DINC
ActiveSummary
The computed 12-month bankruptcy probability of DINC is 1.9% (moderate). The 2025 annual accounts show negative equity (-€69,435) and a net result of €4,367. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 11472 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability57▲+4
Solvency0=
Growth72=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.79 against 2.03 in 2024; short-term debt: 34.4% and cash: 5.5% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-30.1%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 11472 sector peers (2025).
NBB · sector comparisonPosition among 11472 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
10 d early
2024
62 d late
2023
429 d late
2022
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 119 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€401,888▲ 32.2%
2024 · €303,976
EBIT margin
1.4%▲ 0.4pp
2024 · 1.0%
Net result
€4,367▲ 112%
2024 · €2,058
Working capital
€141,660▲ 67.3%
2024 · €84,651
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€23,816-€303,976€401,888▲ 32.2%
Operating result-€20,789--€63,923▼ 207%€2,952€5,497▲ 86.2%
Net result-€20,902--€64,958▼ 211%€2,058€4,367▲ 112%
EBIT margin-87.3%-1.0%1.4%▲ 0.4pp
Equity-€10,902--€75,860▼ 596%-€73,802▲ 2.7%-€69,435▲ 5.9%
Total assets€29,317-€112,923▲ 285%€179,270▲ 58.8%€230,445▲ 28.5%
Debt€40,218-€188,782▲ 369%€253,072▲ 34.1%€299,880▲ 18.5%
Working capital-€24,508-€78,564€84,651▲ 7.7%€141,660▲ 67.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 86% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230,445
Fixed assets
€9,517 ▼ 24.1%
Current assets
€220,927 ▲ 32.5%
Key figures and ratios
EBITDA
€8,527▲
2024 · €5,981
Cash flow
€7,397▲
2024 · €5,087
Solvency
-30.1%▲
2024 · -41.2%
Current ratio
2.79▲
2024 · 2.03
Quick ratio
0.61▲
2024 · 0.58
Debt to equity
-4.32▼
2024 · -3.43
ROA
1.9%▲
2024 · 1.1%
Interest coverage
7.53▲
2024 · 5.52
Debt ≤ 1 year
€79,267▼
2024 · €82,072
Debt > 1 year
€220,613▲
2024 · €170,000
Staff costs
€48,912▲
2024 · €40,581
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 516 companies that looked in July 2024 the way this one looks now, 3.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a profit under 5% of the balance sheet
3.7%
went bankrupt
2.3%
stopped otherwise
92%
still going
A further 2.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 516 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €23,816 | - | €303,976 | €401,888 | ▲ 32.2% |
| Goods, raw materials, services and sundry goods60/61 | €45,986 | - | €254,739 | €343,177 | ▲ 34.7% |
| Remuneration, social security and pensions62 | - | €27,021 | €40,581 | €48,912 | ▲ 20.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,542 | €3,030 | €3,030 | €3,030 | = |
| Other operating charges640/8 | €61 | €410 | €3,508 | €2,746 | ▼ 21.7% |
| Gross operating margin9900 | -€19,185 | -€33,462 | €50,070 | €60,185 | ▲ 20.2% |
| Operating profit (loss)9901 | -€20,789 | -€63,923 | €2,952 | €5,497 | ▲ 86.2% |
| Financial income75/76B | - | - | €190 | €3 | ▼ 98.4% |
| Recurring financial income75 | - | - | €6 | €3 | ▼ 46.4% |
| Non-recurring financial income76B | - | - | €184 | - | - |
| Financial charges65/66B | €113 | €1,035 | €1,084 | €1,133 | ▲ 4.5% |
| Recurring financial charges65 | €113 | €1,035 | €1,084 | €1,133 | ▲ 4.5% |
| Profit (loss) for the period before taxes9903 | -€20,902 | -€64,958 | €2,058 | €4,367 | ▲ 112% |
| Profit (loss) for the period9904 | -€20,902 | -€64,958 | €2,058 | €4,367 | ▲ 112% |
| Profit (loss) for the period to be appropriated9905 | -€20,902 | -€64,958 | €2,058 | €4,367 | ▲ 112% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €29,317 | €112,923 | €179,270 | €230,445 | ▲ 28.5% |
| Fixed assets21/28 | €13,606 | €15,577 | €12,547 | €9,517 | ▼ 24.1% |
