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GARAGE K et M

Active
Private limited company (pre-2019)founded 1990active for 36 yearsLe Lorrainstraat 91, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0442.042.955
Summary

GARAGE K et M has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€22,407) and a net result of €1,755. Equity has been growing by about 5.1% per year since 2018. Its solvency ranks better than 5% of 3,306 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 20-09-1990 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 1 other
Establishment unit
2.050.668.090 1080 Sint-Jans-Molenbeek, since 18-12-1990
Financial year end
31 December
Peppol
Reachable since 22-01-2026

Board and ownership

Board
  • ABDELLAOUI BilelDirector · since 07-11-2022

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€3,947
▼ 61.5%
Turnover
≈ €41,000
estimated
Profit
€1,755
▼ 79.7%
Equity
-€22,407
▲ 7.3%
Total assets
€4,164
▲ 7.3%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€22,407Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Last filed accounts filed 31 days late; 3 of the last 3 accounts latelowers riskSize: total assets €4,164Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies in repair of computers and personal goods (NACE 95)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 0=
equity -538.1% of total assets
Liquidity 50+8
short-term debt 638.1% · cash 69.8%
Profitability 100=
return on assets 42.1%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,129 companies, NACE 95, micro)
Last 24 months 12-2024: 7.2%highest value 01-2025: 1.1%▼ -6.1 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.3 percentage points vs 07-2025 09-2025: 1.7%▲ +0.2 percentage points vs 08-2025 10-2025: 0.7%▼ -1.0 percentage point vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026lowest value 07-2026: 0.9%▲ +0.2 percentage points vs 06-2026 08-2026: 1.2%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▼ -0.4 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 6% of them on solvency, 47% on liquidity, 94% on profitability and 49% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€22,407
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Size: total assets €4,164
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3306 sector peers (2025).
NBB · sector comparison
Position among 3306 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
31 days late
2023
134 days late
2022
418 days late
2021
31 days late
2020
31 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 110 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 104 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€22,407 View
  • Caution: Lower solvency than 95% of companies in repair of computers and personal goodssector median 37.8% · 3,306 companies -538.1% View

Recent changes

  1. · Gazette deed Transfer of 70 sharesResignation: ABDELLAOUI Abdelkader (director) · Appointment: ABDELLAOUI Bilele (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as GARAGE K et M: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €3,800 and €10,200, founded between 1974 and 2006.

CompanyTotal assetsGross margin
GARAGE K et M Sint-Jans-Molenbeek€4,164€3,947
Carrosserie Di Vito Anderlecht€5,828€3,823
GARAGE MALIK Sint-Jans-Molenbeek€7,133€6,532
AUTO DIAGNO Vorst€6,020€2,381
GARAGE B.P. Aiseau-Presles€9,134€3,431
ROGER STEVEN S.P.R.L. Dison€3,800€1,566
GARAGE BECARREN Elsene€10,236€1,550
Full comparison

Key facts about GARAGE K et M

What is the company number of GARAGE K et M?
The company number of GARAGE K et M is 0442.042.955. The VAT number is the same number with BE in front: BE 0442.042.955.
Where is GARAGE K et M based?
The registered office is at Le Lorrainstraat 91, 1080 Sint-Jans-Molenbeek.Company details
What does GARAGE K et M do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of GARAGE K et M?
The legal form of GARAGE K et M is Private limited company (pre-2019) (BVBA).
When was GARAGE K et M founded?
GARAGE K et M was founded on 20-09-1990.
Is GARAGE K et M still active?
Yes, GARAGE K et M is an active enterprise in the KBO register.
What is the turnover of GARAGE K et M?
The turnover in financial year 2025 is ≈ €41,000. This figure is estimated from the gross margin of €3,947 and 36 comparable companies (NACE 95311). It probably lies between €20,000 and €95,000. It is a rough estimate. In financial year 2021 turnover was €21,921.Financials
Is GARAGE K et M profitable?
In financial year 2025, GARAGE K et M made a profit of €1,755.
Where can I find the annual accounts of GARAGE K et M?
GARAGE K et M filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE K et M due?
GARAGE K et M must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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