JCA PROPERTIES
ActiveSummary
The computed 12-month bankruptcy probability of JCA PROPERTIES is 1.9% (moderate). The 2024 annual accounts show equity of €52k and a net result of €8k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 59% of 19356 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-21
Solvency68▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.4 in 2023; short-term debt: 57.2% and cash: 26.2% of total assets), and 57.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.8%
Return on assets
6.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
29 d late
2022
60 d late
2021
26 d late
2020
89 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€52k▲ 17.8%
2023 · €44k
2020: €12klowest in 5 years
2021: €37k▲ +207% vs 2020
2022: €18k▼ -52.9% vs 2021
2023: €44k▲ +152% vs 2022
2024: €52k▲ +17.8% vs 2023highest in 5 years
2020 → 2024
Total assets
€122k▲ 7.8%
2023 · €113k
2020: €45klowest in 5 years
2021: €71k▲ +58.8% vs 2020
2022: €85k▲ +18.9% vs 2021
2023: €113k▲ +34.2% vs 2022
2024: €122k▲ +7.8% vs 2023highest in 5 years
2020 → 2024
Net result
€8k▼ 70.4%
2023 · €27k
2020: €9k
2021: €25k▲ +175% vs 2020
2022: €-20k▼ -178% vs 2021lowest in 5 years
2023: €27k▲ +236% vs 2022highest in 5 years
2024: €8k▼ -70.4% vs 2023
2020 → 2024
Working capital
€21k▼ 20.4%
2023 · €27k
2020: €6klowest in 5 years
2021: €33k▲ +426% vs 2020highest in 5 years
2022: €10k▼ -69.9% vs 2021
2023: €27k▲ +168% vs 2022
2024: €21k▼ -20.4% vs 2023
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€37k▲ 207%€18k▼ 52.9%€44k▲ 152%€52k▲ 17.8%
2020: €12klowest in 5 years
2021: €37k▲ +207% vs 2020
2022: €18k▼ -52.9% vs 2021
2023: €44k▲ +152% vs 2022
2024: €52k▲ +17.8% vs 2023highest in 5 years
Operating result€15k-€37k▲ 154%€-18k€39k€17k▼ 56.9%
2020: €15k
2021: €37k▲ +154% vs 2020
2022: €-18k▼ -149% vs 2021lowest in 5 years
2023: €39k▲ +315% vs 2022highest in 5 years
2024: €17k▼ -56.9% vs 2023
Net result€9k-€25k▲ 175%€-20k€27k€8k▼ 70.4%
2020: €9k
2021: €25k▲ +175% vs 2020
2022: €-20k▼ -178% vs 2021lowest in 5 years
2023: €27k▲ +236% vs 2022highest in 5 years
2024: €8k▼ -70.4% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 57% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €122k
Fixed assets
€31k ▲ 57.0%
Current assets
€91k ▼ 2.6%
Equity and liabilities €122k
Equity
€52k ▲ 17.8%
Debt
€70k ▲ 1.4%
Debt's share of the balance-sheet total falls from 60.9% to 57.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2023 · €44k
Cash flow
€13k▼
2023 · €32k
Current ratio
1.30▼
2023 · 1.40
Debt to equity
1.34▼
2023 · 1.55
ROE
15.1%▼
2023 · 60.3%
ROA
6.5%▼
2023 · 23.6%
Interest coverage
8.89▼
2023 · 16.99
Debt ≤ 1 year
€70k▲
2023 · €67k
Income taxes
€7k▼
2023 · €10k
Staff costs
€23k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€113k€122k▲
Fixed assets21/28€20k€31k▲
Tangible fixed assets22/27€20k€31k▲
Land and buildings22€9k€11k▲
Plant, machinery and equipment23€1k€13k▲
Furniture and vehicles24€10k€7k▼
Current assets29/58€94k€91k▼
Amounts receivable within one year40/41€44k€57k▲
Trade receivables40€44k€57k▲
Cash at bank and in hand54/58€48k€32k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€113k€122k▲
Equity10/15€44k€52k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€41k€49k▲
Amounts payable17/49€69k€70k▲
Amounts payable within one year42/48€67k€70k▲
Financial debts43€936€3k▲
Credit institutions430/8€936€3k▲
Trade debts44€20k€12k▼
Suppliers440/4€20k€12k▼
Taxes, remuneration and social security45€26k€33k▲
Taxes450/3€26k€33k▲
Other amounts payable47/48€20k€22k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Remuneration, social security and pensions62€9k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€964€2k▲
Gross operating margin9900€54k€47k▼
Operating profit (loss)9901€39k€17k▼
Financial income75/76B€4€25▲
Recurring financial income75€4€25▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€37k€15k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€27k€8k▼
Profit (loss) for the period to be appropriated9905€27k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€49k▲
