G.E.P. BELGIUM
ActiveG.E.P. BELGIUM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 50% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▼-4
Solvency36▼-3
Growth31▼-13
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.18 in 2024), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
-3.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
30 d late
2023
31 d late
2022
19 d late
2021
31 d late
2020
95 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€31k▼ 1.4%
2024 · €31k
2018: €35k
2019: €34k
2020: €35k
2021: €29k
2022: €27k
2023: €29k
2024: €31k
2018 → 2025
EBIT margin
-4.3%▼ 34.7pp
2024 · 30.5%
2018: 61.2%
2019: 63.8%
2020: 29.6%
2021: 34.8%
2022: 1.8%
2023: 27.0%
2024: 30.5%
2018 → 2025
Net result
€-10k▼ 482%
2024 · €-2k
2018: €9k
2019: €7k
2020: €176
2021: €942
2022: €356
2023: €722
2024: €-2k
2018 → 2025
Working capital
€-152k▼ 35.9%
2024 · €-112k
2018: €-58k
2019: €-61k
2020: €-67k
2021: €-75k
2022: €-89k
2023: €-98k
2024: €-112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€29k-€27k▼ 6.2%€29k▲ 7.8%€31k▲ 6.9%€31k▼ 1.4%
Equity€98k-€98k▲ 0.4%€99k▲ 0.7%€97k▼ 1.7%€87k▼ 9.8%
Operating result€10k-€486▼ 95.2%€8k▲ 1,529%€10k▲ 20.8%€-1k
Net result€942-€356▼ 62.2%€722▲ 103%€-2k€-10k▼ 482%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €10k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€278k▼ 2.4%
Current assets
€10k▼ 58.4%
Equity and liabilities €289k
Equity
€87k▼ 9.8%
Provisions
€0▼ 100%
Debt
€201k▲ 0.8%
The debt ratio rises from 64.4% to 69.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€5k▼
2024 · €16k
Cash flow
€-3k▼
2024 · €5k
Solvency
30.3%▼
2024 · 31.3%
Current ratio
0.06▼
2024 · 0.18
Quick ratio
0.06▼
2024 · 0.18
Debt / equity
2.30▲
2024 · 2.06
ROE
-10.9%▼
2024 · -1.7%
ROA
-3.3%▼
2024 · -0.5%
Interest coverage
1.20▼
2024 · 1.46
Debt
€201k▲
2024 · €200k
Debt ≤ 1 year
€163k▲
2024 · €137k
Debt > 1 year
€39k▼
2024 · €63k
Income taxes
€4k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€310k€289k▼
Fixed assets21/28€285k€278k▼
Tangible fixed assets22/27€285k€278k▼
Land and buildings22€285k€278k▼
Current assets29/58€25k€10k▼
Amounts receivable within one year40/41€24k€10k▼
Trade receivables40€24k€9k▼
Other amounts receivable41€800€1k▲
Cash at bank and in hand54/58€35€0▼
Deferred charges and accrued income490/1€627€368▼
Equity and liabilities
Total equity and liabilities10/49€310k€289k▼
Equity10/15€97k€87k▼
Contributions10/11€85k€85k=
Reserves13€12k€7k▼
Distributable reserves133€12k€7k▼
Profit (loss) carried forward14-€-4k
Provisions and deferred taxes16€14k€0▼
Provisions for liabilities and charges160/5€14k€0▼
Other liabilities and charges164/5€14k€0▼
Amounts payable17/49€200k€201k▲
Amounts payable after more than one year17€63k€39k▼
Financial debts170/4€63k€39k▼
Amounts payable within one year42/48€137k€163k▲
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€2k€16k▲
Suppliers440/4€2k€16k▲
Taxes, remuneration and social security45€22€4k▲
Taxes450/3€22€4k▲
Other amounts payable47/48€112k€120k▲
Income statement
Code20242025
Turnover70€31k€31k▼
Goods, raw materials, services and sundry goods60/61€9k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Provisions for liabilities and charges: additions (uses and reversals)635/8€4k€-14k▼
Other operating charges640/8€3k€22k▲
Gross operating margin9900€23k€14k▼
Operating profit (loss)9901€10k€-1k▼
Financial charges65/66B€11k€5k▼
Recurring financial charges65€11k€5k▼
Profit (loss) for the period before taxes9903€-2k€-6k▼
Income taxes67/77€0€4k▲
Profit (loss) for the period9904€-2k€-10k▼
Profit (loss) for the period to be appropriated9905€-2k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-10k▼
Transfer from equity791/2€2k€5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Boudewijnlaan 203500 HasseltGround area
7,529 m²
Building footprint
198 m²
Volume, LiDAR
1,072 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cloostermans Ingrid
since 20082.171.764.771
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0155/00H002 | Flanders | 6,122 m² | - | - |
| 73013B1362/00Z000 | Flanders | 1,407 m² | 1 · 198 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2007
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ingrid_cloostermans@hotmail.com