AUTO RS
ActiveAUTO RS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €34k. Equity is growing by ~61.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
71
/ 100
Healthy▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+91
Solvency43▲+20
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.21 in 2024), but 85.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.8%
Return on assets
4.1%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 10206 sector peers (2025).
NBB · sector comparisonPosition among 10206 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 d early
2024
29 d late
2023
63 d late
2022
61 d late
2021
110 d late
2020
31 d late
2019
138 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€534k
EBIT margin
-10.6%
Net result
€34k▲ 2,105%
2024 · €2k
2018: €-57k
2019: €-26k
2020: €11k
2021: €37k
2022: €20k
2023: €47k
2024: €2k
2018 → 2025
Working capital
€445k▲ 228%
2024 · €135k
2018: €-39k
2019: €-30k
2020: €-28k
2021: €14k
2022: €40k
2023: €83k
2024: €135k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€41k▲ 92.7%€88k▲ 114%€90k▲ 1.8%€124k▲ 38.3%
Operating result€37k-€20k▼ 44.8%€47k▲ 132%€21k▼ 54.7%€49k▲ 126%
Net result€37k-€20k▼ 46.1%€47k▲ 137%€2k▼ 96.7%€34k▲ 2,105%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 126% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €840k
Fixed assets
€2k▼ 97.1%
Current assets
€838k▲ 8.9%
Equity and liabilities €840k
Equity
€124k▲ 38.3%
Debt
€716k▼ 5.0%
The debt ratio falls from 89.4% to 85.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€51k▲
2024 · €33k
Cash flow
€37k▲
2024 · €13k
Solvency
14.8%▲
2024 · 10.6%
Current ratio
2.13▲
2024 · 1.21
Quick ratio
0.53▲
2024 · 0.42
Debt / equity
5.77▼
2024 · 8.40
ROE
27.7%▲
2024 · 1.7%
ROA
4.1%▲
2024 · 0.2%
Interest coverage
4.90▼
2024 · 5.33
Debt
€716k▼
2024 · €753k
Debt ≤ 1 year
€393k▼
2024 · €634k
Debt > 1 year
€320k▲
2024 · €116k
Income taxes
€4k▼
2024 · €14k
Staff costs
€69k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€843k€840k▼
Fixed assets21/28€74k€2k▼
Tangible fixed assets22/27€73k€2k▼
Furniture and vehicles24€73k€2k▼
Financial fixed assets28€290€290=
Current assets29/58€769k€838k▲
Stocks and contracts in progress3€501k€629k▲
Stocks30/36€501k€629k▲
Amounts receivable within one year40/41€123k€177k▲
Trade receivables40€121k€176k▲
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€138k€30k▼
Deferred charges and accrued income490/1€8k€1k▼
Equity and liabilities
Total equity and liabilities10/49€843k€840k▼
Equity10/15€90k€124k▲
Contributions10/11€22k€22k=
Profit (loss) carried forward14€68k€102k▲
Amounts payable17/49€753k€716k▼
Amounts payable after more than one year17€116k€320k▲
Financial debts170/4€116k€140k▲
Other amounts payable178/9-€180k
Amounts payable within one year42/48€634k€393k▼
Current portion of amounts payable after more than one year42€30k€47k▲
Trade debts44€355k€239k▼
Suppliers440/4€355k€239k▼
Advances received on contracts in progress46€6k€6k=
Taxes, remuneration and social security45€25k€50k▲
Taxes450/3€4k€21k▲
Remuneration and social security454/9€21k€29k▲
Other amounts payable47/48€217k€50k▼
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€37k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€2k▼
Other operating charges640/8€12k€17k▲
Gross operating margin9900€82k€137k▲
Operating profit (loss)9901€21k€49k▲
Financial income75/76B€5€67▲
Recurring financial income75€5€67▲
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€15k€38k▲
Income taxes67/77€14k€4k▼
Profit (loss) for the period9904€2k€34k▲
Profit (loss) for the period to be appropriated9905€2k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€102k▲
Profit (loss) brought forward from the previous period14P€67k€68k▲
Social balance
Average headcount (FTE)90871.01.7▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €124k ▲38.3%
6 profitable years in a row build equity to €124k.
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 63 days late
2023
31-12
Financial
Highest result since 2018net €47k ▲137%
Net result €47k, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 61 days late
2022
18-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 110 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée d'Ophain(W-B) 96B1440 Braine-le-ChâteauGround area
8,127 m²
Building footprint
2,248 m²
Volume, LiDAR
2,239 m³
2 parcels, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTO RS
since 20182.276.456.178
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25111B0078/00P000 | Wallonia | 4,469 m² | 1 · 374 m² | 8.2 m · 2 fl. |
| 25111A0428/00T000 | Wallonia | 3,658 m² | 1 · 1,874 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GAUSSIN AUTOMOBILES
BE 0657.806.290
Namur · Eq €124k
ROSMAN JP
BE 0463.929.719
Nivelles · Eq €124k
TOP CLASSICS
BE 0672.670.749
Comines-Warneton · Eq €124k
ST CHRISTOPHE AUTOMOBILES
BE 0508.567.535
Mont-Saint-Guibert · Eq €124k
Autobedrijf BOCA
BE 0897.685.312
Waasmunster · Eq €124k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 3,666 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2018
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.