Gabert
ActiveSummary
Gabert has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,273 and a net result of -€1,887. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 33% of 114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▲+6
Solvency55▼-28
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
short-term debt: 0% and cash: 88% of total assets, and 69.9% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 20
Relative position
BE, all sectors
reference
Manufacture of chemicals and chemical products (NACE 20)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
-1.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,887
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
51 d early
2023
23 d late
2022
17 d late
2021
67 d late
2020
49 d late
2019
47 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 22 days before the deadline, and 27% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#9 oldest company in Tournai, Manufacturing sector
Equity
€31,273▼ 76.5%
2024 · €133,160
Total assets
€103,928▼ 54.8%
2024 · €230,108
Net result
-€1,887▲ 80.7%
2024 · -€9,752
Working capital
€103,907▼ 49.8%
2024 · €206,793
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 20, Manufacture of chemicals and chemical products, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,905€39,465▲ 262%€257,449▲ 552%-€239,273-€8,131▲ 96.6%
Net result€9,031within the sector's middle half-€200,986below the sector's middle half€191,088above the sector's middle half-€9,752within the sector's middle half-€1,887below the sector's middle half▲ 80.7%
Equity€152,810above the sector's middle half▲ 6.3%-€48,176below the sector's middle half€142,912above the sector's middle half€133,160above the sector's middle half▼ 6.8%€31,273below the sector's middle half▼ 76.5%
Total assets€414,960above the sector's middle half▲ 0.3%€126,088within the sector's middle half▼ 69.6%€261,759within the sector's middle half▲ 108%€230,108within the sector's middle half▼ 12.1%€103,928below the sector's middle half▼ 54.8%
Debt€262,150▲ 46.4%€102,631▼ 60.9%€47,214▼ 54.0%€25,315▼ 46.4%€1,021▼ 96.0%
Working capital-€87,008below the sector's middle half▼ 1,517%-€72,173below the sector's middle half▲ 17.1%€139,545above the sector's middle half€206,793above the sector's middle half▲ 48.2%€103,907within the sector's middle half▼ 49.8%
Solvency36.8%within the sector's middle half▲ 2.1pp-38.2%below the sector's middle half▼ 75.0pp54.6%within the sector's middle half▲ 92.8pp57.9%within the sector's middle half▲ 3.3pp30.1%within the sector's middle half▼ 27.8pp
Current ratio0.50below the sector's middle half▼ 0.440.28below the sector's middle half▼ 0.224.31above the sector's middle half▲ 4.039.87above the sector's middle half▲ 5.56
Return on assets (ROA)2.2%within the sector's middle half▲ 12.5pp-159.4%below the sector's middle half▼ 161.6pp73.0%above the sector's middle half▲ 232.4pp-4.2%within the sector's middle half▼ 77.2pp-1.8%below the sector's middle half▲ 2.4pp
above
within
below
the middle half (P25 to P75) of NACE 20, Manufacture of chemicals and chemical products, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,131 in 2025 against €239,273 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €103,928
Equity
€31,273 ▼ 76.5%
Provisions
€71,633 =
Debt
€1,021 ▼ 96.0%
Debt's share of the balance-sheet total falls from 11.0% to 1.0%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.03▼
2024 · 0.19
ROE
-6.0%▲
2024 · -7.3%
Debt ≤ 1 year
€21▼
2024 · €23,315
Income taxes
€0▼
2024 · €31
A ratio outside any meaningful range has been withheld (balance sheet total €103,928, equity €31,273).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€68,958 | -€203,903 | €0 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€90,659 | €0 | - | - | - | - |
| Other operating charges640/8 | €74,839 | €122,349 | €30,935 | €2,591 | €1,161 | ▼ 55.2% |
| Non-recurring operating charges66A | - | - | - | €230,710 | €0 | ▼ 100% |
| Gross operating margin9900 | -€4,915 | €92,855 | €84,481 | -€5,972 | -€6,970 | ▼ 16.7% |
| Operating profit (loss)9901 | €10,905 | €39,465 | €257,449 | -€239,273 | -€8,131 | ▲ 96.6% |
| Financial income75/76B | - | - | - | €230,182 | €6,516 | ▼ 97.2% |
| Recurring financial income75 | - | - | - | €182 | €6,516 | ▲ 3,479% |
| Non-recurring financial income76B | - | - | - | €230,000 | €0 | ▼ 100% |
| Financial charges65/66B | €1,875 | €231,390 | €675 | €629 | €271 | ▼ 56.9% |
| Recurring financial charges65 | €1,875 | €1,390 | €675 | €629 | €271 | ▼ 56.9% |
| Non-recurring financial charges66B | - | €230,000 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €9,031 | -€191,925 | €256,774 | -€9,721 | -€1,887 | ▲ 80.6% |
| Income taxes67/77 | - | €9,060 | €65,686 | €31 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €9,031 | -€200,986 | €191,088 | -€9,752 | -€1,887 | ▲ 80.7% |
| Profit (loss) for the period to be appropriated9905 | €9,031 | -€200,986 | €191,088 | -€9,752 | -€1,887 | ▲ 80.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €414,960 | €126,088 | €261,759 | €230,108 | €103,928 | ▼ 54.8% |
| Fixed assets21/28 | €328,720 | €98,050 | €80,000 | €0 | - | - |
