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FJ TOITURE

Active
Private limited companyfounded 2023active for 3 yearsSteenweg op Mechelen 455, 1950 Kraainem, BelgiumKBO/BCE: BE 0800.257.522
Summary

The computed 12-month bankruptcy probability of FJ TOITURE is 5.0% (elevated). The 2024 annual accounts show equity of €193,386 and a net result of €62,678. Its solvency ranks better than 79% of 9,985 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001Roofing work NACE 43410
1 site
Size
€274,680total assets 2024
Equity
€193,386
Profit
€62,678
Turnover not published (micro format)
Financial health
42 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.0%
Structure
Accounts 70 days overdue0 of 1 deed read
Why 42raises risk1 financial year not filed after the legal deadline; latest accounts 204 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 20-02-2026)Founded in 2023lowers riskLiquidity: current ratio 2.94, cash €152,247Show the evidence

Checked score

Score 2024
42 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 82% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Strong
Solvency 95+14
equity 70.4% of total assets
Liquidity 88+9
short-term debt 29.6% · cash 55.4%
Profitability 97-3
return on assets 22.8%
Bankruptcy probability, 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,377 companies, NACE 41, micro)
Last 24 months 11-2024: 5.0% 12-2024: 1.4%▼ -3.6 percentage points vs 11-2024 01-2025: 1.2%▼ -0.2 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▼ -0.1 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025lowest value 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.7%▲ +0.5 percentage points vs 07-2025 09-2025: 1.9%▲ +0.2 percentage points vs 08-2025 10-2025: 2.6%▲ +0.7 percentage points vs 09-2025 11-2025: 2.8%▲ +0.2 percentage points vs 10-2025 12-2025: 3.9%▲ +1.1 percentage points vs 11-2025 01-2026: 5.6%▲ +1.7 percentage points vs 12-2025highest value 02-2026: 5.6%● unchanged vs 01-2026highest value 03-2026: 3.1%▼ -2.5 percentage points vs 02-2026 04-2026: 3.0%▼ -0.1 percentage points vs 03-2026 05-2026: 2.9%▼ -0.1 percentage points vs 04-2026 06-2026: 2.8%▼ -0.1 percentage points vs 05-2026 07-2026: 2.8%● unchanged vs 06-2026 08-2026: 3.5%▲ +0.7 percentage points vs 07-2026 09-2026: 3.9%▲ +0.4 percentage points vs 08-2026 10-2026: 5.0%▲ +1.1 percentage points vs 09-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 2.94, compared with 1.78 in 2023; short-term debt: 29.6% and cash: 55.4% of total assets), and 29.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 80% on solvency, 89% on liquidity, 81% on profitability and 79% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 204 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 20-02-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.94, cash €152,247
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-02-2026, 204 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
204 days late
2023
111 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 158 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Equity above €150,000equity €193,386 ▲48%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Among the best 9% on net resultsector median €7,811 · 9,974 companies €62,678 View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Caution: Result fell in 2024from €124,708 to €62,678 ▼ 49.7% View

By topic

Financials

Financial year
2024
Total assets
€274,680
Profit
€62,678
Solvency
70.4%
Total assets▲ 17.6%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
31-03-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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