FUTUROGRAM
ActiveSummary
FUTUROGRAM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-30k) and a net result of €-13k. Equity is shrinking by ~121.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-30k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
4 d late
2024
138 d late
2023
60 d late
2022
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-30k▼ 73.5%
2024 · €-18k
2022: €2k
2023: €1k
2024: €-18k
2022 → 2025
Total assets
€5k▲ 85.9%
2024 · €2k
2022: €2k
2023: €1k
2024: €2k
2022 → 2025
Net result
€-13k▲ 30.6%
2024 · €-19k
2022: €-4k
2023: €-978
2024: €-19k
2022 → 2025
Working capital
Not included in this filing
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2k-€1k▼ 48.5%€-18k€-30k▼ 73.5%
Operating result€-4k-€-921▲ 77.5%€-19k▼ 1,910%€-13k▲ 30.6%
Net result€-4k-€-978▲ 76.6%€-19k▼ 1,802%€-13k▲ 30.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
Assets €5k
Fixed assets
€275
Current assets
€4k
Key figures and ratios
Debt
€35k▲
2024 · €20k
Debt > 1 year
€35k▲
2024 · €20k
Ratios withheld: a balance sheet total of €5k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2k€5k▲
Fixed assets21/28-€275
Financial fixed assets28-€275
Current assets29/58€2k€4k▲
Amounts receivable within one year40/41€1k€4k▲
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€1k€366▼
Equity and liabilities
Total equity and liabilities10/49€2k€5k▲
Equity10/15€-18k€-30k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-24k€-37k▼
Amounts payable17/49€20k€35k▲
Amounts payable after more than one year17€20k€35k▲
Financial debts170/4€20k€35k▲
Income statement
Code20242025
Other operating charges640/8-€400
Gross operating margin9900€-19k€-12k▲
Operating profit (loss)9901€-19k€-13k▲
Financial charges65/66B€79€58▼
Recurring financial charges65€79€58▼
Profit (loss) for the period before taxes9903€-19k€-13k▲
Profit (loss) for the period9904€-19k€-13k▲
Profit (loss) for the period to be appropriated9905€-19k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-37k▼
Profit (loss) brought forward from the previous period14P€-5k€-24k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 138 days late
2024
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudekerkstraat 628200 BruggeGround area
1,370 m²
Building footprint
189 m²
Volume, LiDAR
1,341 m³
Parcel 31030A0166/00D000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FUTUROGRAM
since 20212.317.838.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31030A0166/00D000 | Flanders | 1,369 m² | 1 · 189 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Proximity Work
BE 0767.748.961
Waterloo · Eq €1,035
KO-ORDINATE
BE 1005.403.416
Schaarbeek · Eq €1,034
ADVODATA COMPUTER SERVICE
BE 0436.550.577
Waregem · Eq €1,046
SOLI DEO GLORIA
BE 0778.446.873
Lommel · Eq €1,049
PROGLAB
BE 0760.577.097
Anderlues · Eq €1,024
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 985 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.