Equity
€152,128 ▲ 30.5%
Garage De Roo has made a profit in every financial year since 2020.
Garage De Roo
Lifetime
6 annual accounts with figures on one time axisGross marginpeak €135,641 (2025)
€135,641▲ 7.6%
Resultpeak €35,575 (2025)
€35,575▲ 6.5%
Equitypeak €152,128 (2025)
€152,128▲ 30.5%
Debts
€526,140▼ 14.2%
Board1 name since 2018
1 directorSteven DE ROO
Documentsfilings and deeds
01-02-20261 days late
2025abbreviated format
Equity from €116,553 to €152,128Cash from €16,542 to €2,770
Key points
from the 2025 annual accountsTurnover
≈ €710,000 estimated
The accounts state no turnover.
Debts
€526,140 78% of the balance sheet
Financial debts 56%Suppliers 9%Taxes and wages 2%Other 33%
€192,189 of the debts are secured on the company's own assets. In 2023 that was €235,376.
2025 accounts filed 1 day after the deadline
Checked score
70
Healthy
Financially stronger than 51% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,278 companies (NACE 47, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.8%▲ +0.1 percentage points vs 12-2024
02-2025: 2.4%▲ +0.6 percentage points vs 01-2025highest value
03-2025: 0.5%▼ -1.9 percentage points vs 02-2025lowest value
04-2025: 0.5%● unchanged vs 03-2025lowest value
05-2025: 0.5%● unchanged vs 04-2025lowest value
06-2025: 0.5%● unchanged vs 05-2025lowest value
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.6%▲ +0.1 percentage points vs 10-2025
12-2025: 0.7%▲ +0.1 percentage points vs 11-2025
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 1.2%▲ +0.4 percentage points vs 01-2026
03-2026: 0.7%▼ -0.5 percentage points vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.6%▼ -0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.00, cash €2,770, halved
Sector: Retail trade (NACE 47)
Founded in 2018
lowers risk
Size: total assets €678,268
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 38% of them on solvency, 25% on liquidity, 59% on profitability and 79% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as Garage De Roo has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Garage De Roo itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for Garage De Roo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 1.0 (0.86 in 2024), below 1. Short-term debt is 45.9% and cash 0.4% of total assets. 77.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
1 day late
2024
on the day
2023
19 days early
2022
1 day early
2021
24 days early
2020
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 8 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
Recent changes
Change of role: Steven DE ROO, from manager and director to director
General meeting of 19-12-2023 · Gazette deed
Incorporation
published on 10-08-2018 · Gazette deed
First establishment
Lammersakker 24, Tielt
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Garage De Roo Tielt | €678,268 | €135,641 | 22.4% | - |
| SEVINWORKZ Blankenberge | €587,086 | €109,804 | 16.5% | - |
| AUTO RS Braine-le-Château | €839,824 | €136,779 | 14.8% | 1.7 |
| MLODZIA Bilzen-Hoeselt | €801,337 | €124,838 | -0.1% | - |
| SALOMEZ CARAVANS Brakel | €705,947 | €106,475 | 21.1% | - |
| MDVS INVEST Wemmel | €780,082 | €110,546 | 29.2% | - |
| CAR TRADER Koekelberg | €847,915 | €124,318 | 20.2% | - |
These companies have the same main activity as Garage De Roo: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €587,000 and €848,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 08-08-2018Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 1 other
- Establishment unit
- 2.278.812.2888700 Tielt, since 08-08-2018
- Financial year end
- 30 June
- Peppol
- Reachable
Insights on Garage De Roo
Garage De Roo files the abbreviated format. That format states no turnover. The gross margin rose from €94,015 in 2020 to €135,641 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Garage De Roo
- What is the company number of Garage De Roo?
- The company number of Garage De Roo is 0700.719.486. The VAT number is the same number with BE in front: BE 0700.719.486.
- Where is Garage De Roo based?
- The registered office is at Lammersakker 24, 8700 Tielt.Company details
- What does Garage De Roo do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of Garage De Roo?
- Garage De Roo is a private limited company (BV).
- When was Garage De Roo founded?
- Garage De Roo was founded on 08-08-2018.
- Is Garage De Roo still active?
- Yes, Garage De Roo is an active enterprise in the KBO register.
- What is the turnover of Garage De Roo?
- The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €135,641 and 38 comparable companies (NACE 47811). It probably lies between €490,000 and €1.8m.Financials
- Is Garage De Roo profitable?
- In financial year 2025, Garage De Roo made a profit of €35,575.
- Where can I find the annual accounts of Garage De Roo?
- Garage De Roo filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Garage De Roo due?
- Garage De Roo must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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