G.C. BATI
ActiveG.C. BATI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €28k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
78
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-24
Solvency55▲+13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 0.98 in 2024), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
4.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
6 d early
2023
25 d early
2022
12 d early
2021
2 d late
2020
29 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€193k▲ 16.9%
2024 · €165k
2018: €41k
2019: €51k
2020: €55k
2021: €79k
2022: €88k
2023: €133k
2024: €165k
2018 → 2025
Total assets
€671k▲ 12.5%
2024 · €597k
2018: €121k
2019: €149k
2020: €173k
2021: €212k
2022: €455k
2023: €622k
2024: €597k
2018 → 2025
Net result
€28k▼ 12.0%
2024 · €32k
2018: €9k
2019: €10k
2020: €5k
2021: €23k
2022: €28k
2023: €46k
2024: €32k
2018 → 2025
Working capital
€68k
2024 · €-3k
2018: €21k
2019: €29k
2020: €31k
2021: €62k
2022: €-10k
2023: €-21k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€88k▲ 11.3%€133k▲ 52.4%€165k▲ 23.8%€193k▲ 16.9%
Operating result€32k-€36k▲ 11.8%€72k▲ 99.9%€61k▼ 15.8%€56k▼ 7.0%
Net result€23k-€28k▲ 18.1%€46k▲ 66.6%€32k▼ 30.7%€28k▼ 12.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €671k
Fixed assets
€455k▲ 1.2%
Current assets
€216k▲ 47.1%
Equity and liabilities €671k
Equity
€193k▲ 16.9%
Debt
€478k▲ 10.7%
The debt ratio falls from 72.3% to 71.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€99k▲
2024 · €96k
Cash flow
€70k▲
2024 · €67k
Solvency
28.8%▲
2024 · 27.7%
Current ratio
1.46▲
2024 · 0.98
Quick ratio
1.30▲
2024 · 0.82
Debt / equity
2.47▼
2024 · 2.61
ROE
14.5%▼
2024 · 19.2%
ROA
4.2%▼
2024 · 5.3%
Interest coverage
5.23▲
2024 · 5.09
Debt
€478k▲
2024 · €431k
Debt ≤ 1 year
€148k▼
2024 · €149k
Debt > 1 year
€330k▲
2024 · €282k
Income taxes
€9k▼
2024 · €9k
Staff costs
€9k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€597k€671k▲
Fixed assets21/28€450k€455k▲
Tangible fixed assets22/27€448k€454k▲
Land and buildings22€416k€399k▼
Plant, machinery and equipment23€27k€15k▼
Furniture and vehicles24€6k€39k▲
Financial fixed assets28€2k€2k=
Current assets29/58€147k€216k▲
Stocks and contracts in progress3€25k€23k▼
Stocks30/36€25k€23k▼
Amounts receivable within one year40/41€87k€154k▲
Trade receivables40€87k€147k▲
Other amounts receivable41€0€8k▲
Cash at bank and in hand54/58€1k€1k▼
Deferred charges and accrued income490/1€34k€37k▲
Equity and liabilities
Total equity and liabilities10/49€597k€671k▲
Equity10/15€165k€193k▲
Contributions10/11€19k€19k=
Reserves13€147k€175k▲
Distributable reserves133€147k€175k▲
Amounts payable17/49€431k€478k▲
Amounts payable after more than one year17€282k€330k▲
Financial debts170/4€282k€330k▲
Amounts payable within one year42/48€149k€148k▼
Current portion of amounts payable after more than one year42€35k€43k▲
Financial debts43€19k€12k▼
Credit institutions430/8€19k€12k▼
Trade debts44€61k€60k▼
Suppliers440/4€61k€60k▼
Taxes, remuneration and social security45€19k€21k▲
Taxes450/3€18k€19k▲
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€16k€13k▼
Income statement
Code20242025
Non-recurring operating income76A€14k€0▼
Goods, raw materials, services and sundry goods60/61€512k€708k▲
Remuneration, social security and pensions62€16k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€42k▲
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€111€175▲
Gross operating margin9900€114k€110k▼
Operating profit (loss)9901€61k€56k▼
Financial income75/76B€15€0▼
Recurring financial income75€15€0▼
Financial charges65/66B€19k€20k▲
Recurring financial charges65€19k€19k▲
Non-recurring financial charges66B€577€808▲
Profit (loss) for the period before taxes9903€41k€37k▼
Income taxes67/77€9k€9k▼
Profit (loss) for the period9904€32k€28k▼
Profit (loss) for the period to be appropriated9905€32k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€28k▼
Transfer to equity691/2€32k€28k▼
To other reserves6921€32k€28k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €165k ▲23.8%
7 profitable years in a row build equity to €165k.
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €46k ▲66.6%
Operating result €72k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €133k ▲52.4%
6 profitable years in a row build equity to €133k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Weakest financial yearnet €5k ▼51.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Noulet(S-B) 207110 La LouvièreGround area
180 m²
Building footprint
57 m²
Volume, LiDAR
563 m³
Parcel 55042B0114/00P011, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Noulet(S-B) 20, 7110 La Louvière
since 20152.240.638.137
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042B0114/00P011 ProtectedSite or landscape |
Wallonia | 180 m² | 1 · 57 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,874. 12,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.