| Tangible fixed assets22/27 | €18,050 | €18,050 | €0 | - | - | - |
| Land and buildings22 | €18,050 | €18,050 | €0 | - | - | - |
| Financial fixed assets28 | €310,670 | €80,000 | €80,000 | €0 | - | - |
| Current assets29/58 | €86,240 | €28,038 | €181,759 | €230,108 | €103,928 | ▼ 54.8% |
| Amounts receivable within one year40/41 | €86,240 | €27,785 | €9,678 | €10,703 | €12,483 | ▲ 16.6% |
| Trade receivables40 | €363 | €0 | - | €1,001 | €706 | ▼ 29.5% |
| Other amounts receivable41 | €85,877 | €27,785 | €9,678 | €9,701 | €11,777 | ▲ 21.4% |
| Current investments50/53 | - | - | - | €215,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | - | €253 | €171,620 | €4,406 | €91,445 | ▲ 1,976% |
| Deferred charges and accrued income490/1 | - | - | €461 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €414,960 | €126,088 | €261,759 | €230,108 | €103,928 | ▼ 54.8% |
| Equity10/15 | €152,810 | -€48,176 | €142,912 | €133,160 | €31,273 | ▼ 76.5% |
| Contributions10/11 | €198,315 | €198,315 | €198,315 | €198,315 | €98,315 | ▼ 50.4% |
| Outside capital11 | - | €198,315 | €198,315 | €198,315 | €98,315 | ▼ 50.4% |
| Other1109/19 | - | €198,315 | €198,315 | €198,315 | €98,315 | ▼ 50.4% |
| Reserves13 | €158,652 | €158,652 | €19,831 | €19,831 | €19,831 | = |
| Non-distributable reserves130/1 | €19,831 | €19,831 | €19,831 | €19,831 | €19,831 | = |
| Reserves not available under the articles1311 | - | €19,831 | €19,831 | €19,831 | €19,831 | = |
| Other1319 | €19,831 | - | - | - | - | - |
| Distributable reserves133 | €138,820 | €138,820 | €0 | - | - | - |
| Profit (loss) carried forward14 | -€204,157 | -€405,143 | -€75,234 | -€84,986 | -€86,873 | ▼ 2.2% |
| Provisions and deferred taxes16 | - | €71,633 | €71,633 | €71,633 | €71,633 | = |
| Provisions for liabilities and charges160/5 | - | €71,633 | €71,633 | €71,633 | €71,633 | = |
| Pensions and similar obligations160 | - | €71,633 | €71,633 | €71,633 | €71,633 | = |
| Amounts payable17/49 | €262,150 | €102,631 | €47,214 | €25,315 | €1,021 | ▼ 96.0% |
| Amounts payable within one year42/48 | €173,248 | €100,211 | €42,214 | €23,315 | €21 | ▼ 99.9% |
| Financial debts43 | €10,263 | €0 | - | - | - | - |
| Credit institutions430/8 | €10,263 | €0 | - | - | - | - |
| Trade debts44 | €4,759 | €0 | €17,185 | €3,315 | €21 | ▼ 99.4% |
| Suppliers440/4 | €4,759 | €0 | €17,185 | €3,315 | €21 | ▼ 99.4% |
| Taxes, remuneration and social security45 | €283 | €9,344 | €25,029 | €0 | - | - |
| Taxes450/3 | €283 | €9,344 | €25,029 | €0 | - | - |
| Other amounts payable47/48 | €157,942 | €90,867 | €0 | €20,000 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €88,903 | €2,420 | €5,000 | €2,000 | €1,000 | ▼ 50.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,031 | -€200,986 | €191,088 | -€9,752 | -€1,887 | ▲ 80.7% |
| Operating cash flow (approximation) | €9,031 | -€200,986 | €191,088 | -€9,752 | -€1,887 | ▲ 80.7% |
| Investment in fixed assets (approximation) | - | €230,670 | €18,050 | €80,000 | - | - |
| Change in cash | - | - | €171,367 | -€167,214 | €87,040 | ▲ 152% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 495current ratio 4888.43
Current ratio from 9.87 to 4888.43; short-term debt falls from €23,315 to €21.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 9.87
Current ratio from 4.31 to 9.87; short-term debt falls from €42,214 to €23,315.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €191,088
Net result €191,088 after one loss-making year.
31-12
Financial
Liquidity times 15current ratio 4.31
Current ratio from 0.28 to 4.31; short-term debt falls from €100,211 to €42,214.
31-12
Financial
Equity above €100,000Eq €142,912
Equity rises from -€48,176 to €142,912.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Weakest financial yearnet -€200,986
Net result drops to -€200,986, the lowest in the series; recovery starts the following year.
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 67 days late
2021
31-12
Financial
Back to profitnet €9,031
Net result €9,031 after 2 loss-making years.
Show earlier events
31-12
Financial
Equity above €150,000Eq €152,810 ▲6.3%
Equity rises from €143,779 to €152,810.
18-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 49 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
13-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 105 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
06-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1974
Ground area
6,500 m²
Building footprint
274 m²
Parcel 57042A0158/00X003, Wallonia. Linked by address, not a title deed.
1 establishment unit
SPRL GABERT
since 19742.010.160.890
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57042A0158/00X003 | Wallonia | 6,500 m² | 1 · 274 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 156 companies in sector 20411 we hold annual accounts for 46. 18 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-07-1974
Fiscal year end31-12
Activities, NACEBEL 2025
20411Manufacture of chemicals and chemical products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0414393995
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.