Profit (loss) brought forward from the previous period14P€15k€41k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €9k | €23k | ▲ 170% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €840 | €2k | €2k | €5k | €5k | ▼ 7.7% |
| Other operating charges640/8 | - | €1k | €1k | €964 | €2k | ▲ 102% |
| Gross operating margin9900 | €21k | €40k | €-15k | €54k | €47k | ▼ 13.3% |
| Operating profit (loss)9901 | €15k | €37k | €-18k | €39k | €17k | ▼ 56.9% |
| Financial income75/76B | - | €791 | - | €4 | €25 | ▲ 532% |
| Recurring financial income75 | €2 | €791 | - | €4 | €25 | ▲ 532% |
| Financial charges65/66B | - | €3k | €4k | €3k | €2k | ▼ 7.0% |
| Recurring financial charges65 | €68 | €3k | €4k | €3k | €2k | ▼ 7.0% |
| Profit (loss) for the period before taxes9903 | €15k | €35k | €-22k | €37k | €15k | ▼ 60.4% |
| Income taxes67/77 | €5k | €10k | €-2k | €10k | €7k | ▼ 32.8% |
| Profit (loss) for the period9904 | €9k | €25k | €-20k | €27k | €8k | ▼ 70.4% |
| Profit (loss) for the period to be appropriated9905 | €9k | €25k | €-20k | €27k | €8k | ▼ 70.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45k | €71k | €85k | €113k | €122k | ▲ 7.8% |
| Fixed assets21/28 | €6k | €4k | €8k | €20k | €31k | ▲ 57.0% |
| Tangible fixed assets22/27 | €6k | €4k | €8k | €20k | €31k | ▲ 57.0% |
| Land and buildings22 | - | - | - | €9k | €11k | ▲ 26.4% |
| Plant, machinery and equipment23 | - | - | - | €1k | €13k | ▲ 810% |
| Furniture and vehicles24 | - | €4k | €8k | €10k | €7k | ▼ 26.9% |
| Current assets29/58 | €39k | €67k | €77k | €94k | €91k | ▼ 2.6% |
| Amounts receivable within one year40/41 | €12k | €34k | €47k | €44k | €57k | ▲ 31.8% |
| Trade receivables40 | - | €32k | €44k | €44k | €57k | ▲ 31.8% |
| Other amounts receivable41 | - | €2k | €3k | - | - | - |
| Cash at bank and in hand54/58 | €27k | €33k | €29k | €48k | €32k | ▼ 32.7% |
| Deferred charges and accrued income490/1 | - | €110 | €372 | €2k | €2k | ▼ 27.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45k | €71k | €85k | €113k | €122k | ▲ 7.8% |
| Equity10/15 | €12k | €37k | €18k | €44k | €52k | ▲ 17.8% |
| Contributions10/11 | - | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €9k | €34k | €15k | €41k | €49k | ▲ 19.1% |
| Amounts payable17/49 | €33k | €34k | €67k | €69k | €70k | ▲ 1.4% |
| Amounts payable within one year42/48 | €33k | €34k | €67k | €67k | €70k | ▲ 4.6% |
| Financial debts43 | - | - | - | €936 | €3k | ▲ 232% |
| Credit institutions430/8 | - | - | - | €936 | €3k | ▲ 232% |
| Trade debts44 | €2k | €3k | €42k | €20k | €12k | ▼ 39.6% |
| Suppliers440/4 | - | €3k | €42k | €20k | €12k | ▼ 39.6% |
| Taxes, remuneration and social security45 | - | €30k | €11k | €26k | €33k | ▲ 25.2% |
| Taxes450/3 | - | €28k | €11k | €26k | €33k | ▲ 25.2% |
| Remuneration and social security454/9 | - | €3k | - | - | - | - |
| Other amounts payable47/48 | - | - | €14k | €20k | €22k | ▲ 11.4% |
| Accrued charges and deferred income492/3 | - | - | - | €2k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €25k | €-20k | €27k | €8k | ▼ 70.4% |
| + Depreciation and write-downs630 | €840 | €2k | €2k | €5k | €5k | ▼ 7.7% |
| Operating cash flow (approximation) | €10k | €27k | €-17k | €32k | €13k | ▼ 60.6% |
| Investment in fixed assets (approximation) | - | €0 | €-6k | €-17k | €-16k | ▲ 7.3% |
| Change in cash | - | €6k | €-4k | €19k | €-16k | ▼ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2020
Ground area
419 m²
Building footprint
298 m²
Volume, LiDAR
4,486 m³
3 parcels, Brussels · tallest building 26.6 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
JCA PROPERTIES
since 20202.302.634.894
JCA PROPERTIES
since 20232.340.521.314
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0309/00D012 | Brussels | 174 m² | 1 · 101 m² | 26.6 m · 7 fl. |
| 21447B0301/00T006 | Brussels | 126 m² | 1 · 126 m² | 21.7 m · 6 fl. |
| 21443C0187/00N019 | Brussels | 118 m² | 1 · 71 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 4,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
46180Agents specialised in the wholesale of other particular products
68321Property management for co-owned buildings (syndics)
Scores and ratios are computed by Checked and are not a credit decision.