SAVOLUX
ActiveSAVOLUX has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-374. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-12
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 13.27 against 11.42 in 2024; short-term debt: 6.8% and cash: 41.4% of total assets), and 6.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 20
Relative position
BE, all sectors
reference
Sector 20
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.2%
Return on assets
-1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
61 d late
2023
49 d early
2022
317 d late
2021
30 d late
2020
24 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€33k
EBIT margin
0.6%
Net result
€-374
2024 · €3k
2018: €4k
2019: €4k
2020: €42k
2021: €-3k
2022: €-958
2023: €-88
2024: €3k
2018 → 2025
Working capital
€25k▼ 4.0%
2024 · €26k
2018: €-16k
2019: €-12k
2020: €14k
2021: €14k
2022: €17k
2023: €21k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€33k
Equity€27k-€26k▼ 3.6%€26k▼ 0.3%€28k▲ 10.1%€28k▼ 1.3%
Operating result€-4k-€-924▲ 76.1%€200€3k▲ 1,420%€-510
Net result€-3k-€-958▲ 68.7%€-88▲ 90.8%€3k€-374
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €510 after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€3k▲ 26.9%
Current assets
€27k▼ 5.3%
Equity and liabilities €30k
Equity
€28k▼ 1.3%
Debt
€2k▼ 18.4%
The debt ratio falls from 8.1% to 6.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€714▼
2024 · €7k
Cash flow
€850▼
2024 · €6k
Solvency
93.2%▲
2024 · 91.9%
Current ratio
13.27▲
2024 · 11.42
Quick ratio
9.24▲
2024 · 7.96
Debt / equity
0.07▼
2024 · 0.09
ROE
-1.3%▼
2024 · 9.2%
ROA
-1.2%▼
2024 · 8.4%
Interest coverage
9.21▼
2024 · 14.44
Debt
€2k▼
2024 · €2k
Debt ≤ 1 year
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€30k▼
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€28k€27k▼
Stocks and contracts in progress3€9k€8k▼
Stocks30/36€9k€8k▼
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€11k€12k▲
Deferred charges and accrued income490/1€258€532▲
Equity and liabilities
Total equity and liabilities10/49€31k€30k▼
Equity10/15€28k€28k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€149€149=
Non-distributable reserves130/1€149€149=
Legal reserve130€149€149=
Profit (loss) carried forward14€-34k€-34k▼
Amounts payable17/49€2k€2k▼
Amounts payable within one year42/48€2k€2k▼
Current portion of amounts payable after more than one year42€2k€2k=
Trade debts44€355€157▼
Suppliers440/4€355€157▼
Taxes, remuneration and social security45€607€345▼
Taxes450/3€607€345▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€777€806▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€8k€3k▼
Operating profit (loss)9901€3k€-510▼
Financial income75/76B€42€214▲
Recurring financial income75€42€214▲
Financial charges65/66B€472€77▼
Recurring financial charges65€472€77▼
Profit (loss) for the period before taxes9903€3k€-374▼
Profit (loss) for the period9904€3k€-374▼
Profit (loss) for the period to be appropriated9905€3k€-374▼
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-34k▼
Profit (loss) brought forward from the previous period14P€-36k€-34k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 317 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 10.63
Current ratio from 3.00 to 10.63; short-term debt falls from €9k to €2k.
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-3k ▼107%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €42k ▲1063%
Operating result €43k, net result €42k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.66
Current ratio from 0.57 to 1.66; short-term debt falls from €29k to €21k.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Village 1774000 LiègeGround area
6,653 m²
Building footprint
718 m²
Volume, LiDAR
4,417 m³
Parcel 62087A0235/00H000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Village 177, 4000 Liège
since 20002.096.441.895
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087A0235/00H000 | Wallonia | 6,653 m² | 1 · 718 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THE GOOD SOAP
BE 0778.866.646
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P. CLEAN S.A
BE 0436.286.994
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DIWI
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Of 157 companies in sector 20411 we hold annual accounts for 45. 18 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-01-2000
Fiscal year end31-12
Activities, NACEBEL
20411Manufacture of chemicals and chemical products
46442Wholesale trade
46450Wholesale of perfume and cosmetics
51442
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.