GENERAL BUSINESS PARTNER
ActiveGENERAL BUSINESS PARTNER has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €-10k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 59% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency54=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.0 against 0.0 in 2024), and 57.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.9%
Return on assets
-4.9%
Age of the figures
11 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
65 d early
2023
50 d early
2022
26 d early
2021
43 d early
2020
45 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€87k▼ 10.3%
2024 · €97k
2018: €77k
2019: €86k
2020: €93k
2021: €101k
2022: €101k
2023: €103k
2024: €97k
2018 → 2025
Total assets
€204k▼ 9.6%
2024 · €225k
2018: €180k
2019: €172k
2020: €161k
2021: €151k
2022: €152k
2023: €231k
2024: €225k
2018 → 2025
Net result
€-10k▼ 90.3%
2024 · €-5k
2018: €10k
2019: €9k
2020: €8k
2021: €8k
2022: €-557
2023: €2k
2024: €-5k
2018 → 2025
Working capital
€-116k▲ 9.2%
2024 · €-128k
2018: €-103k
2019: €-84k
2020: €-67k
2021: €-49k
2022: €-51k
2023: €-128k
2024: €-128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€101k▼ 0.6%€103k▲ 1.9%€97k▼ 5.1%€87k▼ 10.3%
Operating result€11k-€-437€3k€-5k€-10k▼ 90.4%
Net result€8k-€-557€2k€-5k€-10k▼ 90.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €5k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€203k▼ 9.7%
Current assets
€332▲ 5.7%
Equity and liabilities €204k
Equity
€87k▼ 10.3%
Debt
€116k▼ 9.1%
The debt ratio rises from 56.8% to 57.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€14k▼
2024 · €17k
Cash flow
€14k▼
2024 · €17k
Solvency
42.9%▼
2024 · 43.2%
Current ratio
0.00▲
2024 · 0.00
Quick ratio
0.00▲
2024 · 0.00
Debt / equity
1.33▲
2024 · 1.31
ROE
-11.5%▼
2024 · -5.4%
ROA
-4.9%▼
2024 · -2.3%
Interest coverage
1714.44▼
2024 · 3132.87
Debt
€116k▼
2024 · €128k
Debt ≤ 1 year
€116k▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€204k▼
Fixed assets21/28€225k€203k▼
Tangible fixed assets22/27€225k€203k▼
Land and buildings22€225k€203k▼
Current assets29/58€314€332▲
Deferred charges and accrued income490/1€314€332▲
Equity and liabilities
Total equity and liabilities10/49€225k€204k▼
Equity10/15€97k€87k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€7k€7k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€333€333=
Profit (loss) carried forward14€29k€19k▼
Amounts payable17/49€128k€116k▼
Amounts payable within one year42/48€128k€116k▼
Trade debts44€21k€5k▼
Suppliers440/4€21k€5k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€107k€112k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€20k€19k▼
Operating profit (loss)9901€-5k€-10k▼
Financial charges65/66B€6€8▲
Recurring financial charges65€6€8▲
Profit (loss) for the period before taxes9903€-5k€-10k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-5k€-10k▼
Profit (loss) for the period to be appropriated9905€-5k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€19k▼
Profit (loss) brought forward from the previous period14P€34k€29k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €100kEq €101k ▲8.6%
4 profitable years in a row build equity to €101k.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roeselarestraat 1148980 ZonnebekeGround area
6,534 m²
Building footprint
227 m²
Volume, LiDAR
1,497 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GENERAL BUSINESS PARTNER
since 19942.068.845.890
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032A0106/00F000 | Flanders | 5,156 m² | 1 · 182 m² | 10.7 m · 2 fl. |
| 33037B0558/00E002 | Flanders | 1,378 m² | 1 · 45 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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W & R GYSELS
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ZALIG ALGARVE
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Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 5,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-09-1994
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.