FUTURO ADVIES EN ONDERSTEUNING
ActiveSummary
FUTURO ADVIES EN ONDERSTEUNING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €88k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency87▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 3.76 in 2024; short-term debt: 37.5% and cash: 24.2% of total assets), and 37.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
33.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
36 d early
2023
34 d early
2022
35 d early
2021
34 d early
2020
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k=
2024 · €165k
2020: €33k
2021: €91k
2022: €165k
2023: €165k
2024: €165k
2020 → 2025
Total assets
€264k▲ 18.3%
2024 · €223k
2020: €48k
2021: €98k
2022: €172k
2023: €263k
2024: €223k
2020 → 2025
Net result
€88k▲ 69.5%
2024 · €52k
2020: €31k
2021: €59k
2022: €74k
2023: €84k
2024: €52k
2020 → 2025
Working capital
€162k▲ 0.8%
2024 · €160k
2020: €33k
2021: €91k
2022: €165k
2023: €164k
2024: €160k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€165k▲ 80.8%€165k=€165k=€165k=
Operating result€82k-€104k▲ 26.4%€108k▲ 4.1%€64k▼ 40.7%€101k▲ 57.7%
Net result€59k-€74k▲ 25.9%€84k▲ 13.8%€52k▼ 38.2%€88k▲ 69.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 58% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264k
Fixed assets
€3k ▼ 29.2%
Current assets
€260k ▲ 19.3%
Equity and liabilities €264k
Equity
€165k =
Debt
€99k ▲ 70.2%
Debt's share of the balance-sheet total rises from 26.1% to 37.5%. Debt is higher.
Key figures and ratios
EBITDA
€102k▲
2024 · €65k
Cash flow
€89k▲
2024 · €53k
Current ratio
2.63▼
2024 · 3.76
Debt to equity
0.60▲
2024 · 0.35
ROE
53.3%▲
2024 · 31.4%
ROA
33.3%▲
2024 · 23.2%
Interest coverage
72.92▼
2024 · 73.82
Debt ≤ 1 year
€99k▲
2024 · €58k
Income taxes
€22k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€223k€264k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€391€26▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€218k€260k▲
Amounts receivable within one year40/41€25k€44k▲
Trade receivables40€15k€28k▲
Other amounts receivable41€10k€16k▲
Current investments50/53€181k€153k▼
Cash at bank and in hand54/58€12k€64k▲
Equity and liabilities
Total equity and liabilities10/49€223k€264k▲
Equity10/15€165k€165k=
Contributions10/11€2k€2k=
Reserves13€163k€163k=
Distributable reserves133€163k€163k=
Amounts payable17/49€58k€99k▲
Amounts payable within one year42/48€58k€99k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Other amounts payable47/48€53k€89k▲
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€451€465▲
Gross operating margin9900€65k€103k▲
Operating profit (loss)9901€64k€101k▲
Financial income75/76B€2k€10k▲
Recurring financial income75€2k€10k▲
Financial charges65/66B€881€1k▲
Recurring financial charges65€881€1k▲
Profit (loss) for the period before taxes9903€66k€109k▲
Income taxes67/77€14k€22k▲
Profit (loss) for the period9904€52k€88k▲
Profit (loss) for the period to be appropriated9905€52k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€88k▲
Profit to be distributed694/7€52k€88k▲
Return on contributions (dividend)694€52k€88k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €88k ▲69.5%
Net result €88k, the highest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €165k ▲80.8%
3 profitable years in a row build equity to €165k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 15.47
Current ratio from 3.08 to 15.47; short-term debt falls from €16k to €6k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat 451980 ZemstGround area
594 m²
Building footprint
105 m²
Volume, LiDAR
603 m³
Parcel 23020B0212/00L002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beekstraat 45, 1980 Zemst
since 20202.298.281.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020B0212/00L002 | Flanders | 594 m² | 1 · 105 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ROBOONA
BE 0834.818.820
Kruisem · Eq €165,045
PROCOMMA
BE 0675.834.533
Londerzeel · Eq €165,087
ASHA
BE 0701.615.549
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,405 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
63920Other information service activities
70200Business and other management consultancy
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.