FUTUROGRAM
ActiveFUTUROGRAM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-30k) and a net result of €-13k. Equity is shrinking by ~121.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-30k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
4 d late
2024
138 d late
2023
60 d late
2022
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-30k▼ 73.5%
2024 · €-18k
2022: €2k
2023: €1k
2024: €-18k
2022 → 2025
Total assets
€5k▲ 85.9%
2024 · €2k
2022: €2k
2023: €1k
2024: €2k
2022 → 2025
Net result
€-13k▲ 30.6%
2024 · €-19k
2022: €-4k
2023: €-978
2024: €-19k
2022 → 2025
Working capital
Not included in this filing
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2k-€1k▼ 48.5%€-18k€-30k▼ 73.5%
Operating result€-4k-€-921▲ 77.5%€-19k▼ 1,910%€-13k▲ 30.6%
Net result€-4k-€-978▲ 76.6%€-19k▼ 1,802%€-13k▲ 30.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
Assets €5k
Fixed assets
€275
Current assets
€4k
Key figures and ratios
Debt
€35k▲
2024 · €20k
Debt > 1 year
€35k▲
2024 · €20k
Ratios withheld: a balance sheet total of €5k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€5k▲
Fixed assets21/28-€275
Financial fixed assets28-€275
Current assets29/58€2k€4k▲
Amounts receivable within one year40/41€1k€4k▲
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€1k€366▼
Equity and liabilities
Total equity and liabilities10/49€2k€5k▲
Equity10/15€-18k€-30k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-24k€-37k▼
Amounts payable17/49€20k€35k▲
Amounts payable after more than one year17€20k€35k▲
Financial debts170/4€20k€35k▲
Income statement
Code20242025
Other operating charges640/8-€400
Gross operating margin9900€-19k€-12k▲
Operating profit (loss)9901€-19k€-13k▲
Financial charges65/66B€79€58▼
Recurring financial charges65€79€58▼
Profit (loss) for the period before taxes9903€-19k€-13k▲
Profit (loss) for the period9904€-19k€-13k▲
Profit (loss) for the period to be appropriated9905€-19k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-37k▼
Profit (loss) brought forward from the previous period14P€-5k€-24k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 138 days late
2024
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudekerkstraat 628200 BruggeGround area
1,370 m²
Building footprint
189 m²
Volume, LiDAR
1,341 m³
Parcel 31030A0166/00D000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FUTUROGRAM
since 20212.317.838.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31030A0166/00D000 | Flanders | 1,369 m² | 1 · 189 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Proximity Work
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BE 1005.403.416
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ADVODATA COMPUTER SERVICE
BE 0436.550.577
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SOLI DEO GLORIA
BE 0778.446.873
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PROGLAB
BE 0760.577.097
Anderlues · Eq €1k
Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.