| Tangible fixed assets22/27 | €13,606 | €10,577 | €7,547 | €4,517 | ▼ 40.1% |
| Plant, machinery and equipment23 | €13,606 | €10,577 | €7,547 | €4,517 | ▼ 40.1% |
| Financial fixed assets28 | - | €5,000 | €5,000 | €5,000 | = |
| Current assets29/58 | €15,710 | €97,346 | €166,723 | €220,927 | ▲ 32.5% |
| Stocks and contracts in progress3 | - | €64,906 | €119,152 | €172,918 | ▲ 45.1% |
| Stocks30/36 | - | €64,906 | €119,152 | €172,918 | ▲ 45.1% |
| Amounts receivable within one year40/41 | €12,668 | €420 | €34,149 | €35,356 | ▲ 3.5% |
| Trade receivables40 | €11,439 | €420 | €34,149 | €35,356 | ▲ 3.5% |
| Other amounts receivable41 | €1,230 | - | - | - | - |
| Cash at bank and in hand54/58 | €3,042 | €32,020 | €13,422 | €12,653 | ▼ 5.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €29,317 | €112,923 | €179,270 | €230,445 | ▲ 28.5% |
| Equity10/15 | -€10,902 | -€75,860 | -€73,802 | -€69,435 | ▲ 5.9% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€20,902 | -€85,860 | -€83,802 | -€79,435 | ▲ 5.2% |
| Amounts payable17/49 | €40,218 | €188,782 | €253,072 | €299,880 | ▲ 18.5% |
| Amounts payable after more than one year17 | - | €170,000 | €170,000 | €220,613 | ▲ 29.8% |
| Financial debts170/4 | - | €170,000 | €170,000 | €220,613 | ▲ 29.8% |
| Amounts payable within one year42/48 | €40,218 | €18,782 | €82,072 | €79,267 | ▼ 3.4% |
| Trade debts44 | €4,092 | €6,407 | €17,353 | €45,559 | ▲ 163% |
| Suppliers440/4 | €4,092 | €6,407 | €17,353 | €45,559 | ▲ 163% |
| Advances received on contracts in progress46 | - | €1,000 | - | - | - |
| Taxes, remuneration and social security45 | €2,000 | €10,860 | €23,805 | €30,499 | ▲ 28.1% |
| Taxes450/3 | - | €2,358 | €13,492 | €15,570 | ▲ 15.4% |
| Remuneration and social security454/9 | €2,000 | €8,502 | €10,312 | €14,929 | ▲ 44.8% |
| Other amounts payable47/48 | €34,126 | €514 | €40,914 | €3,209 | ▼ 92.2% |
| Accrued charges and deferred income492/3 | - | - | €1,000 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,902 | -€64,958 | €2,058 | €4,367 | ▲ 112% |
| + Depreciation and write-downs630 | €1,542 | €3,030 | €3,030 | €3,030 | = |
| Operating cash flow (approximation) | -€19,360 | -€61,928 | €5,087 | €7,397 | ▲ 45.4% |
| Investment in fixed assets (approximation) | - | -€5,000 | €0 | €0 | - |
| Change in cash | - | €28,978 | -€18,598 | -€769 | ▲ 95.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €4,367 ▲112%
Operating result €5,497, net result €4,367, both a record.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 429 days late
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
31-12
Financial
Back to profitnet €2,058
Net result €2,058 after 2 loss-making years.
2023
31-12
Financial
Weakest financial yearnet -€64,958
Net result drops to -€64,958, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 13current ratio 5.18
Current ratio from 0.39 to 5.18; short-term debt falls from €40,218 to €18,782.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Ground area
827 m²
Building footprint
433 m²
Volume, LiDAR
3,578 m³
Parcel 11342A0290/00R000, Flanders · tallest building 15.1 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
GARAGE DINC
since 20222.329.149.944
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11342A0290/00R000 | Flanders | 827 m² | 1 · 433 m² | 15.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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BE 0771.416.947
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BE 0786.240.923
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FAST Assistance
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,414 companies in sector 46180 we hold annual accounts for 1,887. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783787318
Also
9925:BE0783787318
Registered
02-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.