one year42/48 | €58,696 | €65,498 | €111,360 | ▲ 70.0% |
| Current portion of amounts payable after more than one year42 | €7,350 | €7,505 | €7,662 | ▲ 2.1% |
| Trade debts44 | €32,254 | €41,493 | €80,305 | ▲ 93.5% |
| Suppliers440/4 | €32,254 | €41,493 | €80,305 | ▲ 93.5% |
| Taxes, remuneration and social security45 | €18,323 | €15,417 | €23,393 | ▲ 51.7% |
| Taxes450/3 | €16,774 | €14,412 | €21,846 | ▲ 51.6% |
| Remuneration and social security454/9 | €1,550 | €1,006 | €1,547 | ▲ 53.8% |
| Other amounts payable47/48 | €768 | €1,083 | - | - |
| Accrued charges and deferred income492/3 | €41,700 | €29,500 | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,238 | €27,395 | €25,654 | ▼ 6.4% |
| + Depreciation and write-downs630 | €10,770 | €17,699 | €17,642 | ▼ 0.3% |
| Operating cash flow (approximation) | €17,008 | €45,094 | €43,296 | ▼ 4.0% |
| Investment in fixed assets (approximation) | - | -€18,875 | €3,493 | ▲ 119% |
| Change in cash | - | -€19,911 | €14,875 | ▲ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Highest result since 2022net €27,395 ▲339%
Net result €27,395, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2022
Ground area
502 m²
Building footprint
198 m²
Parcel 33028A0744/03C000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AGRAMON
since 20222.329.954.846
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33028A0744/03C000 | Flanders | 502 m² | 1 · 198 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,415 companies in sector 46180 we hold annual accounts for 1,885. 1,388 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
Scores and ratios are computed by Checked and are not a credit decision.